For The Home That’s Almost Perfect

We’ve heard it before, “we love everything about this house except…”. Now you can create your dream home with a renovation loan from Homespire Mortgage. Whether you’re buying a fixer upper or looking to renovate your current home, we’ve got your renovation dreams covered!

Financing your

home renovation

Finally, the perfect loan to finance your home renovation. Our suite of renovation loan products make it easier than ever to create your dream home, without the frustrations of financing. It’s an all-in-one solution that allows you to finance (or refinance) the purchase of your home, along with the costs of home improvements.

Benefits of a Renovation Loan

Our suite of renovation loan products offer low down payments, low closing costs and a variety of loan terms. Talk to a Loan Officer to find out which renovation loan is right for your #homegoals.

  • Finance your home purchase and repairs in one loan

  • Low down payment options and credit score requirements

  • Build equity immediately after repairs are completed

  • Competitive interest rates compared to other loans

Why Clients Love Us

We’ve helped thousands of homeowners find a mortgage they can manage.

See what our clients have to say on Social Survey.

  • Exelente servicio Me ayudo mucho en todo el proceso de refinanciar
    Y obtener mejores intereses bajar mis pagos mensuales de la casa y todo lo hizo en e timpo establecido.

    Dilcia Amaya
    6 days ago

    Responsive team able to close quickly It was a pleasure working with Neil and his team throughout our homebuying process. When we made the offer on our home, Neil's experience with 2 week closings (and his personal assurance to the seller... read more

    6 days ago

    They did a great job 👏 Carlos’s Martinez team are the best definitely... polite, friendly, helpful , they attend calls and messages all the time . Their work is excellent I’m so happy and thankful with them to help me in my... read more

    Kelyn Ortiz
    6 days ago
  • Muy atentos y serviciales Me ayudaron a poder sacar mi préstamo y juntos con mi esposo logramos cumplir una meta de poder mejorar nuestra casa con esta refinanciación!
    Estamos muy agradecidos y muy felices

    6 days ago

    Fantastic Experience with Derrick Stewart / Homespire My loan officer, Derrick Stewart, was an absolute pleasure to work with from start to finish. He expertly navigated through my complex rental portfolio refinance with ease. His communication was clear... read more

    Adam W
    3 weeks ago

    Offered us an amazing rate and quick close! Neil is great! He pre-approved us in 10 minutes and offered us a very low rate a lot lower than I expected and also offered to accomodate a very quick 7-10 close when we were racing to put an offer in... read more

    3 weeks ago
  • Amazing Lender Valentina Wilber and her team were exceptionally helpful when I decided to buy my first home a few weeks ago this year. They were very quick to answer questions at any time and helped even outside of ... read more

    Bashar Al Saadi
    3 weeks ago

    Excellent service Excellent service and customer care. Helpful in every way possible. Communicating constantly with me. Explaining everything to me. Thank you so much. Very quickly done.

    Ingrid reyes
    3 weeks ago

    Excelente Adrian me ayudo a poder completar toda la informacion y me respondio todas mis dudas cin respecto de mi refinanciamiento me syudo un monton estoy muy agradecido

    roxanagarcia 12
    3 weeks ago
  • Excelent Un excelente servicio me ayudo en todo el proceso y me explico detalladamente todo el proceso.
    Me atwndio de la mejor manera en este refinanciamiento

    4 weeks ago

    Exepcional servicio al cliente Agradecemos a Carlos por su ayuda en el refinanciameinto de nuestra casa, El proceso fue rápido, fácil y nos explicaron muy bien los pasos que teníamos que seguir. Fue una experiencia muy placentera.... read more

    4 weeks ago

    AMAZING WORK AND PROFESSIONAL Adrian was EXTREMELY helpful throughout the entire process and made the process seamlessly especially during these unprecedented times during COVID. HIGHLY RECOMMEND

    4 weeks ago
  • Excellent service and streamlined process David was extremely helpful with my family’s refi. He streamlined the process and was available to answer all of our questions at all hours. He comes highly recommended.

    Steven McDonald
    4 weeks ago

    excellent la mejor experience que he tenido, amables y con gran experiencia. Lo recomiendo altamente. Muy comprometido con mi prestamo y Asesorías disponibles a todo momento.

    4 weeks ago

    WORK WITH HOMESPIRE MORTGAGE Sereva was a very exceptional help in the process of getting all documents && things together for me to buy my own home ... I moved in the past weekend && I love my first home 🏠

    Kawana Collins
    4 weeks ago

Renovation Loan Options

Whether you’re buying a fixer upper or looking to add value to your current home,
we’ve got the right loan option for your home improvement project.

An FHA 203K loan is an ideal loan option when buying a ‘fixer upper’ and can finance the cost of major and minor upgrades.

Our HomeStyle Renovation loan is an all-in-one solution to finance your remodeling projects with your mortgage.

Now you can renovate your home with the benefits of VA financing. Designed to help veterans repair or upgrade their home with low rates.

Buying a Fixer Upper?

Let us do the math and find out how much you could potentially borrow.

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