Collection of your Personal Information
In order to better provide you with products and services offered on our Site, Homespire Mortgage Corporation may collect personally identifiable information, such as your:
• First and Last Name
• Mailing Address
• E-mail Address
• Phone Number
If you purchase Homespire Mortgage Corporation’s products and services, we collect billing and credit card information. This information is used to complete the purchase transaction.
We do not collect any personal information about you unless you voluntarily provide it to us. However, you may be required to provide certain personal information to us when you elect to use certain products or services available on the Site. These may include: (a) registering for an account on our Site; (b) entering a sweepstakes or contest sponsored by us or one of our partners; (c) signing up for special offers from selected third parties; (d) sending us an email message; (e) submitting your credit card or other payment information when ordering and purchasing products and services on our Site. To wit, we will use your information for, but not limited to, communicating with you in relation to services and/or products you have requested from us. We also may gather additional personal or non-personal information in the future.
Use of your Personal Information
Homespire Mortgage Corporation collects and uses your personal information to operate its website(s) and deliver the services you have requested.
Homespire Mortgage Corporation may also use your personally identifiable information to inform you of other products or services available from Homespire Mortgage Corporation and its affiliates.
Sharing Information with Third Parties
Homespire Mortgage Corporation does not sell, rent or lease its customer lists to third parties.
Homespire Mortgage Corporation may share data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to Homespire Mortgage Corporation, and they are required to maintain the confidentiality of your information.
Homespire Mortgage Corporation may disclose your personal information, without notice, if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Homespire Mortgage Corporation or the site; (b) protect and defend the rights or property of Homespire Mortgage Corporation; and/or (c) act under exigent circumstances to protect the personal safety of users of Homespire Mortgage Corporation, or the public.
Automatically Collected Information
Information about your computer hardware and software may be automatically collected by Homespire Mortgage Corporation. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the Homespire Mortgage Corporation website.
The Homespire Mortgage Corporation website may use “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.
One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize Homespire Mortgage Corporation pages, or register with Homespire Mortgage Corporation site or services, a cookie helps Homespire Mortgage Corporation to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same Homespire Mortgage Corporation website, the information you previously provided can be retrieved, so you can easily use the Homespire Mortgage Corporation features that you customized.
You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Homespire Mortgage Corporation services or websites you visit.
This website contains links to other sites. Please be aware that we are not responsible for the content or privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information.
Security of your Personal Information
Homespire Mortgage Corporation secures your personal information from unauthorized access, use, or disclosure. Homespire Mortgage Corporation uses the following methods for this purpose:
• SSL Protocol
When personal information (such as a credit card number) is transmitted to other websites, it is protected through the use of encryption, such as the Secure Sockets Layer (SSL) protocol.
We strive to take appropriate security measures to protect against unauthorized access to or alteration of your personal information. Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, you acknowledge that: (a) there are security and privacy limitations inherent to the Internet which are beyond our control; and (b) security, integrity, and privacy of any and all information and data exchanged between you and us through this Site cannot be guaranteed.
Children Under Thirteen
Homespire Mortgage Corporation does not knowingly collect personally identifiable information from children under the age of thirteen. If you are under the age of thirteen, you must ask your parent or guardian for permission to use this website.
From time to time, Homespire Mortgage Corporation may contact you via email for the purpose of providing announcements, promotional offers, alerts, confirmations, surveys, and/or other general communication. In order to improve our Services, we may receive a notification when you open an email from Homespire Mortgage Corporation or click on a link therein.
If you would like to stop receiving marketing or promotional communications via email from Homespire Mortgage Corporation, you may opt out of such communications by Clicking on the UNSUBSCRIBE button.
External Data Storage Sites
We may store your data on servers provided by third party hosting vendors with whom we have contracted.
Vermont: Under Vermont law, we will not share information we collect about Vermont residents with companies outside of our corporate family, unless the law allows. For example, we may share information with your consent, to service your accounts or under joint marking agreements with other financial institutions with which we have joint marketing agreements. We will not share information about your creditworthiness within our corporate family except with your consent, but we may share information about our transactions or experiences with you within our corporate family without your consent.
California: Under California law, we will not share information we collect about you with companies outside of Homespire Mortgage Corporate, unless the law allows. For example, we may share information with your consent, to service your accounts, or to provide rewards or benefits you are entitled to. We will limit sharing among our companies to the extent required by California law.
Changes to this Statement
Homespire Mortgage Corporation welcomes your questions or comments regarding this Statement of Privacy. If you believe that Homespire Mortgage Corporation has not adhered to this Statement, please contact Homespire Mortgage Corporation at:
Homespire Mortgage Corporation
9711 Washingtonian Boulevard Suite 500,
Gaithersburg, Maryland 20878
Effective as of April 24, 2019