For The Home That’s Almost Perfect

We’ve heard it before, “we love everything about this house except…”. Now you can create your dream home with a renovation loan from Homespire Mortgage. Whether you’re buying a fixer upper or looking to renovate your current home, we’ve got your renovation dreams covered!

Financing your

home renovation

Finally, the perfect loan to finance your home renovation. Our suite of renovation loan products make it easier than ever to create your dream home, without the frustrations of financing. It’s an all-in-one solution that allows you to finance (or refinance) the purchase of your home, along with the costs of home improvements.

Benefits of a Renovation Loan

Our suite of renovation loan products offer low down payments, low closing costs and a variety of loan terms. Talk to a Loan Officer to find out which renovation loan is right for your #homegoals.

  • Finance your home purchase and repairs in one loan

  • Low down payment options and credit score requirements

  • Build equity immediately after repairs are completed

  • Competitive interest rates compared to other loans

Why Clients Love Us

We’ve helped thousands of homeowners find a mortgage they can manage.

See what our clients have to say on Social Survey.

  • Super happy Working with Carlos and Diana was such a great experience! Diana made everything possible and made the paperwork filing extremely easy. Super organized and super attentive. Pays attention to small det... read more

    Pamela q714
    1 week ago

    Very Attentive Saidu was a pleasure to work with. He made sure I understood everything and was available to answer any questions I had. I will definitely recommend Homespire Mortgage Corporation to family and frien... read more

    Maame Nyarko Ababio
    3 weeks ago

    Heather was the best!!!! Heather made the home buying experience easy to understand. She made the complicated very simple and easy to follow and understand. Heather was always available no matter the time or day to answer q... read more

    Michael Maurer
    3 weeks ago
  • Great Team Kyle Leduc, was great to work with from the beginning to the end of the transaction. He went out of their way to assist, guide and were fully transparent as to what was going to happen and handled eve... read more

    Theodore AGeanis
    3 weeks ago

    The way to go above & beyond Very thankful for Carlos & Dania’s work in this process in which their professionalism, hard work and going above and beyond truly makes a difference in my case!

    Piero V
    4 weeks ago

    Completed transaction in August 2022 in Montgomery Village, MD. Gerald is knowledgeable and straight forward. He will understand his customer and offer the best advice. The whole experience from knowing him through our realtor, communicating with him was easy. The... read more

    sonal mazumder
    1 month ago
  • Completed transaction in August 2022 in Potomac, MD. Gerald, Suzanne, and Amanda did a great job processing my loan quickly and transparently. I had many questions/concerns, all of which were satisfied promptly. I was able to get a great rate and the ... read more

    Joe G
    1 month ago

    Super professional and excellent experience Carlos Martinez is a professional and excellent person very professional I really recommend him. I love the fact that he was always checking with me making sure that my process is going the best way f... read more

    Zulma Osorio
    1 month ago

    Amazing team to work with My fiance and I were in a tough situation of having extremely limited time to find a home to call our own. Im so happy we were referred to Juan and his team as they all worked day and night to help us... read more

    1 month ago
  • Excellent !! I'm a new homeowner! and this ride was amazing and exciting. Adrian was always there to send me an estimate for every house I was interested in. Until I was able to get a contract and everything was s... read more

    1 month ago

    Atencion Personalizada y de Calidad Excelente profesional, te brinda apoyo en las diferentes etapas del proceso del Credito. Busca soluciones con disposicion y mucho dominio del tema. Gracias por tu atencion. Estamos muy contentos po... read more

    bibiana auad
    1 month ago

    Completed transaction in August 2022 in Winchester, VA. It was really great working with Katie Moody! It was really great working with Katie Moody & Travis . Being a first time home buyer and I never thought that the transaction would go as smooth and fl... read more

    1 month ago
  • Completed transaction in July 2022 in Columbus, OH. We have never had any transaction move as smoothly and as flawless as our home purchase with Kyle and team. Absolutely no exaggeration here, I believe we have made a great contact for years to come a... read more

    2 months ago

    Awesome Lending Experience Nicole and her team were amazing. She kept in contact with us from the time we started looking from the time that we closed on our house (about 6-7 months). She was super helpful in getting informatio... read more

    Travis H.
    2 months ago

    Review for David Hayward from Homespire mortgage Company David has excellent customer service. He is always available to answer any of your concerns. He made it easy to go through this process. He deserves a 5 star.

    Valery Saavedra
    2 months ago

Renovation Loan Options

Whether you’re buying a fixer upper or looking to add value to your current home,
we’ve got the right loan option for your home improvement project.

An FHA 203K loan is an ideal loan option when buying a ‘fixer upper’ and can finance the cost of major and minor upgrades.

Our HomeStyle Renovation loan is an all-in-one solution to finance your remodeling projects with your mortgage.

Now you can renovate your home with the benefits of VA financing. Designed to help veterans repair or upgrade their home with low rates.

Buying a Fixer Upper?

Let us do the math and find out how much you could potentially borrow.

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