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February 18, 2021
#1 Budgeting Rule When Buying a Home
Autumn Seavey Hicks
<i class="fas fa-bookmark"></i> <a href="https://www.homespiremortgage.com/category/blog/" rel="category tag">Blog</a>, <a href="https://www.homespiremortgage.com/category/buying-a-home/" rel="category tag">Buying a Home</a>, <a href="https://www.homespiremortgage.com/category/mortgage-basics/" rel="category tag">Mortgage Basics</a></span> <div class="post-bottom"> <a class="more-tag" href="https://www.homespiremortgage.com/number-one-budgeting-rule-when-buying-a-home">Read More </a> </div> <div class="bdp_social_share_postion left_position"> <div class="social-component default_social_style_1 bdp-social-style-custom bdp_social_count_39188 bottom "> <input type="hidden" value="" name="fb_token" id ="fb_token"> <div class="social-share"> <a data-share="facebook" href="https://www.facebook.com/sharer/sharer.php" data-href="https://www.facebook.com/sharer/sharer.php" data-url="https://www.homespiremortgage.com/number-one-budgeting-rule-when-buying-a-home" class="bdp-facebook-share facebook-share social-share-custom bdp-social-share"><i class="fab fa-facebook-f"></i></a> <div class="count c_facebook facebook-count">0</div> </div> <div class="social-share"> <a data-share="twitter" href="https://twitter.com/share" data-href="https://twitter.com/share" data-text="#1 Budgeting Rule When Buying a Home" data-url="https://www.homespiremortgage.com/number-one-budgeting-rule-when-buying-a-home" class="bdp-twitter-share social-share-custom bdp-social-share"><i class="fab fa-twitter"></i></a> </div> <div class="social-share"> <a data-share="linkedin" href="https://www.linkedin.com/shareArticle" data-href="https://www.linkedin.com/shareArticle" data-url="https://www.homespiremortgage.com/number-one-budgeting-rule-when-buying-a-home" class="bdp-linkedin-share social-share-custom bdp-social-share"><i class="fab fa-linkedin-in"></i></a> </div> <div class="social-share"> <a href="https://www.homespiremortgage.com/number-one-budgeting-rule-when-buying-a-home" data-href="https://www.homespiremortgage.com/number-one-budgeting-rule-when-buying-a-home" data-shortcode-id="" data-id="39188" href="javascript:void(0)" class="bdp-email-share social-share-custom bdp-social-share"><i class="far fa-envelope-open"></i></a> </div> <script type="text/javascript"> jQuery(document).ready(function(){(function($){ $('.bdp_social_count_39188 .count').ShareCounter({url: 'https://www.homespiremortgage.com/number-one-budgeting-rule-when-buying-a-home'}); }(jQuery))}); </script> </div> </div> </div> </div> </div> </div> <div class="bdp_blog_template news news-wrapper"> <div> <div class="post-thumbnail-div bdp-post-image"> <figure class="zoom_in"><a href="https://www.homespiremortgage.com/how-does-dti-affect-the-mortgage-process" class="square"><img width="700" height="700" src="https://www.homespiremortgage.com/wp-content/uploads/2020/12/DTI_HMC_Blog_12.2.20_ZH.jpg" class="attachment-full size-full wp-post-image" alt="" decoding="async" loading="lazy" srcset="https://www.homespiremortgage.com/wp-content/uploads/2020/12/DTI_HMC_Blog_12.2.20_ZH.jpg 700w, https://www.homespiremortgage.com/wp-content/uploads/2020/12/DTI_HMC_Blog_12.2.20_ZH-480x480.jpg 480w" sizes="(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) 700px, 100vw" /></a></figure> </div> <div class="post-content-div " ><a class="mdate" href="https://www.homespiremortgage.com/2020/12/02/">December 2, 2020</a> <h2 class="post-title"> <a href="https://www.homespiremortgage.com/how-does-dti-affect-the-mortgage-process"> How does DTI affect the home buying process? </a> </h2> <span class="post-author bdp_has_links"> <a href="https://www.homespiremortgage.com/author/autumnseaveyhicks/" >Autumn Seavey Hicks</a> </span> <div class="post-content"><p>When was the last time you thought, <em>“I wonder what my debt-to-income ratio is”</em>?</p> <p>Most people don’t give DTI a second thought until it’s time to buy a house. 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