Refinancing that’s right for you

Loan Options Apply Online

*By refinancing your existing loan, your total finance charges may be higher over the life of the loan.

Tell us about your situation

Whether you’re looking to lower your interest rate or want to take advantage of your home’s equity,
we’ll help you find the refinancing solution that’s right for you.

I want to lower

my monthly


Lower Your



I want to
my debt



I want to take advantage of my home’s equity

Cash Out


I can afford higher monthly payments

15 Year


I want to eliminate
private mortgage insurance

Lower Your Payment

I want to pay off
my home faster

15 Year

Why Clients Love Us

We’ve helped thousands of homowners find a mortgage they can manage.
That’s why we’re a 5-Star rated lender on Zillow.

  • If you want it done right, contact Neil Kantor @ Homespire Mortgage. Excellence at its best. I typically don't provide reviews because most will do as they please despite reading someone else's experience. I hope you read my review and contact Neil. Hands down the best at the business. I p... read more

    Kim Bradford
    3 days ago

    Extremely professional and thorough Derek is amazing!!! He takes the time to explain everything in a way that is easy to understand. Derek is dedicated and always available if you have questions. Highly recommend using Derek and his tea... read more

    3 days ago

    An amazing experience An excellent job. So happy for the extraordinary work. The whole company staff is a amazing. I was able lower my rate and years. I was hopeless until I found this great loan officer. I’ll recommend al... read more

    4 days ago
  • Winning!!! So much winning. I can’t thank Neil and Amar enough for the refinance they worked out for us which closed just a few days ago. Somehow they worked magic and as a result, we pay much less per month... and it didn’t co... read more

    Isaac Norland
    5 days ago

    First time buyer Kendall helped with our first purchase and it could not have gone smoother. He was able to explain everything clearly to us even though we had no idea where to start, got us an awesome interest rate w... read more

    Stephanie Graham
    6 days ago

    Incredibly helpful I am more than satisfied with the whole team. They are super efficient, and they are miracle workers. Simply, the best. I worked for years with other companies and banks, and nobody was able to help m... read more

    D. Molina
    1 week ago
  • Juan Farias Yesterday, I had the pleasure to be attended by Juan Farias with Homespire Mortgage! As a Realtor and now as a homeowner, I attest Juan is a professional agent. Smooth closing! Responsibility, ex... read more

    Euly Roa Bello
    1 week ago

    Outstanding Customer Service Mrs. McLaughlin was very professional and knowledgeable of her job. She always addressed my questions and concerns in a timely matter. I am pleased with the customer service I received from her and he... read more

    Defferson Graham
    1 week ago

    Would highly recommend I had a very pleasant refinancing of my home with Juan. He did a fabulous job on keeping me up to date on the whole process which went very smoothly. I would definitely use Juan again in the future if... read more

    1 week ago
  • Fast and Easy Loan! Val Wilber is an excellent home loan consultant. She and her Homespire team offered an incredibly low rate on our loan, and she took us from our purchase offer to settlement in only a couple of weeks... read more

    Aaron S.
    1 week ago

    Professional and very helpful She was recommended by my realtor who was also awesome. I was lucky enough to meet her and her team and made my home buying experience stress-free as much as possible. Some glitches are expected in ... read more

    2 weeks ago

    Great Job Wow. I cannot speak highly enough of the job Juan and his team did to help my family accomplish the dream of being our first house. He was very open and and honest for the very beginning and guided us... read more

    3 weeks ago
  • First Time Home Buyer My experience with Homespire was wonderful, from start to finish. Alan and his team were able to secure my loan in an incredibly short amount of time, remaining professional, communicative, and organi... read more

    3 weeks ago

    Kendell made the lending process so easy!! Working with Kendell was amazing!! We just purchased our second home and I can’t tell you how easy it was to work with him. From the very first phone call, he was very helpful! He told us what we need... read more

    3 weeks ago

    Erika and her team gets it done! I switched to Erika as my lender a couple weeks before closing and it was the best decision I ever made. My other lender was saying that closing on my desired date was not even an option and Erika mad... read more

    3 weeks ago

Are You Paying Too Much

For Your Mortgage?

You may be able to own a home for as much as you pay in rent. Let us do the math.

15% Complete...

In what zip code do you live?


How long have you lived in your home?

1-5 years
5-10 years
Over 10 years

1-5 years5-10 yearsOver 10 years

What is your current monthly payment?


What is your current interest rate?


What is your household income?


What is your goal?

Lower my payment
Take out cash
Shorten my mortgage term

Lower my paymentTake out cashShorten my morgage term

We're working up some options to help you break free from the rental trap. Let's send them over to you!

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