David Ricketts

Loan Officer
NMLS: #364939
Phone: 865.567.3700

The mortgage that’s right for you.

Whether you’re a first time home buyer or buying your dream home, I’m here to help you understand your financing options and find a mortgage you can manage.

Our Peace of Mind Process

Talk About You

Let’s talk about your current financial situation and goals to determine loan options that work for you.


HomespireGO® makes getting pre-approved for a mortgage effortless! Apply online in as little as 10 minutes.

Let Us Do The

Once you submit your application, we’ll work our mortgage magic to get you pre-approved and fully underwritten.

Clear To

Our three favorite words! Your loan is approved and we’re ready for settlement day!.

Ready. Set. Home.

Apply for a mortgage in as little
as 10 minutes.

Digital Mortgage Experience

An experience you’ll love, from your couch to the coffee shop! Apply for a mortgage in as little as 10 minutes, then conveniently upload and e-sign documents within the app.

Peace of Mind

Goodbye paperwork! Securely scan and send mortgage documents for total peace of mind, knowing that your information is kept private.

Real-time Updates

Stay up-to-date with real-time notifications on the progress of your application and watch your loan move from approval to closing!

Hear From Real Clients

Highly rated reviews from happy homeowners!

David Ricketts

Loan Officer | NMLS: 364939
Phone: 865.567.3700

Hi There,

Originally from Knoxville, TN, I moved to Tampa in 2002 to enjoy a warmer climate. At that time, I also started my career in the mortgage industry as a loan officer, learning all aspects of mortgage origination. I’m a very motivated person and enjoy helping people. I strive to ensure that all my clients have the best experience possible and try to take the stress out of the home buying process by maintaining a positive attitude and treating others as I would like to be treated. I pride myself on great communication. My clients and Realtor® partners know that I will always answer my phone and alert them of any hindrance in the process so that there are no surprises at the closing table. Taking a client that has been told “Sorry, we can’t help you at this time” and figuring out a loan program they qualify for to get them into the house of their dreams is what makes my job so rewarding. When I’m not working, I enjoy going on long walks/runs with my dog, Holly, every weekend. It’s a great form of exercise for both of us and a good way to relax for a couple hours during the day. I’d love to chat with you and get you on the path to home ownership!

David Ricketts