Interest Rate and Annual percentage rate — or APR — are they lost siblings? Brothers from another mother? Second cousins once removed? (What does that even mean?) The truth is,

When you buy a home, you’re presented with a lot of options – type of mortgage, term length, fixed-rate or adjustable…  Let’s discuss the latter so that you go into

Points. Mortgage points. Discount points. Buying down your rate. It all means the same thing. Simply put, mortgage points are the opportunity to buy down your interest rate in small

Co-signing on a mortgage loan for someone can mean the difference between them being approved or not. But with co-signing comes great responsibility. Let’s outline the pros and cons so

Have you seen lenders on social media advertise something like, “Work with me, and I’ll give you $2,500 in lender credits!”? You might think, “Wow, that’s a great deal! But

In this market, many home buyers are still paying above fair market value for homes, which leads to a gap between the sales price and the appraised value, called an

If you’re a veteran or an active duty military service member and are in the market to buy a home, you need to be taking advantage of the VA loan

If annual rent increases are pricing you out of your current home, this is for you. Let’s break down some of the (not-so) hidden costs of renting and how you could

What if we told you that you could save nearly $20,000 in interest over the life of your loan just by changing the timing of your mortgage payments? It’s true! 

So, you found yourself a cozy pad on the intrawebs and you’re thinking “Wow, this is totally the home, I’m buying it now”? But there are a few expenses that