For The Home That’s Almost Perfect

We’ve heard it before, “we love everything about this house except…”. Now you can create your dream home with a renovation loan from Homespire Mortgage. Whether you’re buying a fixer upper or looking to renovate your current home, we’ve got your renovation dreams covered!

Financing your

home renovation

Finally, the perfect loan to finance your home renovation. Our suite of renovation loan products make it easier than ever to create your dream home, without the frustrations of financing. It’s an all-in-one solution that allows you to finance (or refinance) the purchase of your home, along with the costs of home improvements.

Benefits of a Renovation Loan

Our suite of renovation loan products offer low down payments, low closing costs and a variety of loan terms. Talk to a Loan Officer to find out which renovation loan is right for your #homegoals.

  • Finance your home purchase and repairs in one loan

  • Low down payment options and credit score requirements

  • Build equity immediately after repairs are completed

  • Competitive interest rates compared to other loans

Why Clients Love Us

We’ve helped thousands of homowners find a mortgage they can manage.

That’s why we’re a 5-Star rated lender on Zillow.

  • Outstanding Customer Service Mrs. McLaughlin was very professional and knowledgeable of her job. She always addressed my questions and concerns in a timely matter. I am pleased with the customer service I received from her and he... read more

    Defferson Graham
    3 days ago

    Would highly recommend I had a very pleasant refinancing of my home with Juan. He did a fabulous job on keeping me up to date on the whole process which went very smoothly. I would definitely use Juan again in the future if... read more

    3 days ago

    Fast and Easy Loan! Val Wilber is an excellent home loan consultant. She and her Homespire team offered an incredibly low rate on our loan, and she took us from our purchase offer to settlement in only a couple of weeks... read more

    Aaron S.
    5 days ago
  • Professional and very helpful She was recommended by my realtor who was also awesome. I was lucky enough to meet her and her team and made my home buying experience stress-free as much as possible. Some glitches are expected in ... read more

    1 week ago

    Great Job Wow. I cannot speak highly enough of the job Juan and his team did to help my family accomplish the dream of being our first house. He was very open and and honest for the very beginning and guided us... read more

    2 weeks ago

    First Time Home Buyer My experience with Homespire was wonderful, from start to finish. Alan and his team were able to secure my loan in an incredibly short amount of time, remaining professional, communicative, and organi... read more

    2 weeks ago
  • Kendell made the lending process so easy!! Working with Kendell was amazing!! We just purchased our second home and I can’t tell you how easy it was to work with him. From the very first phone call, he was very helpful! He told us what we need... read more

    2 weeks ago

    Erika and her team gets it done! I switched to Erika as my lender a couple weeks before closing and it was the best decision I ever made. My other lender was saying that closing on my desired date was not even an option and Erika mad... read more

    2 weeks ago

    Outstanding service! Valentina provided outstanding service from the very first call through the closing of the transaction! She and her team were very professional, maintained us informed through the process, and proacti... read more

    Jaime Gutierrez
    2 weeks ago
  • Wonderful home buying experience with Valentina! Valentina was incredibly professional and extremely responsive throughout the process. This is my second time purchasing a home and what a difference! I felt so well taken care of by Valentina and her... read more

    2 weeks ago

    It was a great experience, Aleyda answered all my questions and made me feel very comfortable buying mi house, very respectful person and very professional It was a great experience, Aleyda answered all my questions and made me feel very comfortable buying mi house, very respectful person and very professional . Me and my family are SUPER happy for a... read more

    2 weeks ago

    Trustworthy. This is my 4th refinancing with Adrian, I have always obtained a friendly, fast and efficient service. Adrian is a person who understands and works with clients' needs.

    2 weeks ago
  • exceptional Loan Officer I am very thankful for JJ’s exceptionally professional, responsive, honest, and beyond what I was expecting with his assistance with my home mortgage loan process from beginning to end. JJ was very at... read more

    Dr. Chere
    2 weeks ago

    Great deal Stress free process unlike other mortgage lending companies that I have had to deal with in the past. They got me the best rates possible in today's market without me having to haggle at all.

    Sagar Ghamandi
    2 weeks ago

    happy buyers we worked with Neil to buy our first house. we were impressed by his speed, dedication and work ethics. He was available on weekends and evenings during this competitive and crazy season in real esta... read more

    3 weeks ago

Renovation Loan Options

Whether you’re buying a fixer upper or looking to add value to your current home,
we’ve got the right loan option for your home improvement project.

An FHA 203K loan is an ideal loan option when buying a ‘fixer upper’ and can finance the cost of major and minor upgrades.

Our HomeStyle Renovation loan is an all-in-one solution to finance your remodeling projects with your mortgage.

Now you can renovate your home with the benefits of VA financing. Designed to help veterans repair or upgrade their home with low rates.

Buying a Fixer Upper?

Let us do the math and find out how much you could potentially borrow.

15% Complete...

Where do you want to live?


What type of home would you like to live in?

Single Family
Town House

Single FamilyTown HouseCondominuim

How much do you currently pay in rent?


What is your household income?


Estimate Your Credit Score

Excellent 740+
Good 700-739
Average 660-699
Fair 600-659
Poor < 600

Excellent 740+Good 700-739Average 660-699Fair 600-659Poor < 600

We're working up some options to help you break free from the rental trap. Let's send them over to you!

Privacy Policy