RENOVATION LOANS

For The Home That’s Almost Perfect

We’ve heard it before, “we love everything about this house except…”. Now you can create your dream home with a renovation loan from Homespire Mortgage. Whether you’re buying a fixer upper or looking to renovate your current home, we’ve got your renovation dreams covered!

Financing your

home renovation

Finally, the perfect loan to finance your home renovation. Our suite of renovation loan products make it easier than ever to create your dream home, without the frustrations of financing. It’s an all-in-one solution that allows you to finance (or refinance) the purchase of your home, along with the costs of home improvements.

Benefits of a Renovation Loan

Our suite of renovation loan products offer low down payments, low closing costs and a variety of loan terms. Talk to a Loan Officer to find out which renovation loan is right for your #homegoals.

  • Finance your home purchase and repairs in one loan

  • Low down payment options and credit score requirements

  • Build equity immediately after repairs are completed

  • Competitive interest rates compared to other loans

Why Clients Love Us

We’ve helped thousands of homowners find a mortgage they can manage.

That’s why we’re a 5-Star rated lender on Zillow.

  • Exceptional customer service THANK YOU very much Neil and the Homespire team for making our home purchase such an easy and seamless process! We appreciate your professionalism, responsiveness and exceptional customer service, goi... read more

    M
    Martina K.
    5 days ago

    Highly Recommend Arjun Jani! Arjun Jani was very professional at all times, keeping me aware of everything that was happening, If we had any questions he was always available to answer. This was our first home purchase, we didn’t... read more

    z
    zuser201612101003034
    6 days ago

    VA, Refinance Natalya Hill without a doubt is one of the most knowledgeable individuals we have ever been associated with while shopping for the best interest rate available. Our documents were ready for signature... read more

    i
    iyaayas1975
    1 week ago
  • Highly Recommended Team Strickland closed our refinance in under three weeks! They're fast, knowledgeable, and experienced. We highly recommend them to family and friends.

    F
    Fernando
    1 week ago

    On Point Todd and his team were fantastic! Available and helpful through the entire process- day or night! Todd was knowledgeable and a pleasure to work with! 10/10 recommend!!

    EL
    Emma Ledbetter
    1 month ago

    Val is the best! Val is absolutely amazing! As a first-time homebuyer, I'm so grateful that I was working with Val—everything with her ran quickly and seamlessly. Throughout the entire process, she was so informative,... read more

    K
    Kat
    1 month ago
  • Responsive, patient, and helpful From the beginning Val and her team were incredibly responsive to always willing to go over details and answer questions if we had them. Val also helped us identify with a price range that we were com... read more

    KI
    Kevin I
    1 month ago

    Amazing I never expect the amazin service that I recive from Jesus he's a Rockstar he knows what he's doing and I will definitily recomend him to my sister that she want to get a house soon too. GRACIAS por t... read more

    p
    portillodeysi8
    1 month ago

    Repeat customers, repeat success! Neil and team helped us purchase our home one year ago. Now that rates have gotten even better we just did a refi with them. The experience was just like the first, easy, pleasant and professional. U... read more

    BH
    Ben H
    1 month ago
  • Valentina and her team are the best in town My experience with Val was nothing short of amazing! Low rate, two week closing, no surprises at closing. Highly recommended and will work with again in the future.

    J
    JamelaBlack
    1 month ago

    Articulate, sharp and to the point! Carlos, was clear and to the point. He didn't cut corners, try to sell me on anything or make me feel pressured. In fact, most of my conversations with Carlos revolved around being educated and answer... read more

    LF
    Luis Febles
    1 month ago

    Exceptional Valentina and Homespire we're great -- easy to work with, clear, responsive, and able to move quickly. They're always available to hop on the phone and talk through anything while able to provide stru... read more

    AB
    Alex Bargmann
    1 month ago
  • Couldn't ask for better, faster Erika and her team are excellent -- extremely quick replies and they know how to make things happen. She was always available to answer questions and moved the process along quickly. Highly recommende... read more

    AS
    Arley S
    1 month ago

    Great Experience We had a great experience. Kevin was the ultimate professional. All of our needs were met. I highly recommend using Homespire and Kevin in particular.

    PT
    P. Thompson
    1 month ago

    Carlos martinez he is one of the best he helped me step by step in the purchase of my house he has an excellent team and he is one of the best in the dmv They recommended it to me and it was the best to work with him... read more

    jt
    jimmy torres04
    1 month ago

Renovation Loan Options

Whether you’re buying a fixer upper or looking to add value to your current home,
we’ve got the right loan option for your home improvement project.

An FHA 203K loan is an ideal loan option when buying a ‘fixer upper’ and can finance the cost of major and minor upgrades.

Our HomeStyle Renovation loan is an all-in-one solution to finance your remodeling projects with your mortgage.

Now you can renovate your home with the benefits of VA financing. Designed to help veterans repair or upgrade their home with low rates.

Buying a Fixer Upper?

Let us do the math and find out how much you could potentially borrow.

15% Complete...

Where do you want to live?


GO!

What type of home would you like to live in?

Single Family
Town House
Condominuim

Single FamilyTown HouseCondominuim

How much do you currently pay in rent?


NEXT

What is your household income?


NEXT

Estimate Your Credit Score

Excellent 740+
Good 700-739
Average 660-699
Fair 600-659
Poor < 600

Excellent 740+Good 700-739Average 660-699Fair 600-659Poor < 600

We're working up some options to help you break free from the rental trap. Let's send them over to you!