Raleigh | Just another Homespire Mortgage Sites site
Raleigh | Just another Homespire Mortgage Sites site
Raleigh, NC

Hello, Raleigh!

Whether you're buying a home or refinancing, you've come to the right place. The Homespire Mortgage branch at Raleigh proudly serves homebuyers in North Carolina. We're happy to call this city home, support our local community and open the doors to homeownership, while delivering 5-star rated service.

Meet Our Loan Officers

The team making your dreams of homeownership a reality

Patrick Wynn
Area Manager NMLS: #71181
Phone 919.608.1217
Tim Zimmerman
Senior Loan Officer NMLS: #111131
Phone 919.726.4859
Melanie Horton
Regional Production Manager NMLS: #607849
Phone: 919.726.4620

Ready. Set. Home.

Say goodbye to never ending paperwork and hello to a digital mortgage application you’ll love! From start to submit in as little as 15 minutes.

Why Clients Love Us

We’ve helped thousands of homeowners find a mortgage they can manage.

See what our clients have to say on Experience.

Coming Soon


Get expert mortgage advice, money saving tips and answers to all your homeownership questions on our blog

Raleigh, NC

NMLS #1703475


5400 Glenwood Avenue, Suite 220
Raleigh, NC 27612




P: (919) 726-4896

What Happens When My Loan Gets Sold?

The short answer is that loans get sold to free up money at financial institutions, so they can create more loans for others. The process of doing this is called a mortgage-backed security, or MBS. You may have heard the term before, but the concept can be a bit hard to understand, so let’s break it down.

What’s A Property Inspection Waiver?

Getting a home loan? Your lender may tell you that you’re eligible for a property inspection waiver, or PIW. What is it and why would you opt for this, if approved? PIW is a property inspection waiver (also known as an appraisal waiver), and depending on your situation, you may say yes to one.

The Role of A Mortgage Underwriter

Getting a mortgage for the first time is a truly unique experience where you’ll learn a lot. During that time, you’ll eventually get the word from your Loan Officer that your file has been submitted to underwriting. So, what does that really mean, what does an underwriter do, and what are they really looking for?

  • Very pleasant to work with. We felt like Tim and staff sincerely had our best interest at heart making us very comfortable through our the whole proce... read more

    James C Pittsboro, NC
    20 November 2023
  • Went so far above and beyond for me. Late night calls, immediate response time. Fought like crazy to find me absolutely best deal and to pull off impo... read more

    Jacob Benjamin Graham, NC
    09 November 2023
  • easy to work with. great attitude

    Kevin Allen Durham, NC
    31 October 2023
  • Tim was always available to answer any questions that I had. I am a first time home buyer with a unique financial situation, but Tim took the time to ... read more

    Nolan Durham, NC
    05 October 2023
  • Pat and his team were wonderful throughout the whole process and made it very easy for me.

    Kim M Macon, NC
    18 September 2023
  • Tim is the best in the business! There is no one else in the area I would get a loan with.

    Joshua Carrboro, NC
    31 August 2023
  • Quick timely support and knowledgeable staff ***** five star service

    Michael Patrick Kenly, NC
    29 August 2023
  • Pat is the consummate professional. He engages you with humor and bring a very stressful situation into one that’s easy and actually fun. He and his... read more

    Gary L Denver, NC
    20 August 2023
  • They worked well with us on helping us find the right home.

    William Fayetteville, NC
    17 August 2023
  • We have not financed a home since 1995 which is like being in prehistoric times in the ever changing IT tool environment. Patrick help us navigate th... read more

    18 July 2023
  • Good process communication and quick answers to questions.

    Charles P Raleigh, NC
    17 July 2023
  • Amazing turn around time in less than 4 weeks!!! Very smooth process with excellent communication. I would highly recommend Tim and his team!

    Lisa Albright Asheboro, NC
    12 June 2023
  • Step by step explained, all questions answered

    Kirsten Elizabeth Fuquay Varina, NC
    25 May 2023
  • Tim clearly has years of experience in this industry. He provided valuable advice and insights throughout the process. He went above and beyond in eff... read more

    Joseph Nicholas Apex, NC
    10 May 2023
  • Hassel free! Basically, everything was done for me except gathering info on me, and I had to submit that. Definitely a lot more pleasant than the last... read more

    Philip Ferrell Asheboro, NC
    08 May 2023
  • Amazing as always!

    Duane Raleigh, NC
    26 April 2023
  • Tim and his team were absolutely on it when it came to our home purchase. There was never a moment that Tim was unavailable for us to talk.

    Daniel Wendell, NC
    24 April 2023
  • Tim was amazing to work with! So thorough and helpful throughout the full process, especially as a first time home buyer.

    Leah Kirby Wendell, NC
    24 April 2023
  • Tim was attentive, responsive, and had well above the requisite expertise to take excellent care of my mortgage in a timely and efficient Manor. Abi w... read more

    Luke Evan Sanford, NC
    23 April 2023
  • Tim had excellent communication. He was always there when we needed him, no matter what time of day. He truly helped us make our closing day as smooth... read more

    Minh Nguyen Chapel Hill, NC
    15 April 2023
  • Tim was absolutely fantastic! Fantastic communication, quick, and genuinely nice person.

    Emma Ashley Chapel Hill, NC
    05 April 2023
  • Pat was responsive, professional, and honest. He communicated well with all parties involved during the course of the transaction.

    Hakam Charlotte, NC
    30 March 2023
  • We were kept up-to-date and informed with every aspect of the mortgage process, which provided excellent peace of mind for a first-time homeowner. Eas... read more

    Michael Andrew Fuquay Varina, NC
    23 March 2023
  • That we were able to get it done in the short time frame that I had!

    Garrett J Four Oaks, NC
    04 March 2023
  • Tim was a real pro that answered all our questions very clearly and was available when we needed him! This wasn’t our first time buying a home, but ... read more

    Joshua Summerfield, NC
    25 February 2023
  • Tim was amazing and we really enjoyed working with him! It felt like we were going through this experience with a great friend!!

    Emily Summerfield, NC
    25 February 2023
  • Tim and his team walked us through every step and followed up if we were missing anything. The process was all smooth and very stress free! Response t... read more

    20 February 2023
  • Tim and team were all very quick to respond and get us the information we needed for our whole process from questions, to pre-approval, and through cl... read more

    Douglas Clay Durham, NC
    19 February 2023
  • Tim and his team provided friendly service that guided us through the whole process.

    Sara Durham, NC
    19 February 2023
  • Tim was knowledgeable, friendly and very personable. I appreciate his responsiveness and proactive nature. HIs communications were thorough and he was... read more

    Abigail Nichole Raleigh, NC
    08 February 2023
  • Ready. Set. Home.

    Apply for a mortgage in as little as 10 minutes.

    Digital Mortgage Experience

    An experience you’ll love, from your couch to the coffee shop! Apply for a mortgage in as little as 10 minutes, then conveniently upload and e-sign documents within the app.

    Peace of Mind

    Goodbye paperwork! Securely scan and send mortgage documents for total peace of mind, knowing that your information is kept private.

    Real-time Updates

    Stay up-to-date with real-time notifications on the progress of your application and watch your loan move from approval to closing!

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