November 23, 2021

What is an Appraisal Gap?

In this market, many home buyers are still paying above fair market value for homes, which leads to a gap between the sales price and the appraised value, called an

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November 12, 2021

VA Loan Program | Proudly Serving the Military Community

If you’re a veteran or an active duty military service member and are in the market to buy a home, you need to be taking advantage of the VA loan

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November 4, 2021

3+ Reasons You Could be Paying LESS by Owning a Home Rather Than Renting

If annual rent increases are pricing you out of your current home, this is for you. Let’s break down some of the (not-so) hidden costs of renting and how you could

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October 27, 2021

5 Ways You Could Save Money by Refinancing Right Now

A common rule of thumb is if today’s mortgage rates are lower than your original rate by 1% or more, it might be a good idea to explore refinancing. So,

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October 19, 2021

Save Thousands and Pay Your Mortgage Off Quicker by Making Bi-Weekly Payments

What if we told you that you could save nearly $20,000 in interest over the life of your loan just by changing the timing of your mortgage payments? It’s true! 

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September 24, 2021

The 3 Things That Make Up Home Buyer Closing Costs | Mortgage Principles

So, you found yourself a cozy pad on the intrawebs and you’re thinking “Wow, this is totally the home, I’m buying it now”? But there are a few expenses that

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September 17, 2021

What is Escrow? | Mortgage Principles

Escrow is a concept that, if you haven’t ever been through the mortgage process, you probably wouldn’t have had the need to learn what an escrow account is. Since we’re

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September 10, 2021

Create Your Dream Home with a Homespire Renovation Loan

You need options. And when you’re looking for a home, especially in today’s market with low inventory, a renovation loan might be the best option for you. So, let’s talk

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August 27, 2021

Will Applying for a Mortgage Negatively Affect My Credit Score?

One of the things you’ll see when you pull up your credit report are recent inquiries. This is, for example, if you apply for a store credit card or a

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August 23, 2021

10 Things That Will KNOCK YOU OUT in the Mortgage Process

You’re going through the mortgage process. Everything is on track to close on time. You’re picking out paint colors, and BAM! Something happens that stalls the process, and you’re on

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