February 18, 2021

#1 Budgeting Rule When Buying a Home

When you move into your new home, the last thing you want to worry about is “How am I gonna afford this thing …and everything else?” So, how much of

Read More
January 28, 2021

3 Things Every First-Time Homebuyer Should Know

New year, new home!  If you’re planning on becoming a homeowner this year, there are 3 things you absolutely need to do before you get started to ensure that you

Read More
January 26, 2021

Everything You Need to Know About FHA Loans

Not surprisingly, an FHA loan is the most popular choice for first-time home buyers because of its more flexible qualification standards.

Read More
January 26, 2021

The Real Deal About VA Loans

The VA Loan program has so many awesome benefits for our active duty and Veteran home buyers, and Homespire Mortgage is proud to be a VA-approved lender. If you’re a

Read More
January 14, 2021

Why it Can be Cheaper to Buy Than to Rent

We’re often asked if it’s cheaper to rent or to buy a home. A lot depends on where you are in life financially. Let’s take a look at the pros

Read More
December 22, 2020

4 Tips to Save Money on Utilities this Winter

For most of us in the U.S., winter means cold. I don’t know about you, but I hold my breath whenever I open a gas or electric bill in the

Read More
December 2, 2020

How does DTI affect the home buying process?

When was the last time you thought, “I wonder what my debt-to-income ratio is”? Most people don’t give DTI a second thought until it’s time to buy a house. So,

Read More
December 1, 2020

Client Testimonial From Your Mortgage BFF

There’s nothing like a client testimonials from your own employees. If you’ve been keeping up with the Know Before You Owe series on our YouTube channel, you’ll recognize Your Mortgage

Read More
October 22, 2020

When is My First Mortgage Payment Due?

Congratulations! You bought a house!  You might be thinking – “So…when do I start paying for this thing?” Well, unlike paying rent, where you go ahead and make your first

Read More
October 13, 2020

How Much Could You Save by Refinancing Right Now?

Let’s say you bought your home back in the olden days — like 2010 — and locked in the average interest rate at the time of 5% – how much

Read More