Kim Garnett

by | Mar 5, 2025

Kim Garnett

Branch Manager
NMLS: #229396
Phone: 804.687.9520

Kim is incredibly professional, kind, helpful, and available. She made the mortgage process easy and understandable for me and my partner who had no experience home buying. I would recommend her to ANYONE buying a home! She was a pivotal member of our house buying dream team.

  • LG

    Logan Richmond, VA

    29 April 2025

The mortgage that’s right for you.

Whether you’re a first time home buyer or buying your dream home, I’m here to help you understand your financing options and find a mortgage you can manage.

Our Peace of Mind Process

Let’s
Talk About You

Let’s talk about your current financial situation and goals to determine loan options that work for you.

Apply
Online

HomespireGO® makes getting pre-approved for a mortgage effortless! Apply online in as little as 10 minutes.

Let Us Do The
Work

Once you submit your application, we’ll work our mortgage magic to get you pre-approved and fully underwritten.

Clear To
Close

Our three favorite words! Your loan is approved and we’re ready for settlement day!.

APPLY

Ready. Set. Home.

Apply for a mortgage in as little
as 10 minutes.

Digital Mortgage Experience

An experience you’ll love, from your couch to the coffee shop! Apply for a mortgage in as little as 10 minutes, then conveniently upload and e-sign documents within the app.

Peace of Mind

Goodbye paperwork! Securely scan and send mortgage documents for total peace of mind, knowing that your information is kept private.

Real-time Updates

Stay up-to-date with real-time notifications on the progress of your application and watch your loan move from approval to closing!

Download the HomespireGO® App

for an effortless mortgage experience.

Hear From Real Clients

Highly rated reviews from happy homeowners!

Hear from Happy Homeowners

See what my clients are saying

  • Kim is incredibly professional, kind, helpful, and available. She made the mortgage process easy and understandable for me and my partner who had no ...read more

    LG
    Logan Richmond, VA
    29 April 2025

  • Everything was taken care of smoothly and I was kept informed throughout the process.

    PP
    Patricia Amelia Ct Hse, VA
    04 March 2025

  • Kim is always on point with every transaction. Answers her phone whenever I call .

    KY
    KATRINA North Chesterfield, VA
    03 March 2025

  • Kim took over for a loan officer that left. The transition was a little rocky, but overall Kim was very helpful in getting the loan completed.

    KM
    Keith Richmond, VA
    24 February 2025

  • Good Hard Working Team

    KC
    Kendell Hopewell, VA
    27 January 2025

  • Consistent communication and great efforts to get the job done.

    CM
    Clatrina Petersburg, VA
    31 January 2025

  • Kim Garnett made my experience as a realtor seamless. She kept me updated throughout the process and also Amber Turner. This was my 1st transaction wi...read more

    ET
    Erica North Chesterfield, VA
    08 January 2025

    • Kim Garnett

    Branch Manager | NMLS: 229396
    Serving VA & NC
    Phone: 804.687.9520

    9711 Washingtonian Blvd, Suite 500

    Gaithersburg, MD 20878

    APPLY
    Licensing

    ABOUT ME

    Why did you choose a career in the mortgage industry?
    I chose the career in the mortgage industry because I love helping people get into their homes.
    What do you enjoy most about your work?
    I enjoy meeting new people and helping people achieve their dream of homeownership.
    What are 3 words past clients would use to describe you?
    I am fast, efficient, and knowledgeable.
    What excites you most about life?
    Helping others.
    How do you give back to your community?
    I help wherever I can.
    How do you enjoy spending your free time?
    I like to spend time with my children and my grandson.
    What's the best movie of all time?
    My favorite movie has to be Legends of the Fall.

    LICENSE INFORMATION

    Licensed in NC, VA