I started my mortgage career in 1973 and worked on the operations side until 1983, when I became a loan officer. I am very knowledgeable about VA, FHA, and Conventional loans, with a specialty in renovation loans, including the FHA 203K, Limited and Standard, the FNMA HomeStyle Renovation loan, and the VA Renovation Loan.

I am currently Vice President of Renovation Lending at Homespire Mortgage out of Gaithersburg, Maryland. I assist our loan officers with their renovation loans so that they go smoothly from beginning to end. I also work diligently to keep our loan officers up to date on changes in the renovation financing world and assist them in educating their business/referral partners in order to increase our company’s market share of these loans.

While most loan officers do not even want to talk about these loans, they are my passion.  I feel very strongly about the need for them in the consumer world, but the average consumer doesn’t even know this opportunity for financing exists. With America’s aging housing, there is more and more need for renovation financing, and it’s my goal to make sure every homebuyer out there knows that this opportunity exists.

I feel that it is also my responsibility to the real estate community to educate them on these loans so that their clients realize the financing opportunity that can help them make any house their perfect house!

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