For The Home That’s Almost Perfect

We’ve heard it before, “we love everything about this house except…”. Now you can create your dream home with a renovation loan from Homespire Mortgage. Whether you’re buying a fixer upper or looking to renovate your current home, we’ve got your HGTV dreams covered!

Financing your

home renovation

Finally, the perfect loan to finance your home renovation. Our suite of renovation loan products make it easier than ever to create your dream home, without the frustrations of financing. It’s an all-in-one solution that allows you to finance (or refinance) the purchase of your home, along with the costs of home improvements.

Benefits of a Renovation Loan

Our suite of renovation loan products offer low down payments, low closing costs and a variety of loan terms. Talk to a Loan Officer to find out which renovation loan is right for your #homegoals.

  • Finance your home purchase and repairs in one loan

  • Low down payment options and credit score requirements

  • Build equity immediately after repairs are completed

  • Competitive interest rates compared to other loans

Why Clients Love Us

We’ve helped thousands of homowners find a mortgage they can manage.

That’s why we’re a 5-Star rated lender on Zillow.

  • Carlos martinez he is one of the best he helped me step by step in the purchase of my house he has an excellent team and he is one of the best in the dmv They recommended it to me and it was the best to work with him... read more

    jimmy torres04
    4 days ago

    Excellent customer service When I called him the first time to look for options, he answered promptly, and gave us the opportunity to check on our scenarios. When he gave us the closing estimate, he based his numbers in real c... read more

    1 week ago

    Best lender in the DC Metro area Carlos and his staff did an outstanding job during my most recent refinance. From the beginning of the process, they understood my concerns and provided the right guidance until closing day. What’s mo... read more

    1 week ago
  • Fantastic experience! Neil made what is often a stressful experience easy and streamlined. He was responsive and knowledgeable, and helped us close on our dream home in two weeks! We are extremely appreciative to Neil and ... read more

    1 week ago

    The best loan consultant out there! Working with Val during the home buying process was one of the best decisions that we made. She was incredibly knowledgeable and responsive, got estimates to us in a matter of hours, provided us with ... read more

    Tyler S.
    1 week ago

    The best in the industry by far! I can't recommend Val and her team enough. Her reviews speak for themselves, and she really is simply the best. She makes the process simple, quick, and knows how to maximize your savings. She always ... read more

    1 week ago
  • The whole experience was very personable! You could really tell that Collette is very passionate about her job and why she does The whole experience was very personable! You could really tell that Collette is very passionate about her job and why she does. Thanks a bunch Collette and the team !

    2 weeks ago

    Awesome Lender 👏 This guy is GREAT, he took a lot of time out for me in helping me set up my loan, got me the best rate with a very low interest rate!!! Kevin is the man yo!!!

    2 weeks ago

    Great Due to the Pandemic it was such a challenge but Aldryn made the transaction so smooth no matter what challenges we faced. He kept in touch with me and always reassured us that everything will work out... read more

    Karen Linares
    2 weeks ago
  • Tireless Mortgage Warrior!! This is my second loan with Gerald. Like the last time, he did an outstanding job finding the right loan for us! He then worked hard to get us closed within 30 days! We're saving money by shaving off ... read more

    2 weeks ago

    Natalya Delivers!!! Great to Work with. Process made Simple. Got a Great Rate!!! Closed on time (In the Middle of the Pandemic)!! It was a pleasure working with Natalya. From the very beginning, she went above and beyond by working after hours over the weekend to get us pre-qualified. She was pleasant. Not pushy at all. Did an ... read more

    b atwater
    3 weeks ago

    David Ricketts David Ricketts worked above and beyond to help me get the loan approval.
    He was very supportive and was always available during this difficult process, specially with the Covid-19 spreading around the...
    read more

    Lourdes Mendez
    3 weeks ago
  • I highly recommend Pat Wynn When you work with Pat and his team of professionals, you can expect exceptional service and knowledge. There is more to hiring a mortgage lender than just shopping the best interest rate. You need to... read more

    1 month ago

    Amazing Experience Valentina Wilber is a rock star, plain and simple. She and her team were incredibly accessible, and made the whole process smooth and painless. We bought our dream home, and we couldn't have done it... read more

    Erin & Cisco Minthor
    1 month ago

    Felt like working with a partner to buy my first home Jeremy was all around fantastic to work with. Easy communication, never got tired of my questions, thorough explanations, and most importantly, protection through the most important parts of the proce... read more

    1 month ago

Renovation Loan Options

Whether you’re buying a fixer upper or looking to add value to your current home,
we’ve got the right loan option for your home improvement project.

An FHA 203K loan is an ideal loan option when buying a ‘fixer upper’ and can finance the cost of major and minor upgrades.

Our HomeStyle Renovation loan is an all-in-one solution to finance your remodeling projects with your mortgage.

Now you can renovate your home with the benefits of VA financing. Designed to help veterans repair or upgrade their home with low rates.

Buying a Fixer Upper?

Let us do the math and find out how much you could potentially borrow.

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Excellent 740+
Good 700-739
Average 660-699
Fair 600-659
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We're working up some options to help you break free from the rental trap. Let's send them over to you!