For The Home That’s Almost Perfect
We’ve heard it before, “we love everything about this house except…”. Now you can create your dream home with a renovation loan from Homespire Mortgage. Whether you’re buying a fixer upper or looking to renovate your current home, we’ve got your renovation dreams covered!
Finally, the perfect loan to finance your home renovation. Our suite of renovation loan products make it easier than ever to create your dream home, without the frustrations of financing. It’s an all-in-one solution that allows you to finance (or refinance) the purchase of your home, along with the costs of home improvements.
Benefits of a Renovation Loan
Our suite of renovation loan products offer low down payments, low closing costs and a variety of loan terms. Talk to a Loan Officer to find out which renovation loan is right for your #homegoals.
Finance your home purchase and repairs in one loan
Low down payment options and credit score requirements
Build equity immediately after repairs are completed
Competitive interest rates compared to other loans
Why Clients Love Us
We’ve helped thousands of homeowners find a mortgage they can manage.
See what our clients have to say on Social Survey.
Highly recommended Neil and his team made the lending process exceptionally easy and were always quick to respond to my questions & needs. Homespire also provided some of the most competitive rates for our home purchase... read moreJames5 days ago
Hard workers Monique and team did a great job getting me into my home. They were fast and communicated daily giving me feedback on the next step. if you want to get approved in a short amount time, reach out to Mo... read moreDiane Covington6 days ago
Daniel Horner with Homespire Mortgage is fantastic!! Dan helped us with the purchase and original mortgage on our home in 2018. We just closed on our mortgage refinance June 2021 to get a better interest rate, and to change from a 30 year to a 20 year ... read morejenel call1 week ago
Positive, Communicative and a friend for life! Dan's commitment to his clients is far beyond what you could ever ask for - he made the process seamless! Dan was communicative, he was patient when I had 101 questions and his attention to detail gav... read moreEGraham_131 week ago
Kevin is the best Kevin and his team were amazing! As first time homebuyers, we had many questions and needed some guidance, throughout the entire process we felt informed. Kevin is so knowledgeable and went above and ... read moreebond44122 weeks ago
Works hard every time Thank you for all the help you gave us. Carlos always makes everything happen .we would definitley recommend to our family and friends 😁😁😁😁😁😁😁😁Carlos febles2 weeks ago
Excellence Adrian es muy profecional en lo que hace
El hizo que todo este proceso fuera muy facil y rapido
Explica muy bien y el acompañamiento es exelente. No me dejo con ninguna dudaJaimiber Ocampo2 weeks ago
First Home, I’d Be Lost Without Him! I had no idea what I was doing and could t get a mortgage for years, until I met Patrick. He showed me exactly what to do made the whole process easy!Heather M2 weeks ago
Seamless Process As a couple that had no idea what they were doing, Dan explained everything - and we mean everything - from a professional perspective and that of a friend as well. He was responsive and went above an... read moreAli & Mayra2 weeks ago
Exceptionally fast - great team to work with! We worked with Neil and his team for the purchase of my Mother-in-laws condo as she downsizes. The team was phenomenal, so quick to respond with clear instructions! I can’t rave about them enough, the... read moreDanyelle Blackwell2 weeks ago
Val was exceptional I am extremely happy that I had Val as my first broker. She walked me through the home buying process and answered every question I had quickly and expertly. She was able to navigate the brokerage pro... read moreJ Vandecar2 weeks ago
Renovation Loan Options
Whether you’re buying a fixer upper or looking to add value to your current home,
we’ve got the right loan option for your home improvement project.
Now you can renovate your home with the benefits of VA financing. Designed to help veterans repair or upgrade their home with low rates.
Buying a Fixer Upper?
Let us do the math and find out how much you could potentially borrow.