September 17, 2021

What is Escrow? | Mortgage Principles

Escrow is a concept that, if you haven’t ever been through the mortgage process, you probably wouldn’t have had the need to learn what an escrow account is. Since we’re

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September 10, 2021

Create Your Dream Home with a Homespire Renovation Loan

You need options. And when you’re looking for a home, especially in today’s market with low inventory, a renovation loan might be the best option for you. So, let’s talk

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August 27, 2021

Will Applying for a Mortgage Negatively Affect My Credit Score?

One of the things you’ll see when you pull up your credit report are recent inquiries. This is, for example, if you apply for a store credit card or a

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August 23, 2021

10 Things That Will KNOCK YOU OUT in the Mortgage Process

You’re going through the mortgage process. Everything is on track to close on time. You’re picking out paint colors, and BAM! Something happens that stalls the process, and you’re on

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August 12, 2021

3 Ways Home Ownership Helps You Build Wealth

Way before I entered the mortgage industry, a friend of mine bought a great little condo, walking distance to everything, and she said “this condo is my retirement.” I didn’t

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July 16, 2021

What Makes Up a Mortgage Payment?

Whether you are thinking about your first home purchase, or you are an existing borrower, you might be pondering “Wait…what exactly does my mortgage payment go towards?” Fret no further,

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July 14, 2021

5 Home Buying Pitfalls to Avoid

We’re all about buyer education here at Homespire Mortgage. We want to make sure you have all of the information you need to make well-informed, responsible home buying decisions. So

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June 23, 2021

Should I Include an Escalation Clause in My Offer?

When you put an offer in on a house right now, you can already assume that there will be multiple offers on the table. Because of this, your Realtor® may

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June 4, 2021

Should I Wait for Home Prices to Go Down Before Buying a Home?

We get this question a lot – Should I buy now while rates are low and home prices are higher? Or should I wait for prices to go back down

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May 22, 2021

Why Realtors® Love Working with Homespire Loan Officers

This kind of feedback says it all: “Top notch. Professionally, they have worked great with our clients. You cannot find a better mortgage team.” That was from Realtor Chris in

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