RENOVATION LOANS

For The Home That’s Almost Perfect

We’ve heard it before, “we love everything about this house except…”. Now you can create your dream home with a renovation loan from Homespire Mortgage. Whether you’re buying a fixer upper or looking to renovate your current home, we’ve got your renovation dreams covered!

Financing your

home renovation

Finally, the perfect loan to finance your home renovation. Our suite of renovation loan products make it easier than ever to create your dream home, without the frustrations of financing. It’s an all-in-one solution that allows you to finance (or refinance) the purchase of your home, along with the costs of home improvements.

Benefits of a Renovation Loan

Our suite of renovation loan products offer low down payments, low closing costs and a variety of loan terms. Talk to a Loan Officer to find out which renovation loan is right for your #homegoals.

  • Finance your home purchase and repairs in one loan

  • Low down payment options and credit score requirements

  • Build equity immediately after repairs are completed

  • Competitive interest rates compared to other loans

Why Clients Love Us

We’ve helped thousands of homeowners find a mortgage they can manage.

See what our clients have to say on Social Survey.

  • Quick and smooth process We had to close in 15 days, and Neil’s team was constantly following up with us about all the necessary documents. They helped us with advice and made sure we’ve gotten our loan on time.

    E
    Elena
    4 days ago

    I feel all the time that I was in good hands In addition to the professional work of Valeria, her integrity and caring for my needs and the fulfillment of the processes keeping me in peace of mind gave me certainty that I was in good hands all t... read more

    AP
    Alejandro Pardo
    5 days ago

    Prestamo de vivienda Estamos muy felices de conocer este equipo de trabajo. Muy profesionales, siempre estan disponibles para responder o ayudar con tus dudas. Nos apoyaron en cada paso hasta llegar al cierre de nuestra c... read more

    aR
    alejandra Rodriguez
    6 days ago
  • She was the best help in our home buying process Valeria is an excellent professional who is always willing to help and look for ways out of difficulties.

    She is always looking for the client to get the best conditions for their loan. And in our c...
    read more

    AR
    Angela Rey
    6 days ago

    Completed transaction in May 2022 in Spring Hill, FL. Juan and his team made it happen too get the loan,WE are the way too Florida Spring Hill Thank you Home spire great job.We will recommend other folks that are looking for Mortgage Loan .

    E
    Elliot69gto
    1 week ago

    Excellent Adrian make this happening! He is hard worker and was in control ongoing the loan. I liked that he gave me several options to work with. I like the communication between his team. All of them has the ... read more

    J
    Joseticas14
    1 week ago
  • Completed transaction in May 2022 in Winter Garden, FL. Juan and his staff were extremely helpful and made what is normally a stressful time sail by smoothly. Becky was also exceptional. Everyone was available when needed and prompt to return all messages ... read more

    g
    grusso1969
    1 week ago

    They are the best We are very happy with your work, great team, everything went as expected! the best everything very good organization with your team excellent interest rates

    P
    PerlaLopez74
    2 weeks ago

    Great experience This is my first time buying a home, and everything is so scary and exciting. Adrian help me to calm down and trust the process he give me that confidence that I need to enjoy this. Thank you yer we’r... read more

    b
    benedinduarte1993
    3 weeks ago
  • Heather was great! Heather was very helpful as we were buying our first home. She was very easy to communicate with and always answered all our questions throughout the process. I highly recommend contacting Heather if ... read more

    z
    zuser202111091152328
    3 weeks ago

    Best Mortgage Lender in the DMV area. I can confirm that it was nothing short of a great experience to have had Joey Bronstein as my loan officer when purchasing my first home. As an armed service Veteran, I contacted multiple banks with ... read more

    ab
    aaron bout
    3 weeks ago

    Kevin Patrick/Homespire & team will always be my #1 choice is mortgage lending Kevin is very pleasant to work with, he provided several options for me when refinancing my house and helped me select the best option for my circumstances. He was very easy to contact and stayed in c... read more

    C
    CLMorgan
    4 weeks ago
  • Very nice person Mr. Mo Bani is very hard working men. he is very humble. he is very knowledgeable. he is very helpful men. he help me to close very fast. quick service. really he is very nice person. thanks Mr. Mo Ba... read more

    an
    atul nayee
    1 month ago

    Muy bien! Excelente manejo de tiempos, muy buena comunicacion y siempre muy claro. Cerramos rapido para evitar cobros adicionales y eso me gusto mucho porque no solo ahorre en dinero sino en tiempo.
    Adrian tien...
    read more

    m
    marialetici1974
    1 month ago

    Excellent Exceptional. Professional Carlos and his team were great people and very professional, their attention to detail was amazing and very helpful. I reccomend them to anyone that wants to buy a home. They are very effecient and ex... read more

    n
    noraidominguez
    1 month ago

Renovation Loan Options

Whether you’re buying a fixer upper or looking to add value to your current home,
we’ve got the right loan option for your home improvement project.

An FHA 203K loan is an ideal loan option when buying a ‘fixer upper’ and can finance the cost of major and minor upgrades.

Our HomeStyle Renovation loan is an all-in-one solution to finance your remodeling projects with your mortgage.

Now you can renovate your home with the benefits of VA financing. Designed to help veterans repair or upgrade their home with low rates.

Buying a Fixer Upper?

Let us do the math and find out how much you could potentially borrow.

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