Winchester, VA

Hello, Winchester!

Whether you're buying a home or refinancing, you've come to the right place. The Homespire Mortgage branch at Winchester proudly serves homebuyers in Virginia. We're happy to call this city home, support our local community and open the doors to homeownership, while delivering 5-star rated service.

Meet Our Loan Officers

The team making your dreams of homeownership a reality

Kevin Patrick

Regional Sales Manager NMLS: #1036946

Phone 540.664.6828

Katie Moody

Loan Officer NMLS: #1658706

Phone 540.877.6787

Adam Crum

Loan Officer NMLS #1787074

Phone 304.268.8864

Travis Magner

Production Partner l NMLS: 2086645

Phone: 540.686.2909

Ready. Set. Home.

Say goodbye to never ending paperwork and hello to a digital mortgage application you’ll love! From start to submit in as little as 15 minutes.

Why Clients Love Us

We’ve helped thousands of homeowners find a mortgage they can manage.

See what our clients have to say on Experience.

Coming Soon

Blog

Get expert mortgage advice, money saving tips and answers to all your homeownership questions on our blog

VIEW ALL

Winchester, VA

NMLS #1643185

VISIT OUR OFFICE

420 W Jubal Early Drive, Suite 105
Winchester, VA 22601
GET DIRECTIONS

EMAIL US

winchester@homespiremortgage.com
SEND EMAIL

LET’S TALK

P: (540) 773-8551
CALL NOW

What Happens When My Loan Gets Sold?

The short answer is that loans get sold to free up money at financial institutions, so they can create more loans for others. The process of doing this is called a mortgage-backed security, or MBS. You may have heard the term before, but the concept can be a bit hard to understand, so let’s break it down.

What’s A Property Inspection Waiver?

Getting a home loan? Your lender may tell you that you’re eligible for a property inspection waiver, or PIW. What is it and why would you opt for this, if approved? PIW is a property inspection waiver (also known as an appraisal waiver), and depending on your situation, you may say yes to one.

The Role of A Mortgage Underwriter

Getting a mortgage for the first time is a truly unique experience where you’ll learn a lot. During that time, you’ll eventually get the word from your Loan Officer that your file has been submitted to underwriting. So, what does that really mean, what does an underwriter do, and what are they really looking for?

Katie and Travis did fantastic

Ryan Berkeley Springs, WV

21 November 2023

It is obvious that Katie is very knowledgeable, and made the information accessible to me (layperson). Katie checked up on weekends (when necessary), ... read more read less

Kristine A Harpers Ferry, WV

20 November 2023

Adam made sure there was no stone left unturned. He was clear and concise from the start and helped me through the process with ease. Couldn’t hav... read more read less

Andrew E Charles Town, WV

13 November 2023

She took the time to explain everything step-by-step, and kept us up-to-date with all the information.

Carissa D Bunker Hill, WV

06 November 2023

Adam is good rep to work with. He is transparent and keep you posted with the progress of the loan application. Highly recommend Adam.

Harish Winchester, VA

02 November 2023

I was fortunate to have one of he most enjoyable experiences. I would like to Thank Adam Crum for making this a really smooth process. He was attentiv... read more read less

Silvia Marleni Charles Town, WV

27 October 2023

Travis Magner was Amazing

Pamela G Cross Junction, VA

26 October 2023

Prompt responses

Dominik B. Winchester, VA

23 October 2023

Our loan was overlooked and compliance team did not capture out of state checks and Kevin and Adam stepped in at right time and not only made sure we ... read more read less

Sumitha Charles Town, WV

22 October 2023

Katie was extremely communicative through the process and did an excellent job of explaining every step. We felt like we had a clear understanding of ... read more read less

Jonathon A Centreville, VA

05 September 2023

Katie was knowledgeable and friendly. Everything was smooth!

Katelyn T Winchester, VA

28 July 2023

Walked me through process, made it easy.

Leonard R Martinsburg, WV

22 July 2023

Katie was knowledgeable, responsive, and a pleasure to work with. She was always a pleasure to talk with!

Todd Winchester, VA

06 July 2023

Katie and her team worked with us to make make sure that we knew what documents were needed and what we needed to do all the way to closing. They were... read more read less

John M Winchester, VA

16 June 2023

Always a pleasure doing business with Katie!!!

Kevin C Bunker Hill, WV

04 June 2023

Very clear and concise advice during the whole process. Advised with local markets to get the best value for a major life purchase. Really thankful he... read more read less

Brady Lee Martinsburg, WV

25 May 2023

I'm a first time home buyer and Mrs Moody made this the most pleasant experience. Any concern she handled. Any stress she consumed to make me feel at ... read more read less

Megan Leigh Winchester, VA

20 May 2023

Katie and her team were AMAZING from start to finish and I definitely look forward to working with them again in the future!!

Chisa Winchester, VA

13 May 2023

I am not a computer savvy person nor have I ever taken out a loan all by myself and Adam was there for me 100%. If I couldn’t figure something out t... read more read less

Stephanie D. Bunker Hill, WV

22 April 2023

It’s a wonderful experience when you have the right person to assist in making the correct decisions and assistance to help you understand the whole... read more read less

Jessica Charles Town, WV

15 April 2023

This is our second time using Katie and we will use her for any future purchases. She has become a very dear friend of ours. The communication, knowle... read more read less

Rebecca Bunker Hill, WV

13 April 2023

Katie is AMAZING!! She knows all the answers, best things to do with your money to be as smart as you can, and offers wonderful advice! We cannot than... read more read less

Madison Winchester, VA

05 April 2023

She was amazing and helped us with everything we needed and any questions we had!

Jasper Winchester, VA

31 March 2023

Katy was extremely knowledgeable and very helpful throughout the whole process. She disclosed all the facts and broke it all down for us. We were extr... read more read less

Brooke E Mathias, WV

28 March 2023

Super awesome super friendly and will work hard to get you where you need to be!

Tyler Douglas Charles Town, WV

19 March 2023

What made it so great was having a lender named Katie guiding my family threw this whole process. My family and I couldn't ask for a better person and... read more read less

Shawn L Toms Brook, VA

11 March 2023

Katie was super supportive & always available to answer my questions. She was upfront & willing to 'dumb it down' for me when I needed her to.

Sara Martinsburg, WV

04 March 2023

Katie was always available

Valdemar R Manassas, VA

04 February 2023

Katie made the purchase of our first house so easy! From start to finish, she was very professional and helpful.

Matthew P Ranson, WV

02 February 2023

Katie is absolutely wonderful! She is very knowledgeable and always available for questions.

Caitlyn E Ranson, WV

02 February 2023

Ready. Set. Home.

Apply for a mortgage in as little as 10 minutes.

Digital Mortgage Experience

An experience you’ll love, from your couch to the coffee shop! Apply for a mortgage in as little as 10 minutes, then conveniently upload and e-sign documents within the app.

Peace of Mind

Goodbye paperwork! Securely scan and send mortgage documents for total peace of mind, knowing that your information is kept private.

Real-time Updates

Stay up-to-date with real-time notifications on the progress of your application and watch your loan move from approval to closing!