RENOVATION LOANS

For The Home That’s Almost Perfect

We’ve heard it before, “we love everything about this house except…”. Now you can create your dream home with a renovation loan from Homespire Mortgage. Whether you’re buying a fixer upper or looking to renovate your current home, we’ve got your HGTV dreams covered!

Financing your

home renovation

Finally, the perfect loan to finance your home renovation. Our suite of renovation loan products make it easier than ever to create your dream home, without the frustrations of financing. It’s an all-in-one solution that allows you to finance (or refinance) the purchase of your home, along with the costs of home improvements.

Benefits of a Renovation Loan

Our suite of renovation loan products offer low down payments, low closing costs and a variety of loan terms. Talk to a Loan Officer to find out which renovation loan is right for your #homegoals.

  • Finance your home purchase and repairs in one loan

  • Low down payment options and credit score requirements

  • Build equity immediately after repairs are completed

  • Competitive interest rates compared to other loans

Why Clients Love Us

We’ve helped thousands of homowners find a mortgage they can manage.

That’s why we’re a 5-Star rated lender on Zillow.

  • Homespire Mortgage Corp. Raelene was the most awesome and personable person to deal with. Will recommend her and Homespire to anyone that is looking to have a smooth transition.

    IN
    Irene Novick
    3 months ago

    Just so satisfied, plain and simple! This was somewhat a quick decision. We thought we were settled in our condo. Then we had a happy surprise when my Daughter had a little girl. They live in Grand Rapids. We lived in Chesterfield, w... read more

    r
    rockingchairmom
    3 months ago

    Excellent David was a pleasure to work with. He was very helpful, professional, and responsive all throughout our home purchasing process. Thank you David, we appreciate your attention.

    J
    Jessica427
    3 months ago
  • Couldn't be Happier We were referred to Ms. Wilber by our realtor and within hours we were pre-approved and moving on to the next step. Once we found the house, we were in such great shape within the process we were abl... read more

    MD
    Mike Deb
    3 months ago

    Very excellent service We are very happy with the experience we have had with Adrian . We are grateful for the fact that he gave us the best options to choose from and guided us to make the right choice. I will recommend hi... read more

    i
    ilciahernandez
    3 months ago

    Awesome service beginning to end! We refinanced our home with Erika. She was awesome.shetookcare of everything from start to finish, explained anything we were not clear on, was able to get us the best rates available, and even helped... read more

    P
    Parker
    3 months ago
  • My experience was amazing I really liked how he explained the numbers to me. I liked the fact that he listened to me and guided me in the right direction. I will recommened him to my family and friends!! Very happy with my exp... read more

    p
    patinacheco
    3 months ago

    The best office and people! Carlos and his team are very professional! They all went the extra mile to help me get this house. I’m so grateful for them. I worked with other lenders that were not helpful at all and the way Carlos... read more

    AA
    Armando Alarcon
    3 months ago

    It is literally impossible for me to recommend Troy B. more than what I already can! Troy was extremely helpful and professional throughout the entire loan process. Not only did he consistently communicate where we were in the "loan timeline", but went above and beyond my expectations... read more

    JC
    Jeff Conner
    3 months ago
  • I am very thankful to Monique and the entire Homespire team I am very thankful to Monique and the entire Homespire team. Monique did an awesome Job with letting me know what I needed in order for her and the team to get me to closing. I will definitely be usin... read more

    jt
    jermaine thompson
    3 months ago

    Great team Working with Michele was an absolute blessing. As first-time buyers, she walked us step by step through each process explaining every detail. She was very reliable through e-mail and phone, and never... read more

    N
    Natalia
    3 months ago

    Excellent!!! Monique was awesome to work with and I would recommend her to anyone looking for a mortgage! She was very diligent and she made things happen in a timely fashion which was very important!

    DJ
    David Jones
    3 months ago
  • Adrian A ciramellano Adrian is very efficient with great social skills and is well prepared in his field and offered lots of advice and help. He is also very professional

    e
    erickmonterrosa78
    3 months ago

    Highly Recommend Valentina was extremely responsive and fast. We had a very tight timeline which we were able to make thanks to her. As first time home buyers she was able to answer all of our questions.

    ss
    stephanie schwartzko
    3 months ago

    Great Lender Carlos was very helpful and easy to reach throughout the whole process. He answered all of our questions and made sure everything goes smoothly so we can close on time.

    j
    juanpgomez11
    3 months ago

Renovation Loan Options

Whether you’re buying a fixer upper or looking to add value to your current home,
we’ve got the right loan option for your home improvement project.

An FHA 203K loan is an ideal loan option when buying a ‘fixer upper’ and can finance the cost of major and minor upgrades.

Our HomeStyle Renovation loan is an all-in-one solution to finance your remodeling projects with your mortgage.

Now you can renovate your home with the benefits of VA financing. Designed to help veterans repair or upgrade their home with low rates.

Buying a Fixer Upper?

Let us do the math and find out how much you could potentially borrow.

15% Complete...

Where do you want to live?


GO!

What type of home would you like to live in?

Single Family
Town House
Condominuim

Single FamilyTown HouseCondominuim

How much do you currently pay in rent?


NEXT

What is your household income?


NEXT

Estimate Your Credit Score

Excellent 740+
Good 700-739
Average 660-699
Fair 600-659
Poor < 600

Excellent 740+Good 700-739Average 660-699Fair 600-659Poor < 600

We're working up some options to help you break free from the rental trap. Let's send them over to you!