Jody Emerick

Loan Officer
NMLS: #756543
Phone: 814.977.0634

Jody was willing to go above and beyond to make sure that all our needs were fulfilled. She was so kind and thoughtful through the whole process. She made our experience the best it could possibly be. She has a lot of experience and knowledge in what she does. I would 100% recommend her to everyone!

  • JT

    Julia Rose Frostburg, MD

    06 December 2022

The mortgage that’s right for you.

Whether you’re a first time home buyer or buying your dream home, I’m here to help you understand your financing options and find a mortgage you can manage.

Our Peace of Mind Process

Talk About You

Let’s talk about your current financial situation and goals to determine loan options that work for you.


HomespireGO® makes getting pre-approved for a mortgage effortless! Apply online in as little as 10 minutes.

Let Us Do The

Once you submit your application, we’ll work our mortgage magic to get you pre-approved and fully underwritten.

Clear To

Our three favorite words! Your loan is approved and we’re ready for settlement day!.

Ready. Set. Home.

Apply for a mortgage in as little
as 10 minutes.

Digital Mortgage Experience

An experience you’ll love, from your couch to the coffee shop! Apply for a mortgage in as little as 10 minutes, then conveniently upload and e-sign documents within the app.

Peace of Mind

Goodbye paperwork! Securely scan and send mortgage documents for total peace of mind, knowing that your information is kept private.

Real-time Updates

Stay up-to-date with real-time notifications on the progress of your application and watch your loan move from approval to closing!

Download the HomespireGO® App

for an effortless mortgage experience.

Hear From Real Clients

Highly rated reviews from happy homeowners!

Hear from Happy Homeowners

See what my clients are saying

  • Jody was willing to go above and beyond to make sure that all our needs were fulfilled. She was so kind and thoughtful through the whole process. She more

    Julia Rose Frostburg, MD
    06 December 2022
  • Jody was very easy to keep in contact with. Her communication was very good. I would highly recommend her to anyone looking for a mortgage.

    Travis A Cumberland, MD
    03 December 2022
  • Jody was amazing! She made the process so much less stressful and made the process easy to understand!

    Nichole E Frostburg, MD
    05 November 2022
  • Jody was very helpful and willing to explain things until they made sense. Always available and very easy to get ahold of!

    Ashley Leone Martinsburg, PA
    17 October 2022
  • I cannot say enough great things about Jody! She was amazing.

    Rachel Lynn Westernport, MD
    14 October 2022
  • Easy to get in contact with. Excellent at explaining the process to first time home buyers.

    Tanner L Buffalo Mills, PA
    16 September 2022
  • Jody was amazing to work with!! She made this whole process less stressful knowing we had her assistance.

    Alexandra Elizabeth Hyndman, PA
    29 August 2022
  • If I had questions, she had answers! It was definitely a pleasure working with her.

    Melissa D Cumberland, MD
    26 August 2022
  • I was very worried about the mortgage process. I wasn't sure what paperwork I would need and I was very anxious about the whole process. Jody made more

    Timothy W Cumberland, MD
    09 August 2022
  • Friendly and always available to answer any questions.

    Treva Jane Grantsville, MD
    07 August 2022
  • Jody was awesome and very knowledgeable about everything. Always returned my calls and was most helpful.

    Terry Lynn Grantsville, MD
    28 July 2022
  • Jody is awesome and she helped keep my anxiety under control throughout all of this and expecially the last week.

    Melanie A Cumberland, MD
    24 July 2022
  • Basically walked me through the whole process

    Brandon J Hyndman, PA
    22 July 2022
  • Always willing to help, even on the weekends. Very quick to respond!

    Garrin J Westernport, MD
    18 July 2022
  • Jody was great to work with. She answered all our questions very quickly and she was able to explain it in a manner we understood. I would more

    Belinda K Westernport, MD
    15 July 2022
  • Jody was so great to work with. She answered all of our questions, and we had a lot because we were first time home buyers. She walked us through more

    Katherine E Cumberland, MD
    16 May 2022
  • Jody was very attentive and helpful

    James M Cumberland, MD
    10 May 2022
  • Jody was wonderful, she did everything to make this the easiest process for us!

    Alyse Meghan Lavale, MD
    08 May 2022
  • Jodi answered all our questions helped us with everything.

    Jonathan Barry Lavale, MD
    07 May 2022
  • Jody! She is the best at what she does, she made everything very easy to understand and always had answers to my questions. She is extremely knowable more

    Michael J Central City, PA
    05 May 2022
  • Jody went above and beyond to make our home buying process happen!! She is very knowledgeable, and friendly! I would recommend her to anyone who is more

    Timothy Shane Hyndman, PA
    30 April 2022
  • Timely and knowledgeable responses. She makes every effort to get you where you need to be and knows her stuff. She explains things well in language more

    Alyssa Mae Cumberland, MD
    26 April 2022
  • jody and alan are great to work with, very quick with replies and communication.

    Maxwell James Cumberland, MD
    24 April 2022
  • Jody was very professional. She did an amazing job with the whole process. We couldn’t have asked for a better person to help us along the way! We more

    Rebecca A Flintstone, MD
    24 April 2022
  • Jody is a top tier professional in every aspect of her job. She is extremely knowledgeable and very good at answering questions/emails in timely more

    Craig Davis Williamsport, MD
    07 April 2022
  • The process felt so simple. Everything was easily communicated from beginning to the end at closing!

    Zachary J Cumberland, MD
    28 March 2022
  • Responsive and kind!

    Caitlyn A Cresaptown, MD
    21 March 2022
  • Determined

    Shakur M Cumberland, MD
    21 March 2022
  • Jody was great!

    Kadi L Salisbury, PA
    21 March 2022
  • Jody was great to work with. She was so easy to talk to and made the process pretty painless! I appreciate all her hard work and patience! She is a more

    Sandra K Lavale, MD
    12 March 2022
  • Jody Emerick

    Loan Officer

    NMLS: 756543
    Phone: 814.977.0634

    111 S. George Street, Unit 3B,

    Cumberland, MD 21502

    Hi There,

    Born and raised in Bedford County, Pennsylvania, I love this area and call it home to this day. I have worked my entire 20-year career in Allegany County, Maryland and proudly serve clients in Maryland, Pennsylvania and West Virginia. I truly enjoy meeting new people and guiding them through the home buying process. From credit building to money saving, I take pride in showing clients that they can achieve these goals when they are convinced it’s impossible.

    Every day is an opportunity to learn something new. From your personal life to the workplace, I believe that there is always room for improvement. I enjoy fitness and love to cook for my family. I am a huge animal lover, so I can be found caring for animals of all kinds.

    I would love the opportunity to guide you on your path to home ownership. Give me a call, and let’s discuss your options today!

    Jody Emerick