For The Home That’s Almost Perfect
We’ve heard it before, “we love everything about this house except…”. Now you can create your dream home with a renovation loan from Homespire Mortgage. Whether you’re buying a fixer upper or looking to renovate your current home, we’ve got your HGTV dreams covered!
Finally, the perfect loan to finance your home renovation. Our suite of renovation loan products make it easier than ever to create your dream home, without the frustrations of financing. It’s an all-in-one solution that allows you to finance (or refinance) the purchase of your home, along with the costs of home improvements.
Benefits of a Renovation Loan
Our suite of renovation loan products offer low down payments, low closing costs and a variety of loan terms. Talk to a Loan Officer to find out which renovation loan is right for your #homegoals.
Finance your home purchase and repairs in one loan
Low down payment options and credit score requirements
Build equity immediately after repairs are completed
Competitive interest rates compared to other loans
Why Clients Love Us
We’ve helped thousands of homowners find a mortgage they can manage.
That’s why we’re a 5-Star rated lender on Zillow.
Carlos martinez he is one of the best he helped me step by step in the purchase of my house he has an excellent team and he is one of the best in the dmv They recommended it to me and it was the best to work with him... read morejimmy torres044 days ago
Excellent customer service When I called him the first time to look for options, he answered promptly, and gave us the opportunity to check on our scenarios. When he gave us the closing estimate, he based his numbers in real c... read morerebecanz1 week ago
Best lender in the DC Metro area Carlos and his staff did an outstanding job during my most recent refinance. From the beginning of the process, they understood my concerns and provided the right guidance until closing day. What’s mo... read moreLuis1 week ago
Fantastic experience! Neil made what is often a stressful experience easy and streamlined. He was responsive and knowledgeable, and helped us close on our dream home in two weeks! We are extremely appreciative to Neil and ... read morezuser2017042415110721 week ago
The best loan consultant out there! Working with Val during the home buying process was one of the best decisions that we made. She was incredibly knowledgeable and responsive, got estimates to us in a matter of hours, provided us with ... read moreTyler S.1 week ago
The best in the industry by far! I can't recommend Val and her team enough. Her reviews speak for themselves, and she really is simply the best. She makes the process simple, quick, and knows how to maximize your savings. She always ... read morecasey1 week ago
The whole experience was very personable! You could really tell that Collette is very passionate about her job and why she does The whole experience was very personable! You could really tell that Collette is very passionate about her job and why she does. Thanks a bunch Collette and the team !jabashas2 weeks ago
Awesome Lender 👏 This guy is GREAT, he took a lot of time out for me in helping me set up my loan, got me the best rate with a very low interest rate!!! Kevin is the man yo!!!zuser2020030508322622 weeks ago
Great Due to the Pandemic it was such a challenge but Aldryn made the transaction so smooth no matter what challenges we faced. He kept in touch with me and always reassured us that everything will work out... read moreKaren Linares2 weeks ago
Tireless Mortgage Warrior!! This is my second loan with Gerald. Like the last time, he did an outstanding job finding the right loan for us! He then worked hard to get us closed within 30 days! We're saving money by shaving off ... read moreMichael2 weeks ago
Natalya Delivers!!! Great to Work with. Process made Simple. Got a Great Rate!!! Closed on time (In the Middle of the Pandemic)!! It was a pleasure working with Natalya. From the very beginning, she went above and beyond by working after hours over the weekend to get us pre-qualified. She was pleasant. Not pushy at all. Did an ... read moreb atwater3 weeks ago
David Ricketts David Ricketts worked above and beyond to help me get the loan approval.
He was very supportive and was always available during this difficult process, specially with the Covid-19 spreading around the... read moreLourdes Mendez3 weeks ago
I highly recommend Pat Wynn When you work with Pat and his team of professionals, you can expect exceptional service and knowledge. There is more to hiring a mortgage lender than just shopping the best interest rate. You need to... read moresegraves891 month ago
Amazing Experience Valentina Wilber is a rock star, plain and simple. She and her team were incredibly accessible, and made the whole process smooth and painless. We bought our dream home, and we couldn't have done it... read moreErin & Cisco Minthor1 month ago
Felt like working with a partner to buy my first home Jeremy was all around fantastic to work with. Easy communication, never got tired of my questions, thorough explanations, and most importantly, protection through the most important parts of the proce... read moreadamcooley561 month ago
Renovation Loan Options
Whether you’re buying a fixer upper or looking to add value to your current home,
we’ve got the right loan option for your home improvement project.
Now you can renovate your home with the benefits of VA financing. Designed to help veterans repair or upgrade their home with low rates.
Buying a Fixer Upper?
Let us do the math and find out how much you could potentially borrow.