RENOVATION LOANS

For The Home That’s Almost Perfect

We’ve heard it before, “we love everything about this house except…”. Now you can create your dream home with a renovation loan from Homespire Mortgage. Whether you’re buying a fixer upper or looking to renovate your current home, we’ve got your renovation dreams covered!

Financing your

home renovation

Finally, the perfect loan to finance your home renovation. Our suite of renovation loan products make it easier than ever to create your dream home, without the frustrations of financing. It’s an all-in-one solution that allows you to finance (or refinance) the purchase of your home, along with the costs of home improvements.

Benefits of a Renovation Loan

Our suite of renovation loan products offer low down payments, low closing costs and a variety of loan terms. Talk to a Loan Officer to find out which renovation loan is right for your #homegoals.

  • Finance your home purchase and repairs in one loan

  • Low down payment options and credit score requirements

  • Build equity immediately after repairs are completed

  • Competitive interest rates compared to other loans

Why Clients Love Us

We’ve helped thousands of homeowners find a mortgage they can manage.

See what our clients have to say on Social Survey.

  • Highly recommended Neil and his team made the lending process exceptionally easy and were always quick to respond to my questions & needs. Homespire also provided some of the most competitive rates for our home purchase... read more

    J
    James
    5 days ago

    Hard workers Monique and team did a great job getting me into my home. They were fast and communicated daily giving me feedback on the next step. if you want to get approved in a short amount time, reach out to Mo... read more

    DC
    Diane Covington
    6 days ago

    Andy and his team of professionals always take great care of my clients Andy and his team of professionals always take great care of my clients. Simple application process, great rates and fees. Experience matters and Andy has it and will go above and beyond for you.

    JM
    Jennifer Moore
    1 week ago
  • Daniel Horner with Homespire Mortgage is fantastic!! Dan helped us with the purchase and original mortgage on our home in 2018. We just closed on our mortgage refinance June 2021 to get a better interest rate, and to change from a 30 year to a 20 year ... read more

    jc
    jenel call
    1 week ago

    Positive, Communicative and a friend for life! Dan's commitment to his clients is far beyond what you could ever ask for - he made the process seamless! Dan was communicative, he was patient when I had 101 questions and his attention to detail gav... read more

    E
    EGraham_13
    1 week ago

    I'm so lucky and happy to meet Mo bani to help me out for my first time home mortgage loan. Mo bani his great man to work with and his team they are so home loan professional they help me to get my Mortgage steps by step thank you so much all.

    m
    musstaphahousni
    1 week ago
  • Kevin is the best Kevin and his team were amazing! As first time homebuyers, we had many questions and needed some guidance, throughout the entire process we felt informed. Kevin is so knowledgeable and went above and ... read more

    e
    ebond4412
    2 weeks ago

    Works hard every time Thank you for all the help you gave us. Carlos always makes everything happen .we would definitley recommend to our family and friends 😁😁😁😁😁😁😁😁

    Cf
    Carlos febles
    2 weeks ago

    Thank you for your hard work! We are very happy to work with Carlos always. We always recommend Carlos to all our family members to come to him because he is the best thank you for everything

    S
    Simon Rodríguez
    2 weeks ago
  • Excellence Adrian es muy profecional en lo que hace
    El hizo que todo este proceso fuera muy facil y rapido
    Explica muy bien y el acompañamiento es exelente. No me dejo con ninguna duda

    JO
    Jaimiber Ocampo
    2 weeks ago

    First Home, I’d Be Lost Without Him! I had no idea what I was doing and could t get a mortgage for years, until I met Patrick. He showed me exactly what to do made the whole process easy!

    HM
    Heather M
    2 weeks ago

    Seamless Process As a couple that had no idea what they were doing, Dan explained everything - and we mean everything - from a professional perspective and that of a friend as well. He was responsive and went above an... read more

    AM
    Ali & Mayra
    2 weeks ago
  • Exceptionally fast - great team to work with! We worked with Neil and his team for the purchase of my Mother-in-laws condo as she downsizes. The team was phenomenal, so quick to respond with clear instructions! I can’t rave about them enough, the... read more

    DB
    Danyelle Blackwell
    2 weeks ago

    Val was exceptional I am extremely happy that I had Val as my first broker. She walked me through the home buying process and answered every question I had quickly and expertly. She was able to navigate the brokerage pro... read more

    JV
    J Vandecar
    2 weeks ago

    Amazing team work Carlos and his team were extremely helpful! They explained everything with details so I was able to understand and updated me everyday! I would 100% recommend them to anyone. Thank you so much guys!

    VE
    Veronica Escobar
    2 weeks ago

Renovation Loan Options

Whether you’re buying a fixer upper or looking to add value to your current home,
we’ve got the right loan option for your home improvement project.

An FHA 203K loan is an ideal loan option when buying a ‘fixer upper’ and can finance the cost of major and minor upgrades.

Our HomeStyle Renovation loan is an all-in-one solution to finance your remodeling projects with your mortgage.

Now you can renovate your home with the benefits of VA financing. Designed to help veterans repair or upgrade their home with low rates.

Buying a Fixer Upper?

Let us do the math and find out how much you could potentially borrow.

    15% Complete...

    Where do you want to live?


    GO!

    What type of home would you like to live in?

    Single Family
    Town House
    Condominuim

    Single FamilyTown HouseCondominuim

    How much do you currently pay in rent?


    NEXT

    What is your household income?


    NEXT

    Estimate Your Credit Score

    Excellent 740+
    Good 700-739
    Average 660-699
    Fair 600-659
    Poor < 600

    Excellent 740+Good 700-739Average 660-699Fair 600-659Poor < 600

    We're working up some options to help you break free from the rental trap. Let's send them over to you!


    Privacy Policy