Quick and clear communication. Honest feedback. Never felt stupid for asking simple questions.
MH
Michael Emerson Sykesville, MD
17 June 2024
The mortgage that’s right for you.
Whether you’re a first time home buyer or buying your dream home, I’m here to help you understand your financing options and find a mortgage you can manage.
Our Peace of Mind Process
Let’s
Talk About You
Let’s talk about your current financial situation and goals to determine loan options that work for you.
Apply
Online
HomespireGO® makes getting pre-approved for a mortgage effortless! Apply online in as little as 10 minutes.
Let Us Do The
Work
Once you submit your application, we’ll work our mortgage magic to get you pre-approved and fully underwritten.
Clear To
Close
Our three favorite words! Your loan is approved and we’re ready for settlement day!.
Ready. Set. Home.
Apply for a mortgage in as little
as 10 minutes.
Digital Mortgage Experience
An experience you’ll love, from your couch to the coffee shop! Apply for a mortgage in as little as 10 minutes, then conveniently upload and e-sign documents within the app.
Peace of Mind
Goodbye paperwork! Securely scan and send mortgage documents for total peace of mind, knowing that your information is kept private.
Real-time Updates
Stay up-to-date with real-time notifications on the progress of your application and watch your loan move from approval to closing!
Download the HomespireGO® App
for an effortless mortgage experience.
9211 Corporate Boulevard Suite 240
Rockville, MD 20850
Hi There,
I attribute my success to my excellent customer service skills and always keeping the needs of my clients first. Purchasing a home or refinancing your existing home can be very exciting and a bit stressful. My experience with the mortgage industry allows me to guide you, in a smooth and professional manner, to achieve your desired result. I make sure my clients enter into their investment with complete confidence and clarity. Fluent in English, Spanish and French I have lived in the DC metro area for many years. Whether you’re refinancing a mortgage or buying for the first time, I believe you deserve a smooth, respectful and personable transaction. I am available 24/7 through email or cell, making sure any questions or concerns are answered promptly. If you’re looking for someone you can put your complete trust into, I am your right fit.
LICENSE INFORMATION
Licensed in FL, GA, MD, NC, PA,TX,VA, and WV. GA #184548. Georgia Residential Mortgage Licensee. Licensed Mortgage Banker by the PA Department of Banking.
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT http://WWW.SML.TEXAS.GOV . A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT http://WWW.SML.TEXAS.GOV .
COMPLAINTS REGARDING THE SERVICING OF A MORTGAGE SHOULD BE SENT TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TX 78705. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 877-276-5550.
A complaint form and instructions may be downloaded and printed from the Department’s website located at http://www.sml.texas.gov or obtained from the department upon request by mail at the address above, by telephone at its toll-free consumer hotline listed above, or by email at smlinfo@sml.texas.gov.