Michelle Garcia

Senior Loan Officer
NMLS: #317001
Phone: 407.970.4305


  • AB

    Alfonso Antonio Kissimmee, FL

    23 August 2022

The mortgage that’s right for you.

Whether you’re a first time home buyer or buying your dream home, I’m here to help you understand your financing options and find a mortgage you can manage.

Our Peace of Mind Process

Talk About You

Let’s talk about your current financial situation and goals to determine loan options that work for you.


HomespireGO® makes getting pre-approved for a mortgage effortless! Apply online in as little as 10 minutes.

Let Us Do The

Once you submit your application, we’ll work our mortgage magic to get you pre-approved and fully underwritten.

Clear To

Our three favorite words! Your loan is approved and we’re ready for settlement day!.

Ready. Set. Home.

Apply for a mortgage in as little
as 10 minutes.

Digital Mortgage Experience

An experience you’ll love, from your couch to the coffee shop! Apply for a mortgage in as little as 10 minutes, then conveniently upload and e-sign documents within the app.

Peace of Mind

Goodbye paperwork! Securely scan and send mortgage documents for total peace of mind, knowing that your information is kept private.

Real-time Updates

Stay up-to-date with real-time notifications on the progress of your application and watch your loan move from approval to closing!

Download the HomespireGO® App

for an effortless mortgage experience.

Hear From Real Clients

Highly rated reviews from happy homeowners!

Hear from Happy Homeowners

See what my clients are saying

  • Communication

    Alfonso Antonio Kissimmee, FL
    23 August 2022
  • It was great because of the communication between myself and Michelle. She was always available to talk, return calls/emails and share information re...read more

    Althea Mascotte, FL
    23 August 2022
  • Closing procedures and regular updates Constant communication and feedback outlining expectations and strategies for overcoming obstacles. The way the...read more

    Sandra Kay Riverview, FL
    15 August 2022
  • Great communication skills always answers are questions on time?

    Sol V Kissimmee, FL
    19 July 2022
  • Lo resumiría en excelente trabajo, prontitud, gestión, atención al cliente y muy profesionales

    Yasser Orlando, FL
    20 June 2022
  • Michelle was good at putting me at ease. Lots of times I felt like giving up, Michelle was able to keep calm and keep me calm. Her instructions were c...read more

    Diane Leesburg, FL
    02 June 2022
  • She is the BEST! Since day 1 she was always with us step by step addressing everything like a family member. Very professional, patient and friendly. ...read more

    Noemi Orlando, FL
    27 May 2022
  • It was a great experience with Michelle, super friendly and helpful amazing personality she is great

    Gabriel J Orlando, FL
    25 May 2022
  • The customer service and the response time was great.

    Ricardo J Altamonte Springs, FL
    12 May 2022
  • Hospitality, kindness,she treated us like family, the best ??

    Efren Orlando, FL
    27 April 2022
  • Communication.

    Rafman Saint Cloud, FL
    10 April 2022
  • Very personable and always kept us in the loop of everything going on

    Greggory A Tavares, FL
    31 March 2022
  • Communication and service

    Sulay Adriana Orlando, FL
    18 March 2022
  • Michelle is AWESOME!!! Communication! Patience! Helpful! Love her and everyone that works with her.

    Marisol Lake Mary, FL
    23 February 2022
  • Communication was great! Michelle always made sure we had all of our paperwork in and on time. If we had any question or issue, small or big, she wa...read more

    Benjamin Lake Mary, FL
    23 February 2022
  • Michelle Garcia

    Senior Loan Officer | NMLS: 317001
    Phone: 407.970.4305

    9100 Conroy Windermere Road, Suite 200,

    Windermere, FL 34786


    Why did you choose a career in the mortgage industry?

    Based on a personal experience, I wanted to help people obtain their homeownership goal.

    What do you enjoy most about your work?

    Sharing in the happiness and excitement when buyers reach the end and the reality of homeownership hits them. It’s a great feeling to see their eyes light up, whether they are buying their first or 10th home!

    What are 3 words past clients would use to describe you?

    Knowledgeable, efficient, and great communicator

    What excites you most about life?


    How do you give back to your community?

    Donating time

    How do you enjoy spending your free time?

    Traveling, visiting Family

    What quote motivates and inspires you?

    "It is not the critic who counts; not the man who points out how the strong man stumbles, or where the doer of deeds could have done them better. The credit belongs to the man who is actually in the arena, whose face is marred by dust and sweat and blood; who strives valiantly; who errs, who comes short again and again, because there is no effort without error and shortcoming; but who does actually strive to do the deeds; who knows great enthusiasms, the great devotions; who spends himself in a worthy cause; who at the best knows in the end the triumph of high achievement, and who at the worst, if he fails, at least fails while daring greatly, so that his place shall never be with those cold and timid souls who neither know victory nor defeat.” - Theodore Roosevelt"

    What's the best movie of all time?