For The Home That’s Almost Perfect
We’ve heard it before, “we love everything about this house except…”. Now you can create your dream home with a renovation loan from Homespire Mortgage. Whether you’re buying a fixer upper or looking to renovate your current home, we’ve got your renovation dreams covered!
Finally, the perfect loan to finance your home renovation. Our suite of renovation loan products make it easier than ever to create your dream home, without the frustrations of financing. It’s an all-in-one solution that allows you to finance (or refinance) the purchase of your home, along with the costs of home improvements.
Benefits of a Renovation Loan
Our suite of renovation loan products offer low down payments, low closing costs and a variety of loan terms. Talk to a Loan Officer to find out which renovation loan is right for your #homegoals.
Finance your home purchase and repairs in one loan
Low down payment options and credit score requirements
Build equity immediately after repairs are completed
Competitive interest rates compared to other loans
Why Clients Love Us
We’ve helped thousands of homeowners find a mortgage they can manage.
See what our clients have to say on Social Survey.
Outstanding Amazing Work Couldn’t be anymore happier , really wish I would’ve gotten connected with him sooner ! I definitely encourage all new buyers and investors to use homespier , they will really work super hard to make ... read moreDanny Guzman3 months ago
Would Highly Recommend 10/10 Joey was extremely helpful and walked us through the entire home buying process! I would highly recommend him to any prospective home buyers in the DMV!Nate H.3 months ago
Excellent experience with Carlos martinez and Dania I'm very pleased with the attention to detail from Carlos and Dania. Best morgage lender in the DMV I have ever work with, very professional, quick in answering questions and taking my calls. I will d... read moreEsteban contracting3 months ago
Honest Andy I was very pleased with Andy's informative approach. He didn't try to promise the stars and the moon until he knew those were even attainable. Other mortgage companies I reached out to were sending me... read moreYarin Suggs3 months ago
estoy muy agradesido con Carlos por averme ayudado con la compra de esta propiedad estoy muy Agradesido con Carlos por averme ayudado con la compra de esta propiedad el proseso fue rapido y sencillo no me iso muchas preguntas,antes trate con otros y no pudieron ayudarme. Carlos y su... read moredimasorellana403 months ago
Great experience with Valentina Wilber Valentina was incredibly helpful. As a first time homebuyer she took the time to explain everything to me in every step. She was very fast to respond to my questions and was always available on phone ... read moreChanel J4 months ago
Easy process with Cindy! Cindy White helped me so much! Going through my refinance process, she kept me informed at every step of the way. She supported me whenever I had questions and made the process go smoothly. Highly re... read morezuser2017090612045634 months ago
Great mortgage Broker Our realtor connected us with Ivan. He knows the industry, was extremely helpful, always available and made the process easy. And we got the best rate in the market. He can’t be beat.apbarborak4 months ago
Excellent Service Had not financed a home in over 30 years. Patrick and his crew took me through the whole process easily. Found us a great rate, locked us in, then 2 days before closing found an even better rate. He u... read moreMatchunis Tim5 months ago
The best in town!!!! Andy was profecional and helpful, always available to answer questions and looks for solutions to any situation. Andy and his team walked with me step by step in the whole process to get the best opti... read moreSaul Velez5 months ago
Review Carlos was such an amazing person to helping me getting my house. He was always there to help at all moments in the process of getting my home. He did such a good job i really recommend his company.Nathaly Hernandez5 months ago
Awesome Experience Jasson was excellent to work with and provide the necessary guidance to navigate this process. Jasson was extremely helpful answering our questions and was always accessible. I wouldn’t hesitate rec... read morelewisfamily1805 months ago
Awesome Experience Jasson guided us through the process of purchasing our new home. He was very kind and extremely helpful. He answered all of our questions and offered great advice. Jasson and his team worked hard to e... read moreS Lewis5 months ago
Not all heroes wear capes Ryan saved the day when our lender threw us a curve ball at the last minute that put our home buy in danger. We would have been out of luck without his help and quick work! Lifesaver!!!!Eugene Mitchell6 months ago
Best Experience When my realtor gave me some recommendations for a lender. I set up an appointment to talk to Renate over the phone. My hours of work, trying to set up moving , sell a home and moving to a new state. ... read moreLorrie Warren6 months ago
Renovation Loan Options
Whether you’re buying a fixer upper or looking to add value to your current home,
we’ve got the right loan option for your home improvement project.
Now you can renovate your home with the benefits of VA financing. Designed to help veterans repair or upgrade their home with low rates.
Buying a Fixer Upper?
Let us do the math and find out how much you could potentially borrow.