Cash Out Refinance

Turn Your Home

Equity Into Cash

Take advantage of your home’s equity and get cash at closing to use where you need it most with a cash-out refinance. This is money that’s sitting in your home! This may be the perfect opportunity to knock out some home improvements, pay college tuition, or pay off high interest credit card debt.

Reasons to Consider 

Cash-Out Refinancing:

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Mortgage debt can be repaid over a longer period of time (up to 30 years) compared to other debts like medical expenses, credit cards, and student loans.

Card Front Check Mark

With home values on the rise, tapping into your existing equity could mean more cash in hand than you expected when you first bought your home.

Card Front Check Mark

Mortgage interest is tax-deductible, by consolidating other debts into your mortgage you may be able to deduct the interest paid on it.

Remember, this is money that’s sitting in your home. There is zero restriction on what you can use it for.

Refinancing that’s right for you

At Homespire Mortgage, we’ll help you understand all your refinancing options
so we can choose the best loan option for your financial goals. 

Estimate Payments

How much will my mortgage payment be?

To Refi or Not To Refi?

Find out how much you can save by refinancing.

Loan Options

Let us help you find a mortgage you can manage.

Are You Paying Too Much

For Your Mortgage?

Let us do the math and find out how much you could save each month.

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In what zip code do you live?


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How long have you lived in your home?

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What is your goal?

Lower my payment
Take out cash
Shorten my mortgage term

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We're working up some options to help you break free from the rental trap. Let's send them over to you!