For The Home That’s Almost Perfect

We’ve heard it before, “we love everything about this house except…”. Now you can create your dream home with a renovation loan from Homespire Mortgage. Whether you’re buying a fixer upper or looking to renovate your current home, we’ve got your renovation dreams covered!

Financing your

home renovation

Finally, the perfect loan to finance your home renovation. Our suite of renovation loan products make it easier than ever to create your dream home, without the frustrations of financing. It’s an all-in-one solution that allows you to finance (or refinance) the purchase of your home, along with the costs of home improvements.

Benefits of a Renovation Loan

Our suite of renovation loan products offer low down payments, low closing costs and a variety of loan terms. Talk to a Loan Officer to find out which renovation loan is right for your #homegoals.

  • Finance your home purchase and repairs in one loan

  • Low down payment options and credit score requirements

  • Build equity immediately after repairs are completed

  • Competitive interest rates compared to other loans

Why Clients Love Us

We’ve helped thousands of homowners find a mortgage they can manage.

That’s why we’re a 5-Star rated lender on Zillow.

  • Smooth and easy Smooth and easy. They do everything to accommodate you, the customer. Neil runs a great operation with very capable people. Highly recommend them, I personally have used them several times and each ti... read more

    1 week ago

    Great Experience! I am so thankful for Carlos and the entire Homespire team. They made the whole loan process pleasant and easy, they are incredibly helpful. I would highly recommend this team if you are looking for a ... read more

    1 week ago

    Great Experience She truly work hard to get the best for you and in time - great personality with professionalism - truly enjoyed working with her and her team - strongly suggest her!

    Al Parvar
    1 week ago
  • Knowledgeable Loan Officer Mo was very professional and the entire process was very smooth and easy. Always ready to answer any questions and highly knowledgeable. Simply the best in the industry. I highly recommend Mo Bani for... read more

    1 week ago

    Fred Levine - Homespire Mortgage Fred Levine’s professional, responsive and assistance with the whole mortgage process from beginning to end was exceptional. He was available through email, phone, text which I really appreciated. I a... read more

    1 week ago

    THE BEST!!!! Neil and his team (Kevin & Tyler) are hands down, THE BEST THERE IS IN THE BUSINESS! We used Neil and his team to purchase our first home 5 years ago and again to purchase our forever home this week. ... read more

    CJ Westcott
    1 week ago
  • Great Job! As an older couple looking to refinance our VA mortgage, we were extremely happy to work with Dave. He is knowledgeable, personable, and efficient. He went above and beyond by suggesting we were payin... read more

    1 week ago

    Spectacular! This was the most stress free and easy refinance process ever! They sent a notary to my house and just made it a really simple, well guided process.

    1 week ago

    Outstanding Professional and Exceptional at the Personal Level I am so impressed by Adrian. Not only did he manage to give us a great rate with no out of pocket expenses, but he kept the process painless, was always available to answer any questions or provide g... read more

    2 weeks ago
  • Excellent communication, everything was done in a timely manner Excellent communication, everything was done in a timely manner. Truly a hazzle free experience. Excellent team. Reuben, Evelyn and Edwin were great to work with.

    2 weeks ago

    First time home owner As a first time homeowner the buying process can be very confusing and stressful. Carlos was patient, explained everything thoroughly and answered all the questions that I had. I would definitely reco... read more

    2 weeks ago

    very professional It is a team that at all times kept me informed of the process in each step and with passion explaining everything I had to do, I highly recommend this team at all times, they behaved very professiona... read more

    2 weeks ago
  • Fantastic I would highly recommend this gentlemen and his staff. They are very friendly, prompt, and a blast to work with! Top notch and best of the best!

    Thank you Alan and Jody for all of your assistance! I...
    read more

    Beth W
    3 weeks ago

    An Amazing Lender! Mr. Quansah is incredibly kind and compassionate, he wants the best for his client. He was always there when we needed him, he advised us and made sure the property we chose was one we loved and conti... read more

    3 weeks ago

    Very professional My experience was very good, from the beginning, I explained step by step, what they could offer me, I am very satisfied, for all the help you offered

    3 weeks ago

Renovation Loan Options

Whether you’re buying a fixer upper or looking to add value to your current home,
we’ve got the right loan option for your home improvement project.

An FHA 203K loan is an ideal loan option when buying a ‘fixer upper’ and can finance the cost of major and minor upgrades.

Our HomeStyle Renovation loan is an all-in-one solution to finance your remodeling projects with your mortgage.

Now you can renovate your home with the benefits of VA financing. Designed to help veterans repair or upgrade their home with low rates.

Buying a Fixer Upper?

Let us do the math and find out how much you could potentially borrow.

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    We're working up some options to help you break free from the rental trap. Let's send them over to you!

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