RENOVATION LOANS

For The Home That’s Almost Perfect

We’ve heard it before, “we love everything about this house except…”. Now you can create your dream home with a renovation loan from Homespire Mortgage. Whether you’re buying a fixer upper or looking to renovate your current home, we’ve got your renovation dreams covered!

Financing your

home renovation

Finally, the perfect loan to finance your home renovation. Our suite of renovation loan products make it easier than ever to create your dream home, without the frustrations of financing. It’s an all-in-one solution that allows you to finance (or refinance) the purchase of your home, along with the costs of home improvements.

Benefits of a Renovation Loan

Our suite of renovation loan products offer low down payments, low closing costs and a variety of loan terms. Talk to a Loan Officer to find out which renovation loan is right for your #homegoals.

  • Finance your home purchase and repairs in one loan

  • Low down payment options and credit score requirements

  • Build equity immediately after repairs are completed

  • Competitive interest rates compared to other loans

Why Clients Love Us

We’ve helped thousands of homeowners find a mortgage they can manage.

See what our clients have to say on Social Survey.

  • Great comunication and knowledge! This was our first time buying a home and Adrian and his team did a great job to give us all the information that we needed and also they organized everything so we can go through this process efficie... read more

    MC
    Marcia Cruz
    1 week ago

    Ryan saves the day (and the deal)! We were deep in the process of securing a mortgage for our investment property when our ex-lender "dropped the ball". The loan became tainted and we had to scramble to secure new financing. Our real... read more

    GS
    Gary P. Schaefer
    1 week ago

    Great Experience Dan takes the time to crunch the numbers and outlines what you need to do to purchase a home. He cares about his clients and with his guidance my wife and I were able to purchase a home within months.... read more

    BC
    Brandon Cantarella
    2 weeks ago
  • Very profesional Very satisfied with his services, if I have to do something else with my house definitely I will contact him again and I will recommend to my friends and family because he’s professional and honest p... read more

    m
    madridguzman1985
    2 weeks ago

    El servicio fue excelente Ellos me hicieron saber que tenía un balloon payment que vencía este año y tenía que pagar una gran cantidad de dinero, ellos me asesoraron para refinanciar y lograr hacer una sola hipoteca! Me salvar... read more

    UB
    Ulises Bado
    3 weeks ago

    Work hard Carlos and his crew help me from the beginning until the closing date, they didn't stop until we went to the tittle company even on weekends and over the regulars hours

    j
    jquintanilla750
    3 weeks ago
  • Awesome Professional Sereva rose above and beyond. My home buying skills needed a lot of support and Sereva never flinched. She always took the time to respond to my calls, explain paperwork and show up when my computer s... read more

    V
    VMitchell
    3 weeks ago

    Efficient and Professional Outstanding. From the time I looked at the home until move-in was less than 2 weeks. Val and her team are varsity level; could not recommend more, look no further!

    N
    Nicholas
    3 weeks ago

    Best ever! Working with Linda was a breeze and that is something that we were looking for when buying a house. She made the whole process simple from beginning to end. I highly recommend Linda and Homespire!

    AM
    Amanda M
    4 weeks ago
  • Muy bien Todo muy bien su servicio al cliente y conocimiento me ayudaron a poder hacer terminar este prestamo. Siempre muy atentos y con buena paciencia para poder explicarme todo.
    Esto me ayudo a poder poner...
    read more

    SE
    Sandra Escobar
    1 month ago

    Bueno y rápido Adrian y si equipo me ayudo a poder entender y planear este préstamo el me explicó cada parte de este refinancia miento
    También me impresionó su forma de estar siempre pendiente en cada detalle para p...
    read more

    MF
    Maria Flores
    1 month ago

    Mas que excelente Muy amable y cordial, siempre pendiente de mi préstamos. Me asesoraron muy bien y cualquier pregunta que tenia me la respondían. Me sentía una experta en el tema!
    Gracias Adrián y a tu equipo por su ...
    read more

    m
    mrgonzalez554
    1 month ago
  • Excellent service Good advice and never late. I’m bet grateful for the time text messages and phone call to ensure the process was smooth. I will definitely recommend them. The service I received was very good.

    s
    segunjegs
    1 month ago

    Best Mortgage Officer in the DMV! There is no one better than Val to service your mortgage in the DMV market. Her team is fast, efficient, accessible, and demystify the process so even first time home-buying will be easy! This is our ... read more

    JR
    Jenna Raspanti
    1 month ago

    Useful information was given on time, feedback received promptly, everything was explained clearly and respectfully Gerald is very knowledgeable about multiple products. He gave us useful information on time, feedback promptly and everything was explained clearly and respectfully.

    ma
    mustaque ahmed
    1 month ago

Renovation Loan Options

Whether you’re buying a fixer upper or looking to add value to your current home,
we’ve got the right loan option for your home improvement project.

An FHA 203K loan is an ideal loan option when buying a ‘fixer upper’ and can finance the cost of major and minor upgrades.

Our HomeStyle Renovation loan is an all-in-one solution to finance your remodeling projects with your mortgage.

Now you can renovate your home with the benefits of VA financing. Designed to help veterans repair or upgrade their home with low rates.

Buying a Fixer Upper?

Let us do the math and find out how much you could potentially borrow.

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