#1 Budgeting Rule When Buying a Home
When you move into your new home, the last thing you want to worry about is “How am I gonna afford this thing …and everything else?” So, how much of
3 Things Every First-Time Homebuyer Should Know
New year, new home! If you’re planning on becoming a homeowner this year, there are 3 things you absolutely need to do before you get started to ensure that you
Everything You Need to Know About FHA Loans
Not surprisingly, an FHA loan is the most popular choice for first-time home buyers because of its more flexible qualification standards.
The Real Deal About VA Loans
The VA Loan program has so many awesome benefits for our active duty and Veteran home buyers, and Homespire Mortgage is proud to be a VA-approved lender. If you’re a
Why it Can be Cheaper to Buy Than to Rent
We’re often asked if it’s cheaper to rent or to buy a home. A lot depends on where you are in life financially. Let’s take a look at the pros
4 Tips to Save Money on Utilities this Winter
For most of us in the U.S., winter means cold. I don’t know about you, but I hold my breath whenever I open a gas or electric bill in the
How does DTI affect the home buying process?
When was the last time you thought, “I wonder what my debt-to-income ratio is”? Most people don’t give DTI a second thought until it’s time to buy a house. So,
Client Testimonial From Your Mortgage BFF
There’s nothing like a client testimonials from your own employees. If you’ve been keeping up with the Know Before You Owe series on our YouTube channel, you’ll recognize Your Mortgage
When is My First Mortgage Payment Due?
Congratulations! You bought a house! You might be thinking – “So…when do I start paying for this thing?” Well, unlike paying rent, where you go ahead and make your first
How Much Could You Save by Refinancing Right Now?
Let’s say you bought your home back in the olden days — like 2010 — and locked in the average interest rate at the time of 5% – how much