If you have homeownership on your wish list, you’re most likely going to need to come up with a down payment. The decision on how much to put down isn’t

We know that interest rates are on the rise … does that mean the potential for a recession, even a mild one, is on the rise too? While looking at

It’s true that rates are no longer in a historically low spot, but they are still lower than what were seen before the housing market crash – and we’re talking

Interest Rate and Annual percentage rate — or APR — are they lost siblings? Brothers from another mother? Second cousins once removed? (What does that even mean?) The truth is,

When you buy a home, you’re presented with a lot of options – type of mortgage, term length, fixed-rate or adjustable…  Let’s discuss the latter so that you go into

Points. Mortgage points. Discount points. Buying down your rate. It all means the same thing. Simply put, mortgage points are the opportunity to buy down your interest rate in small

Co-signing on a mortgage loan for someone can mean the difference between them being approved or not. But with co-signing comes great responsibility. Let’s outline the pros and cons so

Have you seen lenders on social media advertise something like, “Work with me, and I’ll give you $2,500 in lender credits!”? You might think, “Wow, that’s a great deal! But

In this market, many home buyers are still paying above fair market value for homes, which leads to a gap between the sales price and the appraised value, called an

If you’re a veteran or an active duty military service member and are in the market to buy a home, you need to be taking advantage of the VA loan