For The Home That’s Almost Perfect

We’ve heard it before, “we love everything about this house except…”. Now you can create your dream home with a renovation loan from Homespire Mortgage. Whether you’re buying a fixer upper or looking to renovate your current home, we’ve got your renovation dreams covered!

Financing your

home renovation

Finally, the perfect loan to finance your home renovation. Our suite of renovation loan products make it easier than ever to create your dream home, without the frustrations of financing. It’s an all-in-one solution that allows you to finance (or refinance) the purchase of your home, along with the costs of home improvements.

Benefits of a Renovation Loan

Our suite of renovation loan products offer low down payments, low closing costs and a variety of loan terms. Talk to a Loan Officer to find out which renovation loan is right for your #homegoals.

  • Finance your home purchase and repairs in one loan

  • Low down payment options and credit score requirements

  • Build equity immediately after repairs are completed

  • Competitive interest rates compared to other loans

Why Clients Love Us

We’ve helped thousands of homeowners find a mortgage they can manage.

See what our clients have to say on Social Survey.

  • Awesome Experience Jasson was excellent to work with and provide the necessary guidance to navigate this process. Jasson was extremely helpful answering our questions and was always accessible. I wouldn’t hesitate rec... read more

    3 days ago

    Awesome Experience Jasson guided us through the process of purchasing our new home. He was very kind and extremely helpful. He answered all of our questions and offered great advice. Jasson and his team worked hard to e... read more

    S Lewis
    4 days ago

    Not all heroes wear capes Ryan saved the day when our lender threw us a curve ball at the last minute that put our home buy in danger. We would have been out of luck without his help and quick work! Lifesaver!!!!

    Eugene Mitchell
    3 weeks ago
  • Best Experience When my realtor gave me some recommendations for a lender. I set up an appointment to talk to Renate over the phone. My hours of work, trying to set up moving , sell a home and moving to a new state. ... read more

    Lorrie Warren
    3 weeks ago

    Thanks If you need a lender Adam Crum is the guy you need to go to. Just purchase a new home for my family and he made the process very easy and very detailed oriented, he tries his hardest to find you the b... read more

    1 month ago

    excellent lender I recommend He is one of the best lenders in the area. I am very grateful for his support at all times. I appreciate your attention and support for making an almost impossible dream come true. Thank you very much... read more

    Berkli Geovanny Ocho
    1 month ago
  • Excellent Great bunch of people, very professional and knowledgeable no surprises close on time everything went perfect at closing. Kept in contact with us we gave the sellers extra time to leave the home

    1 month ago

    Excellent customer services Thanks to M.r Ivan Grondona for all his attention and help in the process in helping and directing us through the closing on my new home. M.r Ivan Grondona is always there to respond and answer any co... read more

    Sandy Rodriguez
    1 month ago

    Wonderful company Jody Emerick was amazing. I cannot say enough good things about her. She goes above and beyond for her clients. You won't find a lender that is as patient and compassionate as her. Jody does everythin... read more

    Rachel Weaver
    1 month ago
  • Andy from HomespireGO Andy was professional and personable! He was always very responsive and answered all questions completely and in a timely manner! He was available on the weekends and just great to work with! It reall... read more

    Elizabeth K Kirkman
    1 month ago

    Transparent and patient Andy and Audrey were very transparent and helpful throughout my purchasing process. They both were very honest and answered all of my questions. I like the fact that they broke things down for me be... read more

    Lawanda Barrow
    1 month ago

    Outstanding Being self employed there were many of hurdles to over come. But that didn't slow the process. The process was completed in a timely manner. Everyone work hard and made it happen.

    1 month ago
  • Friendly, Professional and great people! Carlos Martínez and Dania were super efficient and are excellent real estate agents. We became so close in the matter of a few weeks, they are extremely engaged into their work. In just 10 days we wen... read more

    2 months ago

    Juan Farias was excellent! Juan guided me through the entire process answering all my questions and calming all my fears. I will definitely recommend him and his amazing staff! Everyone was pleasant to work with and made the ... read more

    Marisol Bermudez
    2 months ago

    Super happy Working with Carlos and Diana was such a great experience! Diana made everything possible and made the paperwork filing extremely easy. Super organized and super attentive. Pays attention to small det... read more

    Pamela q714
    2 months ago

Renovation Loan Options

Whether you’re buying a fixer upper or looking to add value to your current home,
we’ve got the right loan option for your home improvement project.

An FHA 203K loan is an ideal loan option when buying a ‘fixer upper’ and can finance the cost of major and minor upgrades.

Our HomeStyle Renovation loan is an all-in-one solution to finance your remodeling projects with your mortgage.

Now you can renovate your home with the benefits of VA financing. Designed to help veterans repair or upgrade their home with low rates.

Buying a Fixer Upper?

Let us do the math and find out how much you could potentially borrow.

    15% Complete...

    Where do you want to live?


    What type of home would you like to live in?

    Single Family
    Town House

    Single FamilyTown HouseCondominuim

    How much do you currently pay in rent?


    What is your household income?


    Estimate Your Credit Score

    Excellent 740+
    Good 700-739
    Average 660-699
    Fair 600-659
    Poor < 600

    Excellent 740+Good 700-739Average 660-699Fair 600-659Poor < 600

    We're working up some options to help you break free from the rental trap. Let's send them over to you!

    Privacy Policy