RENOVATION LOANS

For The Home That’s Almost Perfect

We’ve heard it before, “we love everything about this house except…”. Now you can create your dream home with a renovation loan from Homespire Mortgage. Whether you’re buying a fixer upper or looking to renovate your current home, we’ve got your renovation dreams covered!

Financing your

home renovation

Finally, the perfect loan to finance your home renovation. Our suite of renovation loan products make it easier than ever to create your dream home, without the frustrations of financing. It’s an all-in-one solution that allows you to finance (or refinance) the purchase of your home, along with the costs of home improvements.

Benefits of a Renovation Loan

Our suite of renovation loan products offer low down payments, low closing costs and a variety of loan terms. Talk to a Loan Officer to find out which renovation loan is right for your #homegoals.

  • Finance your home purchase and repairs in one loan

  • Low down payment options and credit score requirements

  • Build equity immediately after repairs are completed

  • Competitive interest rates compared to other loans

Why Clients Love Us

We’ve helped thousands of homeowners find a mortgage they can manage.

See what our clients have to say on Social Survey.

  • Superaron mis expectativas Me sorprendieron de como un comprador por primera vez lograra completar este prestamo tan rapido! y esto fue por la atencion, rapidez y conocimiento de su equipo! recomiendo y confio en su equipo un 1... read more

    CL
    Carlos Lopez
    1 week ago

    Excellent service Very professionalism staff on this company, especially Carlos Martinez, he was very accrued on all details on the loan process, we the Guzman Family are very happy with entire process. 10*

    VG
    Victor Guzman
    1 week ago

    Rápido y muy buena atención Tengo unos planes de inversión y Adrian me ayudo a poder refinanciar y sacar lo que necesitaba para poder invertir. Ellos siempre estuvieron con migo a toda hora! Tengo toda la confianza y lo recomie... read more

    HC
    Herman Chavez
    1 week ago
  • Excelente muy bien atendida Su equipo siempre fue muy amable y atentos y todas las preguntas que les hacia me las respondian. Nosotros estabamos buscando modificar los integrantes del titulo y no solo logro conseguir eso sino lo... read more

    s
    soniapaz43
    1 week ago

    Trustworthy I’m very satisfied with this team, this is my first investment property and from the beginning, they were very helpful. They always make me feel always calm because since they showed that they knew wh... read more

    FN
    FERMAN NE
    1 week ago

    Excellent service I’m impress of how quick they build my loan!
    His team help me out to get all information needed and they keep me updated of every part of the loan.
    They got me a better rate and lower my monthly paym...
    read more

    JD
    Julio Delcid
    1 week ago
  • Exceptional Service / Great Experience This is not my first, second or third time using Dan for my mortgage financing needs and it won’t be my last. Dan always goes above and beyond and this time was no different. He exudes professionali... read more

    MT
    Mike Trainor
    4 weeks ago

    Sereva M. Manuel Applying for a mortgage loan in my opinion is a stressful process. When I felt things were not going well Sereva always had a way of giving me reassurance about the situation. The one thing I apprecia... read more

    KS
    KPitt from Eastern S
    1 month ago

    Completed transaction in October 2021 in Randallstown, MD. Personalized service & attention. Excellent turnaround time on all deliverables along the entire process. Already telling my friends they need to work with Mr Saidu for their next transaction.

    O
    Olufunmilola
    1 month ago
  • Completed transaction in October 2021 in Germantown, MD. Alvin was a pleasure to work with! He was very communicative and informative about the entire process. Also very patient and understanding with any question and concerns I had as a first-time home buy... read more

    RF
    Randy Flores
    1 month ago

    Es una bendición Felicito su conocimiento del negocio! No pensé que podía aprovechar las tasas de interés de ahorita debido a la pandemia. Pero me enseñó que si podía y calificaba para este re financiamiento.
    Muy ate...
    read more

    CM
    Cosme Mejia
    1 month ago

    Completed transaction in October 2021 in Washington, DC. Val was responsive and fast. We were even able to move our closing up about 3 days and even with the expedited timeline there were no major issues. I was in constant communication with either her or... read more

    z
    zuser201610261900554
    1 month ago
  • Completed transaction in October 2021 in Johns Creek, GA. Homespire and Ryan worked quickly to get me prequalified and provided excellent recommendations that made purchasing a home much easier. They also were quick to answer questions (we had several) and c... read more

    BC
    Brian Cole
    1 month ago

    Thorough and helpful Everyone was helpful in explain every part of the home buying process in Spanish and in English so that my family and I could understand everything perfectly. We had a closing date set for exactly a m... read more

    z
    zuser201405151203241
    1 month ago

    Completed transaction in October 2021 in Washington, DC. Valentina and are team are exceptional! Everyone on her team was extremely responsive when I had any questions throughout the process. They provided top tier service and I was successfully able to clo... read more

    o
    octaviatnixon
    1 month ago

Renovation Loan Options

Whether you’re buying a fixer upper or looking to add value to your current home,
we’ve got the right loan option for your home improvement project.

An FHA 203K loan is an ideal loan option when buying a ‘fixer upper’ and can finance the cost of major and minor upgrades.

Our HomeStyle Renovation loan is an all-in-one solution to finance your remodeling projects with your mortgage.

Now you can renovate your home with the benefits of VA financing. Designed to help veterans repair or upgrade their home with low rates.

Buying a Fixer Upper?

Let us do the math and find out how much you could potentially borrow.

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