April 20, 2022

What’s the Difference Between Interest Rate and Annual Percentage Rate?

Interest Rate and Annual percentage rate — or APR — are they lost siblings? Brothers from another mother? Second cousins once removed? (What does that even mean?) The truth is,

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March 16, 2022

What’s the Difference Between a Fixed-Rate and Adjustable-Rate Mortgage?

When you buy a home, you’re presented with a lot of options – type of mortgage, term length, fixed-rate or adjustable…  Let’s discuss the latter so that you go into

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March 8, 2022

Should I Invest in Mortgage Points?

Points. Mortgage points. Discount points. Buying down your rate. It all means the same thing. Simply put, mortgage points are the opportunity to buy down your interest rate in small

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February 17, 2022

Should I Co-Sign on Someone Else’s Mortgage?

Co-signing on a mortgage loan for someone can mean the difference between them being approved or not. But with co-signing comes great responsibility. Let’s outline the pros and cons so

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December 16, 2021

Can Lender Credits Help Lower Your Closing Costs?

Have you seen lenders on social media advertise something like, “Work with me, and I’ll give you $2,500 in lender credits!”? You might think, “Wow, that’s a great deal! But

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November 23, 2021

What is an Appraisal Gap?

In this market, many home buyers are still paying above fair market value for homes, which leads to a gap between the sales price and the appraised value, called an

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November 12, 2021

VA Loan Program | Proudly Serving the Military Community

If you’re a veteran or an active duty military service member and are in the market to buy a home, you need to be taking advantage of the VA loan

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November 4, 2021

3+ Reasons You Could be Paying LESS by Owning a Home Rather Than Renting

If annual rent increases are pricing you out of your current home, this is for you. Let’s break down some of the (not-so) hidden costs of renting and how you could

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October 19, 2021

Save Thousands and Pay Your Mortgage Off Quicker by Making Bi-Weekly Payments

What if we told you that you could save nearly $20,000 in interest over the life of your loan just by changing the timing of your mortgage payments? It’s true! 

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September 24, 2021

The 3 Things That Make Up Home Buyer Closing Costs | Mortgage Principles

So, you found yourself a cozy pad on the intrawebs and you’re thinking “Wow, this is totally the home, I’m buying it now”? But there are a few expenses that

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