For The Home That’s Almost Perfect
We’ve heard it before, “we love everything about this house except…”. Now you can create your dream home with a renovation loan from Homespire Mortgage. Whether you’re buying a fixer upper or looking to renovate your current home, we’ve got your renovation dreams covered!
Finally, the perfect loan to finance your home renovation. Our suite of renovation loan products make it easier than ever to create your dream home, without the frustrations of financing. It’s an all-in-one solution that allows you to finance (or refinance) the purchase of your home, along with the costs of home improvements.
Benefits of a Renovation Loan
Our suite of renovation loan products offer low down payments, low closing costs and a variety of loan terms. Talk to a Loan Officer to find out which renovation loan is right for your #homegoals.
Finance your home purchase and repairs in one loan
Low down payment options and credit score requirements
Build equity immediately after repairs are completed
Competitive interest rates compared to other loans
Why Clients Love Us
We’ve helped thousands of homowners find a mortgage they can manage.
That’s why we’re a 5-Star rated lender on Zillow.
Exceptional customer service THANK YOU very much Neil and the Homespire team for making our home purchase such an easy and seamless process! We appreciate your professionalism, responsiveness and exceptional customer service, goi... read moreMartina K.5 days ago
Highly Recommend Arjun Jani! Arjun Jani was very professional at all times, keeping me aware of everything that was happening, If we had any questions he was always available to answer. This was our first home purchase, we didn’t... read morezuser2016121010030346 days ago
VA, Refinance Natalya Hill without a doubt is one of the most knowledgeable individuals we have ever been associated with while shopping for the best interest rate available. Our documents were ready for signature... read moreiyaayas19751 week ago
Highly Recommended Team Strickland closed our refinance in under three weeks! They're fast, knowledgeable, and experienced. We highly recommend them to family and friends.Fernando1 week ago
On Point Todd and his team were fantastic! Available and helpful through the entire process- day or night! Todd was knowledgeable and a pleasure to work with! 10/10 recommend!!Emma Ledbetter1 month ago
Val is the best! Val is absolutely amazing! As a first-time homebuyer, I'm so grateful that I was working with Val—everything with her ran quickly and seamlessly. Throughout the entire process, she was so informative,... read moreKat1 month ago
Responsive, patient, and helpful From the beginning Val and her team were incredibly responsive to always willing to go over details and answer questions if we had them. Val also helped us identify with a price range that we were com... read moreKevin I1 month ago
Amazing I never expect the amazin service that I recive from Jesus he's a Rockstar he knows what he's doing and I will definitily recomend him to my sister that she want to get a house soon too. GRACIAS por t... read moreportillodeysi81 month ago
Repeat customers, repeat success! Neil and team helped us purchase our home one year ago. Now that rates have gotten even better we just did a refi with them. The experience was just like the first, easy, pleasant and professional. U... read moreBen H1 month ago
Valentina and her team are the best in town My experience with Val was nothing short of amazing! Low rate, two week closing, no surprises at closing. Highly recommended and will work with again in the future.JamelaBlack1 month ago
Articulate, sharp and to the point! Carlos, was clear and to the point. He didn't cut corners, try to sell me on anything or make me feel pressured. In fact, most of my conversations with Carlos revolved around being educated and answer... read moreLuis Febles1 month ago
Exceptional Valentina and Homespire we're great -- easy to work with, clear, responsive, and able to move quickly. They're always available to hop on the phone and talk through anything while able to provide stru... read moreAlex Bargmann1 month ago
Couldn't ask for better, faster Erika and her team are excellent -- extremely quick replies and they know how to make things happen. She was always available to answer questions and moved the process along quickly. Highly recommende... read moreArley S1 month ago
Great Experience We had a great experience. Kevin was the ultimate professional. All of our needs were met. I highly recommend using Homespire and Kevin in particular.P. Thompson1 month ago
Carlos martinez he is one of the best he helped me step by step in the purchase of my house he has an excellent team and he is one of the best in the dmv They recommended it to me and it was the best to work with him... read morejimmy torres041 month ago
Renovation Loan Options
Whether you’re buying a fixer upper or looking to add value to your current home,
we’ve got the right loan option for your home improvement project.
Now you can renovate your home with the benefits of VA financing. Designed to help veterans repair or upgrade their home with low rates.
Buying a Fixer Upper?
Let us do the math and find out how much you could potentially borrow.