Winchester – Homespire's Winchester Branch
Winchester – Homespire's Winchester Branch
Winchester, VA

Hello, Winchester!

Whether you're buying a home or refinancing, you've come to the right place. The Homespire Mortgage branch at Winchester proudly serves homebuyers in Virginia. We're happy to call this city home, support our local community and open the doors to homeownership, while delivering 5-star rated service.

Meet Our Loan Officers

The team making your dreams of homeownership a reality

Kevin Patrick
Regional Sales Manager NMLS: #1036946
Phone 540.664.6828
Katie Moody
Loan Officer NMLS: #1658706
Phone 540.877.6787
Adam Crum
Loan Officer NMLS #1787074
Phone 304.268.8864
Gary Ashcraft
Loan Officer NMLS: #1588530
Phone 352.396.2126
Myranda Waters
Processing Manager
Phone: 540.773.8551
Travis Magner
Jr. Loan Officer l NMLS: 2086645
Phone: 540.686.2909

Ready. Set. Home.

Say goodbye to never ending paperwork and hello to a digital mortgage application you’ll love! From start to submit in as little as 15 minutes.

Why Clients Love Us

We’ve helped thousands of homeowners find a mortgage they can manage.

See what our clients have to say on Experience.

Coming Soon

Blog

Get expert mortgage advice, money saving tips and answers to all your homeownership questions on our blog

Winchester, VA

NMLS #1643185

VISIT OUR OFFICE

420 W Jubal Early Drive, Suite 105
Winchester, VA 22601
GET DIRECTIONS

EMAIL US

winchester@homespiremortgage.com
SEND EMAIL

LET’S TALK

P: (540) 773-8551
CALL NOW

What Happens When My Loan Gets Sold?

The short answer is that loans get sold to free up money at financial institutions, so they can create more loans for others. The process of doing this is called a mortgage-backed security, or MBS. You may have heard the term before, but the concept can be a bit hard to understand, so let’s break it down.

What’s A Property Inspection Waiver?

Getting a home loan? Your lender may tell you that you’re eligible for a property inspection waiver, or PIW. What is it and why would you opt for this, if approved? PIW is a property inspection waiver (also known as an appraisal waiver), and depending on your situation, you may say yes to one.

The Role of A Mortgage Underwriter

Getting a mortgage for the first time is a truly unique experience where you’ll learn a lot. During that time, you’ll eventually get the word from your Loan Officer that your file has been submitted to underwriting. So, what does that really mean, what does an underwriter do, and what are they really looking for?

  • Katie made the purchase of our first house so easy! From start to finish, she was very professional and helpful.

    MW
    Matthew P Ranson, WV
    02 February 2023
  • Katie is absolutely wonderful! She is very knowledgeable and always available for questions.

    CW
    Caitlyn E Ranson, WV
    02 February 2023
  • Katie Moody literally made a miracle come true for us! She bent over backwards to make sure we understood anything and everything regarding our home b... read more

    JM
    Jacqueline Bunker Hill, WV
    30 December 2022
  • everthing was very well doned

    MM
    Mary Ann Winchester, VA
    19 December 2022
  • Katie did a fantastic job at talking me through every question and concern. She truly made me feel at ease, very welcomed, and even provided needed re... read more

    WP
    Whitney L Charles Town, WV
    19 December 2022
  • Smooth transaction, Excellent communication, Prompt replies

    JC
    Jason Eustis, FL
    22 November 2022
  • Very helpful and nicely organized

    MS
    Maria Strasburg, VA
    21 November 2022
  • Katie was always willing to answer our questions and give full explanations. She was very approachable and easy to talk to!

    ER
    Erica L Stephens City, VA
    20 November 2022
  • Katie was very attentive to our needs. She was available for conversations all day, even “after hours”. She followed up with us with some point... read more

    KJ
    Kelly E Stephenson, VA
    11 November 2022
  • Katie was easy to talk to, always helpful and explained things well. She made first time home buying so easy! She was wonderful at helping me to under... read more

    RR
    Ronald E Stephens City, VA
    06 November 2022
  • Thanks so much for your work and attention to detail.

    CB
    Cory Winchester, VA
    04 November 2022
  • The communication, detailed explanations, and friendliness.

    AB
    Amber Winchester, VA
    04 November 2022
  • Katherine was amazing every step of the way! She was very pleasent, patient, and extremely knowledgeable about everything. Katherine made it all as... read more

    MC
    Michael Martinsburg, WV
    03 November 2022
  • Since the very beginning she took care of everything. She gave me confidence that everything was gonna workout and it did.

    DD
    Derildo Winchester, VA
    30 October 2022
  • If you need a lender Adam is the guy you need to go to. He goes above and beyond. He takes his time to explain things and is very detail oriented. Big... read more

    JC
    Jonathan Bunker Hill, WV
    28 October 2022
  • Break down information so I could understand it

    AD
    Annakay T Bunker Hill, WV
    17 October 2022
  • Katie and Travis really went above and beyond in making this home buying experience incredible. They really made it feel like they were looking out ... read more

    DB
    David P Augusta, WV
    21 September 2022
  • Katie was fantastic to work with. Very friendly, very pro-active, willing to explain everything and break down numbers and options. I felt like she ha... read more

    JB
    Jennifer E Augusta, WV
    19 September 2022
  • Always responsive whenever I had any questions or anything I needed help with. He was pretty much always available especially after business hours whi... read more

    KK
    Kylie Bunker Hill, WV
    16 September 2022
  • Katie was wonderful to work with, as was her assistant Travis. Both were friendly, energetic and communicated well throughout the process. They answer... read more

    CS
    Celeste E Winchester, VA
    07 September 2022
  • As a first time home buyer, I had many questions. Adam guided me through the process and answered all my questions effectively and in a timely manner.

    JC
    Jordyn Rene Inwood, WV
    07 September 2022
  • Everything went smoothly.

    JW
    Joseph A Upperville, VA
    04 September 2022
  • Katie is amazing! She was super communicative and pleasant. Made sure I had a very clear understanding of the whole process. Will absolutely recommend... read more

    DD
    Devon Hedgesville, WV
    29 August 2022
  • I enjoyed working with Adam but when others got involved it seemed not to flow as smoothly. Adam was open and willing to answer any and all my questi... read more

    SW
    Selena M Bunker Hill, WV
    20 August 2022
  • Thanks for all the hard work

    SL
    Sandra D Winchester, VA
    20 August 2022
  • It was really great working with Katie Moody & Travis . Being a first time home buyer and I never thought that the transaction would go as smooth and... read more

    WE
    Wendy E. Winchester, VA
    15 August 2022
  • Gary and the team were amazing. Not only did I purchase a home, I also learned a lot about the process. I was never left wondering. Everyone was so h... read more

    JV
    Jessica BELLEVIEW, FL
    13 August 2022
  • Katie made it great

    HP
    Heather Boonsboro, MD
    09 August 2022
  • Did the impossible for us

    AG
    Anthony A. Winchester, VA
    06 August 2022
  • There were ups and downs but over all everything worked out for everyone and Katie was very supportive.

    EH
    Elizabeth Winchester, VA
    05 August 2022
  • Ready. Set. Home.

    Apply for a mortgage in as little as 10 minutes.

    Digital Mortgage Experience

    An experience you’ll love, from your couch to the coffee shop! Apply for a mortgage in as little as 10 minutes, then conveniently upload and e-sign documents within the app.

    Peace of Mind

    Goodbye paperwork! Securely scan and send mortgage documents for total peace of mind, knowing that your information is kept private.

    Real-time Updates

    Stay up-to-date with real-time notifications on the progress of your application and watch your loan move from approval to closing!

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