For The Home That’s Almost Perfect

We’ve heard it before, “we love everything about this house except…”. Now you can create your dream home with a renovation loan from Homespire Mortgage. Whether you’re buying a fixer upper or looking to renovate your current home, we’ve got your renovation dreams covered!

Financing your

home renovation

Finally, the perfect loan to finance your home renovation. Our suite of renovation loan products make it easier than ever to create your dream home, without the frustrations of financing. It’s an all-in-one solution that allows you to finance (or refinance) the purchase of your home, along with the costs of home improvements.

Benefits of a Renovation Loan

Our suite of renovation loan products offer low down payments, low closing costs and a variety of loan terms. Talk to a Loan Officer to find out which renovation loan is right for your #homegoals.

  • Finance your home purchase and repairs in one loan

  • Low down payment options and credit score requirements

  • Build equity immediately after repairs are completed

  • Competitive interest rates compared to other loans

Why Clients Love Us

We’ve helped thousands of homeowners find a mortgage they can manage.

See what our clients have to say on Social Survey.

  • Outstanding Amazing Work Couldn’t be anymore happier , really wish I would’ve gotten connected with him sooner ! I definitely encourage all new buyers and investors to use homespier , they will really work super hard to make ... read more

    Danny Guzman
    1 year ago

    Would Highly Recommend 10/10 Joey was extremely helpful and walked us through the entire home buying process! I would highly recommend him to any prospective home buyers in the DMV!

    Nate H.
    1 year ago

    Excellent experience with Carlos martinez and Dania I'm very pleased with the attention to detail from Carlos and Dania. Best morgage lender in the DMV I have ever work with, very professional, quick in answering questions and taking my calls. I will d... read more

    Esteban contracting
    1 year ago
  • Honest Andy I was very pleased with Andy's informative approach. He didn't try to promise the stars and the moon until he knew those were even attainable. Other mortgage companies I reached out to were sending me... read more

    Yarin Suggs
    1 year ago

    estoy muy agradesido con Carlos por averme ayudado con la compra de esta propiedad estoy muy Agradesido con Carlos por averme ayudado con la compra de esta propiedad el proseso fue rapido y sencillo no me iso muchas preguntas,antes trate con otros y no pudieron ayudarme. Carlos y su... read more

    1 year ago

    Great experience with Valentina Wilber Valentina was incredibly helpful. As a first time homebuyer she took the time to explain everything to me in every step. She was very fast to respond to my questions and was always available on phone ... read more

    Chanel J
    1 year ago
  • Easy process with Cindy! Cindy White helped me so much! Going through my refinance process, she kept me informed at every step of the way. She supported me whenever I had questions and made the process go smoothly. Highly re... read more

    1 year ago

    Great mortgage Broker Our realtor connected us with Ivan. He knows the industry, was extremely helpful, always available and made the process easy. And we got the best rate in the market. He can’t be beat.

    1 year ago

    Excellent Service Had not financed a home in over 30 years. Patrick and his crew took me through the whole process easily. Found us a great rate, locked us in, then 2 days before closing found an even better rate. He u... read more

    Matchunis Tim
    1 year ago
  • The best in town!!!! Andy was profecional and helpful, always available to answer questions and looks for solutions to any situation. Andy and his team walked with me step by step in the whole process to get the best opti... read more

    Saul Velez
    1 year ago

    Review Carlos was such an amazing person to helping me getting my house. He was always there to help at all moments in the process of getting my home. He did such a good job i really recommend his company.

    Nathaly Hernandez
    1 year ago

    Awesome Experience Jasson was excellent to work with and provide the necessary guidance to navigate this process. Jasson was extremely helpful answering our questions and was always accessible. I wouldn’t hesitate rec... read more

    1 year ago
  • Awesome Experience Jasson guided us through the process of purchasing our new home. He was very kind and extremely helpful. He answered all of our questions and offered great advice. Jasson and his team worked hard to e... read more

    S Lewis
    1 year ago

    Not all heroes wear capes Ryan saved the day when our lender threw us a curve ball at the last minute that put our home buy in danger. We would have been out of luck without his help and quick work! Lifesaver!!!!

    Eugene Mitchell
    1 year ago

    Best Experience When my realtor gave me some recommendations for a lender. I set up an appointment to talk to Renate over the phone. My hours of work, trying to set up moving , sell a home and moving to a new state. ... read more

    Lorrie Warren
    1 year ago

Renovation Loan Options

Whether you’re buying a fixer upper or looking to add value to your current home,
we’ve got the right loan option for your home improvement project.

An FHA 203K loan is an ideal loan option when buying a ‘fixer upper’ and can finance the cost of major and minor upgrades.

Our HomeStyle Renovation loan is an all-in-one solution to finance your remodeling projects with your mortgage.

Now you can renovate your home with the benefits of VA financing. Designed to help veterans repair or upgrade their home with low rates.

Buying a Fixer Upper?

Let us do the math and find out how much you could potentially borrow.

    15% Complete...

    Where do you want to live?


    What type of home would you like to live in?

    Single Family
    Town House

    Single FamilyTown HouseCondominuim

    How much do you currently pay in rent?


    What is your household income?


    Estimate Your Credit Score

    Excellent 740+
    Good 700-739
    Average 660-699
    Fair 600-659
    Poor < 600

    Excellent 740+Good 700-739Average 660-699Fair 600-659Poor < 600

    We're working up some options to help you break free from the rental trap. Let's send them over to you!

    By submitting, you are opting in to receive communication from Homespire Mortgage.

    Privacy Policy