RENOVATION LOANS

For The Home That’s Almost Perfect

We’ve heard it before, “we love everything about this house except…”. Now you can create your dream home with a renovation loan from Homespire Mortgage. Whether you’re buying a fixer upper or looking to renovate your current home, we’ve got your renovation dreams covered!

Financing your

home renovation

Finally, the perfect loan to finance your home renovation. Our suite of renovation loan products make it easier than ever to create your dream home, without the frustrations of financing. It’s an all-in-one solution that allows you to finance (or refinance) the purchase of your home, along with the costs of home improvements.

Benefits of a Renovation Loan

Our suite of renovation loan products offer low down payments, low closing costs and a variety of loan terms. Talk to a Loan Officer to find out which renovation loan is right for your #homegoals.

  • Finance your home purchase and repairs in one loan

  • Low down payment options and credit score requirements

  • Build equity immediately after repairs are completed

  • Competitive interest rates compared to other loans

Why Clients Love Us

We’ve helped thousands of homeowners find a mortgage they can manage.

See what our clients have to say on Social Survey.

  • Completed transaction in July 2022 in Columbus, OH. We have never had any transaction move as smoothly and as flawless as our home purchase with Kyle and team. Absolutely no exaggeration here, I believe we have made a great contact for years to come a... read more

    d
    davidyoung256
    2 weeks ago

    Awesome Lending Experience Nicole and her team were amazing. She kept in contact with us from the time we started looking from the time that we closed on our house (about 6-7 months). She was super helpful in getting informatio... read more

    T
    Travis H.
    2 weeks ago

    Review for David Hayward from Homespire mortgage Company David has excellent customer service. He is always available to answer any of your concerns. He made it easy to go through this process. He deserves a 5 star.

    VS
    Valery Saavedra
    2 weeks ago
  • BEST BROKER EVER! 10/10 recommend Juan for any mortgage needs! Amazona service and also very attentive.




    Very fast process. We closed on time and everything was smooth.

    c
    celiamariacuenca
    3 weeks ago

    Completed transaction in July 2022 in Kissimmee, FL. Juan and team were very responsive and attentive to all my inquiries and needs…. Made the home buying experience much less stressful! Would definitely recommend for your buying/refinancing needs.

    A
    Adriana S.
    3 weeks ago

    Responsive, knowledgable, and empathetic! Pat is fantastic. Super knowledgable, great team, and incredibly responsive. Over our protracted, two-year housing search, Pat was always very quick to give us the numbers for whatever house we were l... read more

    m
    mpagett
    4 weeks ago
  • Quick & Smooth process It was really great working with Amar & Neil. Being the first time home buyer, the estimations & split up amount given for closing costs and EMI were really helpful. Thank you to the entire team for m... read more

    MR
    Mathivathani Rajan
    1 month ago

    Adam Crum with Homespire Winchester VA Extremely Grateful for the efforts Adam and Homespire put forth on purchase of our home. I really did not think I could afford it. After confidening Adam, he and Homespire made things fall into place.... read more

    KB
    Ken Braxton
    1 month ago

    Our experience Homespire mortgage is truly an amazing company! Carlos gave us top notch service! Carlos took us step by step of the entire process, very patient and always happy to answer our questions. The company ... read more

    rv
    ronald villarraga
    1 month ago
  • Smooth and excellence This is my second purchase and it felt really smooth! Adrian and his team prepare everything so we can close without any stress and rush and that helped me to understand this process.

    l
    levertonbert
    1 month ago

    Excellent team! They guide us throughout the process and help us with every detail to be able to complete the papers and more for the closing we are very happy with our new home.

    DM
    Deyanira Mattar
    1 month ago

    Completed transaction in June 2022 in Bowie, MD. During this crazy time in the real estate market, it is important to have someone who is available and communicates in a timely manner. Neil was responsive, communicative, and provided us with excelle... read more

    u
    user3839929
    1 month ago
  • Very supportive and explain every detail I'm grateful with Carlos and his team. Very proactive and makes you feel confident in the process. Highly recommend to my friends, family and business partners.

    JS
    Jose Salgado
    1 month ago

    Fast and honest. We were trying to get a home loan with a different company and didn’t work out. Someone told us about Carlos Martinez and right away we got in touch with him and started the process in the same day, h... read more

    W
    William
    1 month ago

    Exceptional service Adrian was beyond helpful. He’s very experienced and knowledgeable in what he’s doing. He saved my loan when it was neglected by my previous lender. Not only did he save it but he managed to close ver... read more

    S
    SankaMadduma
    1 month ago

Renovation Loan Options

Whether you’re buying a fixer upper or looking to add value to your current home,
we’ve got the right loan option for your home improvement project.

An FHA 203K loan is an ideal loan option when buying a ‘fixer upper’ and can finance the cost of major and minor upgrades.

Our HomeStyle Renovation loan is an all-in-one solution to finance your remodeling projects with your mortgage.

Now you can renovate your home with the benefits of VA financing. Designed to help veterans repair or upgrade their home with low rates.

Buying a Fixer Upper?

Let us do the math and find out how much you could potentially borrow.

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