For The Home That’s Almost Perfect

We’ve heard it before, “we love everything about this house except…”. Now you can create your dream home with a renovation loan from Homespire Mortgage. Whether you’re buying a fixer upper or looking to renovate your current home, we’ve got your renovation dreams covered!

Financing your

home renovation

Finally, the perfect loan to finance your home renovation. Our suite of renovation loan products make it easier than ever to create your dream home, without the frustrations of financing. It’s an all-in-one solution that allows you to finance (or refinance) the purchase of your home, along with the costs of home improvements.

Benefits of a Renovation Loan

Our suite of renovation loan products offer low down payments, low closing costs and a variety of loan terms. Talk to a Loan Officer to find out which renovation loan is right for your #homegoals.

  • Finance your home purchase and repairs in one loan

  • Low down payment options and credit score requirements

  • Build equity immediately after repairs are completed

  • Competitive interest rates compared to other loans

Why Clients Love Us

We’ve helped thousands of homowners find a mortgage they can manage.

That’s why we’re a 5-Star rated lender on Zillow.

  • Excellent Ms. Melissa Hill was excellent, she answered all my calls and questions. I enjoyed working with her. I would recommend her to my family and friends. Ms Hill Thank you for your time and consideration. ... read more

    vickie bridges
    1 month ago

    Ok Very helpful any question I asked he answered right away. I recommend to anyone to work with him. He told me he was going to complete my refinance and he did it.

    1 month ago

    Refinance with Dan Dan was very knowledgeable and responsive and it was an amazing experience. Dan was there for us through every aspect of the process an we would recommend him to anyone!

    1 month ago
  • Muy buen travajo Gracias por sus servicios fue excelente carlos 👍 los recomendaria con otras personas para que puedan contar con sus servicio y los de carlos Martinez

    1 month ago

    My wife and I had a GREAT experience with Homespire and more specifically Neil Kantor My wife and I had a GREAT experience with Homespire and more specifically Neil Kantor. Neil handled everything with care and speed. We have no complaints about our home buying experience. Neil took us... read more

    1 month ago

    Very helpful, great rate Val and her team were extremely helpful throughout our refinancing process. She was professional, friendly, and helped us get a great rate. I would strongly recommend her - and already have, to severa... read more

    1 month ago
  • Wonderful experience I had a wonderful experience working with David, and am so appreciative of all that he did while assisting me. David was super fast and efficient in making sure I received all necessary documents for ... read more

    Jessica sorto
    1 month ago

    Neil the Best Neil and his team came through less than two weeks to close my loan. No issues, discrepancies, hidden fees. I can only recommend him to assist you.

    Lisa Spruiell
    1 month ago

    HOMESPIRE TEAM THE BEST! I’m very happy with the results that Adrian and he’s team are able to provide:-) they are súper profesional and reliable, I could recommend them with my eyes close to anybody that wants stuff done the... read more

    1 month ago
  • A Pleasure to work with Valentina and her team were absolute rockstars with helping me purchase my first condo! From the beginning they made this journey completely smooth and as stress-free as one can be during a pandemic! ... read more

    Al Claxton
    1 month ago

    10/10 If you're looking for a reliable and fast home loan experience, then go to Neil & his team at Homespire. My wife and I were looking for our first home and nervous about the process. At the recommendat... read more

    1 month ago

    Great support for first time homebuyers, rates and service can't be beat Working with Val and her team made buying our first home a great experience. She is very organized, has a great team supporting her and was one step ahead at each step in the process. We would highly ... read more

    1 month ago
  • Val was wonderful to work with, highly recommend! Val was wonderful to work with. She was extremely responsive and personable, and was able to get us pre-approved within 24 hours so we could submit an offer on a short deadline. As a first-time home b... read more

    1 month ago

    Firts time buyers Carlos Martinez and his team made our experience of first time buyers easy and trustworthy. He give us the loan to fit our budget. Thanks to them we got our perfect single home.

    Xiomara Rivera
    1 month ago

    Refinance Great team would definitely recommend to anyone that wants to make a purchase or refinance. I’ve been working with him ever since 2010 and I always come back to him to help me with mortgages.

    1 month ago

Renovation Loan Options

Whether you’re buying a fixer upper or looking to add value to your current home,
we’ve got the right loan option for your home improvement project.

An FHA 203K loan is an ideal loan option when buying a ‘fixer upper’ and can finance the cost of major and minor upgrades.

Our HomeStyle Renovation loan is an all-in-one solution to finance your remodeling projects with your mortgage.

Now you can renovate your home with the benefits of VA financing. Designed to help veterans repair or upgrade their home with low rates.

Buying a Fixer Upper?

Let us do the math and find out how much you could potentially borrow.

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    Good 700-739
    Average 660-699
    Fair 600-659
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    We're working up some options to help you break free from the rental trap. Let's send them over to you!

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