Winchester | Homespire's Winchester Branch
Winchester | Homespire's Winchester Branch
Winchester, VA

Hello, Winchester!

Whether you're buying a home or refinancing, you've come to the right place. The Homespire Mortgage branch at Winchester proudly serves homebuyers in Virginia. We're happy to call this city home, support our local community and open the doors to homeownership, while delivering 5-star rated service.

Meet Our Loan Officers

The team making your dreams of homeownership a reality

Kevin Patrick
Regional Sales Manager NMLS: #1036946
Phone 540.664.6828
Katie Moody
Loan Officer NMLS: #1658706
Phone 540.877.6787
Adam Crum
Loan Officer NMLS #1787074
Phone 304.268.8864
Travis Magner
Production Partner l NMLS: 2086645
Phone: 540.686.2909

Ready. Set. Home.

Say goodbye to never ending paperwork and hello to a digital mortgage application you’ll love! From start to submit in as little as 15 minutes.

Why Clients Love Us

We’ve helped thousands of homeowners find a mortgage they can manage.

See what our clients have to say on Experience.

Coming Soon


Get expert mortgage advice, money saving tips and answers to all your homeownership questions on our blog

Winchester, VA

NMLS #1643185


420 W Jubal Early Drive, Suite 105
Winchester, VA 22601



P: (540) 773-8551

What Happens When My Loan Gets Sold?

The short answer is that loans get sold to free up money at financial institutions, so they can create more loans for others. The process of doing this is called a mortgage-backed security, or MBS. You may have heard the term before, but the concept can be a bit hard to understand, so let’s break it down.

What’s A Property Inspection Waiver?

Getting a home loan? Your lender may tell you that you’re eligible for a property inspection waiver, or PIW. What is it and why would you opt for this, if approved? PIW is a property inspection waiver (also known as an appraisal waiver), and depending on your situation, you may say yes to one.

The Role of A Mortgage Underwriter

Getting a mortgage for the first time is a truly unique experience where you’ll learn a lot. During that time, you’ll eventually get the word from your Loan Officer that your file has been submitted to underwriting. So, what does that really mean, what does an underwriter do, and what are they really looking for?

  • Katie and Travis did fantastic

    Ryan Berkeley Springs, WV
    21 November 2023
  • It is obvious that Katie is very knowledgeable, and made the information accessible to me (layperson). Katie checked up on weekends (when necessary), ... read more

    Kristine A Harpers Ferry, WV
    20 November 2023
  • Adam made sure there was no stone left unturned. He was clear and concise from the start and helped me through the process with ease. Couldn’t hav... read more

    Andrew E Charles Town, WV
    13 November 2023
  • She took the time to explain everything step-by-step, and kept us up-to-date with all the information.

    Carissa D Bunker Hill, WV
    06 November 2023
  • Adam is good rep to work with. He is transparent and keep you posted with the progress of the loan application. Highly recommend Adam.

    Harish Winchester, VA
    02 November 2023
  • I was fortunate to have one of he most enjoyable experiences. I would like to Thank Adam Crum for making this a really smooth process. He was attentiv... read more

    Silvia Marleni Charles Town, WV
    27 October 2023
  • Travis Magner was Amazing

    Pamela G Cross Junction, VA
    26 October 2023
  • Prompt responses

    Dominik B. Winchester, VA
    23 October 2023
  • Our loan was overlooked and compliance team did not capture out of state checks and Kevin and Adam stepped in at right time and not only made sure we ... read more

    Sumitha Charles Town, WV
    22 October 2023
  • Katie was extremely communicative through the process and did an excellent job of explaining every step. We felt like we had a clear understanding of ... read more

    Jonathon A Centreville, VA
    05 September 2023
  • Katie was knowledgeable and friendly. Everything was smooth!

    Katelyn T Winchester, VA
    28 July 2023
  • Walked me through process, made it easy.

    Leonard R Martinsburg, WV
    22 July 2023
  • Katie was knowledgeable, responsive, and a pleasure to work with. She was always a pleasure to talk with!

    Todd Winchester, VA
    06 July 2023
  • Katie and her team worked with us to make make sure that we knew what documents were needed and what we needed to do all the way to closing. They were... read more

    John M Winchester, VA
    16 June 2023
  • Always a pleasure doing business with Katie!!!

    Kevin C Bunker Hill, WV
    04 June 2023
  • Very clear and concise advice during the whole process. Advised with local markets to get the best value for a major life purchase. Really thankful he... read more

    Brady Lee Martinsburg, WV
    25 May 2023
  • I'm a first time home buyer and Mrs Moody made this the most pleasant experience. Any concern she handled. Any stress she consumed to make me feel at ... read more

    Megan Leigh Winchester, VA
    20 May 2023
  • Katie and her team were AMAZING from start to finish and I definitely look forward to working with them again in the future!!

    Chisa Winchester, VA
    13 May 2023
  • I am not a computer savvy person nor have I ever taken out a loan all by myself and Adam was there for me 100%. If I couldn’t figure something out t... read more

    Stephanie D. Bunker Hill, WV
    22 April 2023
  • It’s a wonderful experience when you have the right person to assist in making the correct decisions and assistance to help you understand the whole... read more

    Jessica Charles Town, WV
    15 April 2023
  • This is our second time using Katie and we will use her for any future purchases. She has become a very dear friend of ours. The communication, knowle... read more

    Rebecca Bunker Hill, WV
    13 April 2023
  • Katie is AMAZING!! She knows all the answers, best things to do with your money to be as smart as you can, and offers wonderful advice! We cannot than... read more

    Madison Winchester, VA
    05 April 2023
  • She was amazing and helped us with everything we needed and any questions we had!

    Jasper Winchester, VA
    31 March 2023
  • Katy was extremely knowledgeable and very helpful throughout the whole process. She disclosed all the facts and broke it all down for us. We were extr... read more

    Brooke E Mathias, WV
    28 March 2023
  • Super awesome super friendly and will work hard to get you where you need to be!

    Tyler Douglas Charles Town, WV
    19 March 2023
  • What made it so great was having a lender named Katie guiding my family threw this whole process. My family and I couldn't ask for a better person and... read more

    Shawn L Toms Brook, VA
    11 March 2023
  • Katie was super supportive & always available to answer my questions. She was upfront & willing to 'dumb it down' for me when I needed her to.

    Sara Martinsburg, WV
    04 March 2023
  • Katie was always available

    Valdemar R Manassas, VA
    04 February 2023
  • Katie made the purchase of our first house so easy! From start to finish, she was very professional and helpful.

    Matthew P Ranson, WV
    02 February 2023
  • Katie is absolutely wonderful! She is very knowledgeable and always available for questions.

    Caitlyn E Ranson, WV
    02 February 2023
  • Ready. Set. Home.

    Apply for a mortgage in as little as 10 minutes.

    Digital Mortgage Experience

    An experience you’ll love, from your couch to the coffee shop! Apply for a mortgage in as little as 10 minutes, then conveniently upload and e-sign documents within the app.

    Peace of Mind

    Goodbye paperwork! Securely scan and send mortgage documents for total peace of mind, knowing that your information is kept private.

    Real-time Updates

    Stay up-to-date with real-time notifications on the progress of your application and watch your loan move from approval to closing!

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