Jody Emerick
Loan Officer
NMLS: #756543
Phone: 814.977.0634
Jody was so great to work with. She answered all of our questions, and we had a lot because we were first time home buyers. She walked us through each step and made sure she had exactly what we needed. I would absolutely recommend Jody to anyone and everyone.
KB
Katherine E Cumberland, MD
16 May 2022

The mortgage that’s right for you.
Whether you’re a first time home buyer or buying your dream home, I’m here to help you understand your financing options and find a mortgage you can manage.
Our Peace of Mind Process
Let’s
Talk About You
Let’s talk about your current financial situation and goals to determine loan options that work for you.
Apply
Online
HomespireGO® makes getting pre-approved for a mortgage effortless! Apply online in as little as 10 minutes.
Let Us Do The
Work
Once you submit your application, we’ll work our mortgage magic to get you pre-approved and fully underwritten.
Clear To
Close
Our three favorite words! Your loan is approved and we’re ready for settlement day!.
Ready. Set. Home.
Apply for a mortgage in as little
as 10 minutes.
An experience you’ll love, from your couch to the coffee shop! Apply for a mortgage in as little as 10 minutes, then conveniently upload and e-sign documents within the app.
Goodbye paperwork! Securely scan and send mortgage documents for total peace of mind, knowing that your information is kept private.
Stay up-to-date with real-time notifications on the progress of your application and watch your loan move from approval to closing!
Highly rated reviews from happy homeowners!
Hear from Happy Homeowners
See what my clients are saying
Jody was so great to work with. She answered all of our questions, and we had a lot because we were first time home buyers. She walked us through eac...read moreJody was so great to work with. She answered all of our questions, and we had a lot because we were first time home buyers. She walked us through each step and made sure she had exactly what we needed. I would absolutely recommend Jody to anyone and everyone.read less
KBKatherine E Cumberland, MD
16 May 2022
Jody was very attentive and helpful
JBJames M Cumberland, MD
10 May 2022
Jody was wonderful, she did everything to make this the easiest process for us!
AMAlyse Meghan Lavale, MD
08 May 2022
Jodi answered all our questions helped us with everything.
JMJonathan Barry Lavale, MD
07 May 2022
Jody! She is the best at what she does, she made everything very easy to understand and always had answers to my questions. She is extremely knowable ...read moreJody! She is the best at what she does, she made everything very easy to understand and always had answers to my questions. She is extremely knowable and has a very pleasant personality. She's the type of person you want for a best friend!read less
MSMichael J Central City, PA
05 May 2022
Jody went above and beyond to make our home buying process happen!! She is very knowledgeable, and friendly! I would recommend her to anyone who is wa...read moreJody went above and beyond to make our home buying process happen!! She is very knowledgeable, and friendly! I would recommend her to anyone who is wanted to purchase a home!!read less
TJTimothy Shane Hyndman, PA
30 April 2022
Timely and knowledgeable responses. She makes every effort to get you where you need to be and knows her stuff. She explains things well in language I...read moreTimely and knowledgeable responses. She makes every effort to get you where you need to be and knows her stuff. She explains things well in language I understand.read less
ACAlyssa Mae Cumberland, MD
26 April 2022
jody and alan are great to work with, very quick with replies and communication.
MCMaxwell James Cumberland, MD
24 April 2022
Jody was very professional. She did an amazing job with the whole process. We couldn’t have asked for a better person to help us along the way! We t...read moreJody was very professional. She did an amazing job with the whole process. We couldn’t have asked for a better person to help us along the way! We thank you for your time and how smooth you made everything go! Definitely will recommend to anyone looking to buy a home!read less
RHRebecca A Flintstone, MD
24 April 2022
Jody is a top tier professional in every aspect of her job. She is extremely knowledgeable and very good at answering questions/emails in timely fas...read moreJody is a top tier professional in every aspect of her job. She is extremely knowledgeable and very good at answering questions/emails in timely fashion.read less
CTCraig Davis Williamsport, MD
07 April 2022
The process felt so simple. Everything was easily communicated from beginning to the end at closing!
ZJZachary J Cumberland, MD
28 March 2022
Responsive and kind!
CMCaitlyn A Cresaptown, MD
21 March 2022
Determined
STShakur M Cumberland, MD
21 March 2022
Jody was great!
KCKadi L Salisbury, PA
21 March 2022
Jody was great to work with. She was so easy to talk to and made the process pretty painless! I appreciate all her hard work and patience! She is a tr...read moreJody was great to work with. She was so easy to talk to and made the process pretty painless! I appreciate all her hard work and patience! She is a true problem solver!read less
SKSandra K Lavale, MD
12 March 2022
The service was impeccable and second none.
GFGarfield D Cumberland, MD
07 March 2022
Jody was very responsive and honest with us. She made the process so smooth
DRDaniel T Cresaptown, MD
04 March 2022
Very polite
AMAmanda Oakland, MD
24 January 2022
Jody is a pleasure to work with.
EJEric Cresaptown, MD
11 January 2022
Jody performs at a very high level and is always in contact with me during closings, highly recommend her to friends and business partners.
AZAaron K Hollidaysburg, PA
07 January 2022
Easy to work with and very quick with communication. Everything was a breeze.
DKDustin Cresaptown, MD
21 December 2021
Everything went quick and very easy!
JDJustin Patrick Hyndman, PA
19 December 2021
Jody is knowledgeable, personable, and always available to help. She made time after hours and on weekends for us in order to get our loan approved. W...read moreJody is knowledgeable, personable, and always available to help. She made time after hours and on weekends for us in order to get our loan approved. We could not have had a better experience!read less
JDJenna B Bedford, PA
14 December 2021
Everything was great
AFAdam C Frostburg, MD
11 December 2021
Jody Emerick !!! Is the best
TETravis G Ellerslie, MD
09 December 2021
Jody was a pleasure to work with and made everything go very smoothly.
MEMandi L Ellerslie, MD
07 December 2021
Smooth, easy and fast process
TSTaylor P Ellerslie, MD
27 November 2021
Excellent assistance and communication through the entire process.
MBMichael C LaVale, MD
23 November 2021
WOW.
Jody had went above and beyond to get us to closing EVERY SINGLE step of the way! She has excellent communication skills and knows exactly what...read moreWOW.
Jody had went above and beyond to get us to closing EVERY SINGLE step of the way! She has excellent communication skills and knows exactly what to do to make things go smooth even in the toughest situations! She is so much more then just a loan officer, she truly is a miracle worker! She has a solution for every tough problem you may encounter (we had a very unique situation) and works tirelessly to tend to her clients needs. We couldn’t have asked for a better loan officer to help us with the mortgage process for our dream home and she gave us options that work for us!
Jody, you are the BEST and I hope that everyone that is looking to buy reaches out to you and will know that they will be in good hands! Thank you again SO MUCH for your PHENOMENAL and above & beyond service to us. YOU ARE THE BEST!read less
SE
She made our first house buying process great!! Definitely recommend her to friends and family for sure!
CSCole Ryan Manns Choice, PA
28 September 2021
Jody Emerick
Loan Officer | NMLS: 756543
Cumberland
Phone: 814.977.0634
Hi There,
Born and raised in Bedford County, Pennsylvania, I love this area and call it home to this day. I have worked my entire 20-year career in Allegany County, Maryland and proudly serve clients in Maryland, Pennsylvania and West Virginia. I truly enjoy meeting new people and guiding them through the home buying process. From credit building to money saving, I take pride in showing clients that they can achieve these goals when they are convinced it’s impossible.
Every day is an opportunity to learn something new. From your personal life to the workplace, I believe that there is always room for improvement. I enjoy fitness and love to cook for my family. I am a huge animal lover, so I can be found caring for animals of all kinds.
I would love the opportunity to guide you on your path to home ownership. Give me a call, and let’s discuss your options today!