Gerald B. Zapol

Loan Officer
NMLS: #1025482
Phone: P 301.956.2912 | 301.922.7957

Everyone worked hard to get my loan approved and I got my purchase done. Thank You.

  • MA

    Margaret A Edgewater, MD

    26 July 2022

The mortgage that’s right for you.

Whether you’re a first time home buyer or buying your dream home, I’m here to help you understand your financing options and find a mortgage you can manage.

Our Peace of Mind Process

Talk About You

Let’s talk about your current financial situation and goals to determine loan options that work for you.


HomespireGO® makes getting pre-approved for a mortgage effortless! Apply online in as little as 10 minutes.

Let Us Do The

Once you submit your application, we’ll work our mortgage magic to get you pre-approved and fully underwritten.

Clear To

Our three favorite words! Your loan is approved and we’re ready for settlement day!.

Ready. Set. Home.

Apply for a mortgage in as little
as 10 minutes.

Digital Mortgage Experience

An experience you’ll love, from your couch to the coffee shop! Apply for a mortgage in as little as 10 minutes, then conveniently upload and e-sign documents within the app.

Peace of Mind

Goodbye paperwork! Securely scan and send mortgage documents for total peace of mind, knowing that your information is kept private.

Real-time Updates

Stay up-to-date with real-time notifications on the progress of your application and watch your loan move from approval to closing!

Download the HomespireGO® App

for an effortless mortgage experience.

Hear From Real Clients

Highly rated reviews from happy homeowners!

Hear from Happy Homeowners

See what my clients are saying

  • Everyone worked hard to get my loan approved and I got my purchase done. Thank You.

    Margaret A Edgewater, MD
    26 July 2022
  • Gerald and his team communicated every step of the way and made the entire process seemless from start to finish. Easiest refi ever!

    Sanford Alan Kitty Hawk, NC
    21 July 2022
  • Gerald Zapol

    Abraham Montgomery Village, MD
    15 July 2022
  • Mr. Gerald made our dream of being homeowners a reality as he worked with us , we found him to be patient, highly knowledgeable, very understanding more

    Rachel Vandana Montgomery Village, MD
    15 July 2022
  • The loan process was made easy l was able to close within three weeks. Quick response to my calls and emails. A step by step guide during the loan more

    Sunkarie Bushiratu Silver Spring, MD
    05 July 2022
  • Gerald was always available when needed! Very professional and quick to respond! I would highly recommend him to anyone of my friends! Got the more

    Paul Georges Burke, VA
    04 July 2022
  • The Homespire team was very quick and responsive. As a first time home buyer, they lead me through the process and answered any question I had.

    Kimberly Noel Irondale, AL
    28 June 2022
  • We have worked with Gerald on three separate occasions. He is absolutely the best. He's always available to answer the phone if you have questions, more

    Shelley R Melbourne, FL
    24 June 2022
  • Gerald and his team were quick to respond and to resolve any issues that popped up. They were proactive and the app made it easy to update any more

    Justin North Kingstown, RI
    30 May 2022
  • At a time when mortgage rates have reached an incredible high, record low supply and high prices on houses have gone up, I have been hunting for the more

    Johann H Rockville, MD
    30 May 2022
  • Gerald is very responsive and got us the best rate. Thanks Gerald!

    Tari Gaithersburg, MD
    21 May 2022
  • It was a great and easy process.

    Krzysztof Kamil Burke, VA
    09 May 2022
  • We certainly had a bumpy ride to closing. Gerald stood by us for the whole ride and we greatly appreciate his partnership in this process.

    Nima Westport, CT
    05 May 2022
  • Very quick to respond and easy to get in contact

    Frank Thomas Reston, VA
    04 May 2022
  • Great experience

    Alexander Herndon, VA
    02 May 2022
  • Everything went so smoothly and the advice we got helped us get the house we wanted.

    Michele GL Gaithersburg, MD
    02 May 2022
  • The team was super communicative and organized with their service. Everyone answered questions efficiently and went out of there way to make sure we more

    Kimberly Reston, VA
    01 May 2022
  • Thank you for the lightning fast offers, closing experience and rapid feedback!

    David Eugene Frederick, MD
    29 April 2022
  • Smooth sailing

    Daehee Clarksburg, MD
    28 April 2022
  • Homespire organization team is so awesome, they answered all my questions, explained where i came to a difficult situation. Mr. Gerald Zapol is a more

    Vincent Mwase Silver Spring, MD
    22 April 2022
  • Gerald was knowledgeable and very helpful in getting us the loan we needed for our first home!

    Sarah Clarksburg, MD
    22 April 2022
  • Gerald Zapol and the Homespire team were very responsive, helped me get an appraisal quickly, offered great rates, and were able to help me close in more

    Ariel Suitland, MD
    08 April 2022
  • No specifics- we made it to closing in a timely fashion. Few last minute hiccups that could have been addressed sooner than the day before but we more

    Jessica Elaine Montgomery Center, VT
    04 April 2022
  • Gerald was very timely in his services. He provided numbers very quickly which relieved a lot of stress when competing for homes in the competitive more

    Taylor Jairus Silver Spring, MD
    25 March 2022
  • Gerald was responsive, knowledgeable, and helpful with all our questions.

    John Joseph Rockville, MD
    21 March 2022
  • GERALD IS GREAT. Some others did not return phone calls.

    Ajus Koshy Damascus, MD
    21 March 2022
  • Carlos made it happen, Thanks for the services

    BATE AUGUSTINE San Tan Valley, AZ
    15 March 2022
  • Very simple process. Thank you.

    Derek Edward Boston, MA
    12 March 2022
  • Gerald B. Zapol

    Loan Officer

    NMLS: 1025482
    Phone: P 301.956.2912 | 301.922.7957

    9711 Washingtonian Boulevard Suite 500,

    Gaithersburg, MD 20878

    Hi There,

    I am a third generation Washingtonian who currently lives and works in Rockville, MD. I have been married for 39+ years and have two children – a son and a daughter – and as of 2021, my first granddaughter. I am a proud graduate of the University of Maryland Smith School of Business with degrees in accounting and finance, and I have spent last 40 years involved in real estate, both locally and nationally. My go-to activity to relax is a 25-50 mile bicycle ride on the weekend along with a golf game thrown in for good measure – maybe a little less now that I am a PROUD grandparent.

    Gerald B. Zapol