November 28, 2022

What Happens When My Loan Gets Sold?

The short answer is that loans get sold to free up money at financial institutions, so they can create more loans for others. The process of doing this is called

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November 10, 2022

What’s A Property Inspection Waiver?

Getting a home loan? Your lender may tell you that you’re eligible for a property inspection waiver, or PIW. What is it and why would you opt for this, if

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October 24, 2022

The Role of A Mortgage Underwriter

Getting a mortgage for the first time is a truly unique experience where you’ll learn a lot. During that time, you’ll eventually get the word from your Loan Officer that

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September 29, 2022

The Dos and Don’ts of Down Payments

If you have homeownership on your wish list, you’re most likely going to need to come up with a down payment. The decision on how much to put down isn’t

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Person thinking about housing
September 19, 2022

What Happens to The Housing Market During a Recession?

We know that interest rates are on the rise … does that mean the potential for a recession, even a mild one, is on the rise too? While looking at

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Saving money purple money bags
August 31, 2022

Four Tips for Saving in a High-Rate Environment

It’s true that rates are no longer in a historically low spot, but they are still lower than what were seen before the housing market crash – and we’re talking

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August 18, 2022

You’ve Got This on Lock

Simply put, a mortgage rate lock will freeze your interest rate until loan closing.

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August 3, 2022

What Does the Fed’s Rate Increase Mean for Mortgages?

With the Fed’s overnight interest at a two-year high, current and to-be homeowners are asking themselves “Is this going to affect my mortgage interest rate?”

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July 14, 2022

I’ve Filed for Bankruptcy, Can I Buy a House?

If you’ve filed for bankruptcy, and you’re worried because you want to buy a house, know that YES, it’s still possible for you to meet your dream of homeownership.

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July 7, 2022

Lend Me an ARMs

ARM, in the mortgage world, stands for adjustable-rate mortgage. This loan product offers a variable interest rate that will change over time, based on what’s happening in the market.

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