Cola Galvin

Senior Loan Officer
NMLS: #609868
Phone: 757.718.6424

Cola was extremely helpful through the entire home buying process. She was very responsive and helpful. I would highly recommend Cola to anyone searching for a loan officer. I am very happy that she was able to help me through the process. Cola is professional and knowledgeable.

  • AS

    Autumn Elizabeth Shiloh, NC

    09 April 2024

The mortgage that’s right for you.

Whether you’re a first time home buyer or buying your dream home, I’m here to help you understand your financing options and find a mortgage you can manage.

Our Peace of Mind Process

Let’s
Talk About You

Let’s talk about your current financial situation and goals to determine loan options that work for you.

Apply
Online

HomespireGO® makes getting pre-approved for a mortgage effortless! Apply online in as little as 10 minutes.

Let Us Do The
Work

Once you submit your application, we’ll work our mortgage magic to get you pre-approved and fully underwritten.

Clear To
Close

Our three favorite words! Your loan is approved and we’re ready for settlement day!.

Ready. Set. Home.

Apply for a mortgage in as little
as 10 minutes.

Digital Mortgage Experience

An experience you’ll love, from your couch to the coffee shop! Apply for a mortgage in as little as 10 minutes, then conveniently upload and e-sign documents within the app.

Peace of Mind

Goodbye paperwork! Securely scan and send mortgage documents for total peace of mind, knowing that your information is kept private.

Real-time Updates

Stay up-to-date with real-time notifications on the progress of your application and watch your loan move from approval to closing!

Download the HomespireGO® App

for an effortless mortgage experience.

Hear From Real Clients

Highly rated reviews from happy homeowners!

Hear from Happy Homeowners

See what my clients are saying

  • Cola was extremely helpful through the entire home buying process. She was very responsive and helpful. I would highly recommend Cola to anyone search...read more

    AS
    Autumn Elizabeth Shiloh, NC
    09 April 2024
  • Cola is outstanding - she knows what she is talking about! Every single aspect of my transaction was made easier because of her. I will be referring a...read more

    MK
    Maya Hertford, NC
    17 March 2024
  • Cola and her team provided great communication throughout the initial loan application process through to the closing day! We would highly recommend t...read more

    AS
    Alan Douglas Elizabeth City, NC
    31 December 2023
  • Cola was there for us for every step of the process. She was professional and knowledgeable on the mortgage process. Very good experience!

    ED
    Edward B Hampton, VA
    06 December 2023
  • Cola provided EXCEPTIONAL service and communication! I appreciate her knowledge and expertise! Thank you’!!!

    SL
    Susan Elizabeth Virginia Beach, VA
    12 November 2023
  • Cola is a true professional with years of experience and an expert on the loan approval process. I was very comfortable along the whole process that ...read more

    SL
    Stephen Virginia Beach, VA
    10 November 2023
  • Cola provided exceptional customer service with the most pleasant attitude! My husband and I had numerous questions about our mortgage process and Col...read more

    PB
    Patricia
    20 October 2023
  • Coke is a “GOING TO GET IT DONE” type of person she is upfront doesn’t beat around the bush about anything. If she says she can help you she do...read more

    RS
    Russell Scott Elizabeth City, NC
    18 October 2023
  • Cola and Abigail were awesome through the entire process of our loan.

    CS
    Crystal Dawn Elizabeth City, NC
    11 October 2023
  • Cola's customer services.

    MB
    Michael Cape Charles, VA
    07 September 2023
  • Cola made our closings painless…easy and smooth.

    AR
    Alan Clay South Mills, NC
    28 August 2023
  • Cola and her team are amazing! On top of everything like we were the only customers they had!

    TR
    Traci Dawn South Mills, NC
    26 August 2023
  • Cola went above and beyond to ensure my needs were met. She was very informative and supportive throughout the whole process. Would definitely work wi...read more

    AS
    Alessandro Norfolk, VA
    13 August 2023
  • A+ availability and keeping me on track!

    KC
    Kathleen Spring Grove, VA
    02 August 2023
  • I received information in a timely manner and my inquiries were addressed responsively and professionally.

    TH
    Tanya M Portsmouth, VA
    06 July 2023
  • Efficient, effective and secured us the best deal possible within the market for the timeframe we were dealing with.

    NS
    Nolan Patrick Elizabeth City, NC
    29 June 2023
  • Cola is AMAZING! She was efficient, very knowledgeable,always a call text or email away. Lord knows I probably drive her nuts with my situation but sh...read more

    JC
    Jodi Lee Chesapeake, VA
    09 June 2023
  • Ms. Galvin was helpful from the start always trying to finish paperwork early. She would let you know if the "ball is in your court" Both Ms. Galvin...read more

    SP
    Shelley Dean Elizabeth City, NC
    22 May 2023
  • The communication. the quality of service, and the overall dedication.

    AS
    Angela Antonett Portsmouth, VA
    22 May 2023
  • Cola's willingness to explain details and provide information on procedures and rates to ensure we had all the information prior to making decisions w...read more

    MA
    Monika Elizabeth City, NC
    07 May 2023
  • Cola was communicative and worked tirelessly to make the numbers work for me. I couldn’t have gotten my new home without her.

    MR
    Melanie B Elizabeth City, NC
    15 April 2023
  • efficient, availability

    RW
    Rhonda Lee Elizabeth City, NC
    13 April 2023
  • Cola worked very hard to provide excellent service while we were navigating the ups and downs of the unstable interest rate environment. She provided ...read more

    SW
    Steve Lee Elizabeth City, NC
    13 April 2023
  • Cola is the best!!!! Couldn’t have done it without her!!!

    DE
    Debbie Clayton, NC
    05 April 2023
  • The ease and patience with explaining everything and ensuring we understood each step of the process.

    GG
    Grayson James Shawboro, NC
    24 March 2023
  • Cola provided excellent service. She didn’t hesitate to answer my phone calls at any time of the day, no matter the question or concern I may have h...read more

    EG
    Edward Martin Hertford, NC
    03 March 2023
  • From the Beginning to the end Cola made sure we were kept aware of everything, she explained and updated us on all of our concerns. This experience wa...read more

    TW
    Tia Chesapeake, VA
    10 January 2023
  • The advice and you all working to save me money. Thanks for all your help

    BW
    Beatheia L Elizabeth City, NC
    21 October 2022
  • Cola Galvin

    Senior Loan Officer

    NMLS: 609868
    Virginia Beach
    Phone: 757.718.6424

    500 Studio Drive, Suite D

    Virginia Beach, Virginia 23452

    Hi There,

    Renovations loans are my passion. With America’s aging housing, there is more and more need for renovation financing, and it’s my goal to make sure every homebuyer out there knows that this opportunity exists. I started my mortgage career in 1973 and worked on the operations side until 1983, when I became a Loan Officer. I am very knowledgeable about VA, FHA, and Conventional loans, with a specialty in renovation loans, including the FHA 203K, Limited and Standard, the FNMA HomeStyle Renovation loan, and the VA Renovation Loan. Currently, in my role as Vice President of Renovation Lending, I work diligently to keep our Loan Officers up to date on changes in the renovation financing world and to educate the real estate community on these loans so that their clients realize there are financing opportunities that can help them make any house their perfect house!

    Cola Galvin

    LICENSE INFORMATION

    Licensed in NC and VA.