For The Home That’s Almost Perfect

We’ve heard it before, “we love everything about this house except…”. Now you can create your dream home with a renovation loan from Homespire Mortgage. Whether you’re buying a fixer upper or looking to renovate your current home, we’ve got your renovation dreams covered!

Financing your

home renovation

Finally, the perfect loan to finance your home renovation. Our suite of renovation loan products make it easier than ever to create your dream home, without the frustrations of financing. It’s an all-in-one solution that allows you to finance (or refinance) the purchase of your home, along with the costs of home improvements.

Benefits of a Renovation Loan

Our suite of renovation loan products offer low down payments, low closing costs and a variety of loan terms. Talk to a Loan Officer to find out which renovation loan is right for your #homegoals.

  • Finance your home purchase and repairs in one loan

  • Low down payment options and credit score requirements

  • Build equity immediately after repairs are completed

  • Competitive interest rates compared to other loans

Why Clients Love Us

We’ve helped thousands of homowners find a mortgage they can manage.

That’s why we’re a 5-Star rated lender on Zillow.

  • Val was wonderful to work with, highly recommend! Val was wonderful to work with. She was extremely responsive and personable, and was able to get us pre-approved within 24 hours so we could submit an offer on a short deadline. As a first-time home b... read more

    5 days ago

    Refinance Great team would definitely recommend to anyone that wants to make a purchase or refinance. I’ve been working with him ever since 2010 and I always come back to him to help me with mortgages.

    6 days ago

    Super Recommend!! Thank you David, your professionalism and knowledge is one of the best in your market, we have done a few transactions with you and Homespire and they all are the same, great service, smooth closing,... read more

    1 week ago
  • Great! Working with David was a great experience. He explained everything with detail and made the entire process fast and simple. We are very happy with our new mortgage, term and savings. Thank you so much... read more

    Mr. Carter
    1 week ago

    Best in the Biz I absolutely loved working with Valentina! She was so helpful throughout the process of buying my first home. It was a rather long journey looking for properties and getting pre-approval letters for a... read more

    Emma G
    1 week ago

    Great Loan Officer and Team Carlos is a great person at his job. His team would work on my loan and keep me updated on whatever stage my loan is. I would very recommend his team to anyone.

    1 week ago
  • Refinance Me encanto, el buen servicio y la atención.
    De homespire mortgage. Carlos Martínez
    Una excelente persona.
    Lo recomiendo 👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍

    Walter Alfaro
    2 weeks ago

    Work review He is amazing person to work with he is the best at his work I would recommended him because i got all the help I needed and he answered all my questions

    2 weeks ago

    Adrian Adrian was very helpful and straightforward. He did an excellent job making me feel comfortable and answering all of my questions. I would highly recommend Adrian to anybody looking to refinance.

    1 month ago
  • Great Help and great Team Adrian was very great. Always let me know about the status of my loan and his team was just a great group of people. Very nice working with him. 100 percent recommend.

    1 month ago

    Valentina was Fantastic! Valentina was truly exceptional from beginning to end throughout my homebuying process. She was efficient, made herself available at any time to answer questions, and communicating and explained thing... read more

    1 month ago

    great to work with Valentina was great to work with as we bought our house. She was always very friendly and helped us through the sometimes intimidating process of buying a home. Her rates are some of the best I've eve... read more

    1 month ago
  • Smooth and easy Neil and his team where easy to work with, engaging, good communicators and their tech platforms easy to use. I can't recommend them enough. Thank you!

    1 month ago

    Valentina was Exceptional! I was a first time home buyer who was new to the process and you can be sure that I had a LOT of questions. Val was able to not only answer them while working with me to get the best deal for my situ... read more

    Bennett H
    1 month ago

    Patrick was very communicative and made the whole stressful process as easy as it could possibly be Patrick was very communicative and made the whole stressful process as easy as it could possibly be. He was on top of everything and was great about letting us know where we were in the process, what... read more

    1 month ago

Renovation Loan Options

Whether you’re buying a fixer upper or looking to add value to your current home,
we’ve got the right loan option for your home improvement project.

An FHA 203K loan is an ideal loan option when buying a ‘fixer upper’ and can finance the cost of major and minor upgrades.

Our HomeStyle Renovation loan is an all-in-one solution to finance your remodeling projects with your mortgage.

Now you can renovate your home with the benefits of VA financing. Designed to help veterans repair or upgrade their home with low rates.

Buying a Fixer Upper?

Let us do the math and find out how much you could potentially borrow.

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