Cola Galvin

Senior Loan Officer
NMLS: #609868
Phone: 757.718.6424

Cola and her team are the real deal! It was a pleasure working with them!

  • AK

    Ashton Tyler Elizabeth City, NC

    23 September 2022

The mortgage that’s right for you.

Whether you’re a first time home buyer or buying your dream home, I’m here to help you understand your financing options and find a mortgage you can manage.

Our Peace of Mind Process

Talk About You

Let’s talk about your current financial situation and goals to determine loan options that work for you.


HomespireGO® makes getting pre-approved for a mortgage effortless! Apply online in as little as 10 minutes.

Let Us Do The

Once you submit your application, we’ll work our mortgage magic to get you pre-approved and fully underwritten.

Clear To

Our three favorite words! Your loan is approved and we’re ready for settlement day!.

Ready. Set. Home.

Apply for a mortgage in as little
as 10 minutes.

Digital Mortgage Experience

An experience you’ll love, from your couch to the coffee shop! Apply for a mortgage in as little as 10 minutes, then conveniently upload and e-sign documents within the app.

Peace of Mind

Goodbye paperwork! Securely scan and send mortgage documents for total peace of mind, knowing that your information is kept private.

Real-time Updates

Stay up-to-date with real-time notifications on the progress of your application and watch your loan move from approval to closing!

Download the HomespireGO® App

for an effortless mortgage experience.

Hear From Real Clients

Highly rated reviews from happy homeowners!

Hear from Happy Homeowners

See what my clients are saying

  • Cola and her team are the real deal! It was a pleasure working with them!

    Ashton Tyler Elizabeth City, NC
    23 September 2022
  • Everything flowed smoothly, communication was great. Minimal emails and documents. She made everything easy to understand. Very fast from start to more

    Raymond Webster Summerfield, NC
    03 September 2022
  • Cola made it a great experience.

    Edward Steven Chesapeake, VA
    08 August 2022
  • Cola and her team where absolutely amazing. The communication through the whole process made it quick, and easy.

    Javier A. Chesapeake, VA
    09 July 2022
  • All involved were very friendly and will to explain anything that you did not understand.

    Beverly J. Newport News, VA
    01 July 2022
  • Timely communication throughout the process. Pleasant team to work with.

    Anthony Virginia Beach, VA
    31 May 2022
  • It was made easy

    Eric Christopher Norfolk, VA
    21 May 2022
  • Cola and Betsy were awesome!! They were so much help after a long house search and readily available when I had questions. Thank you!!!!!!!!

    Melissa Sue Wachapreague, VA
    17 May 2022
  • Being out of state, communication was key!

    Zsolt V Virginia Beach, VA
    22 April 2022
  • Quick qualifying. Quick closing.

    David W. Chesapeake, VA
    21 March 2022
  • Cola and her team were great to us. I would easily recommend them to anyone I know.

    Tyler Montgomery Gatesville, NC
    07 March 2022
  • Cola and Betsy went above and beyond to make our first home buying process easy and exciting. They were available after hours which was really more

    Katherine Ashley Gatesville, NC
    01 March 2022
  • Good advice and knowledgeable

    Robbie M. Virginia Beach, VA
    17 February 2022
  • It was a very stressful time for us and Ms. Cola worked really hard in completing our closing expeditiously. We were not knowledgeable with this more

    Wilhemina Elaine Newport News, VA
    15 February 2022
  • Ms.Cola, was very informative and supportive, she made sure we scan upload, and sign all pertinent documents so that would be no delay In our home more

    George Newport News, VA
    15 February 2022
  • Cola is very knowledgeable, answers all of our questions, and communicates in a timely manner. She is the best!

    Kristina Chesapeake, VA
    06 February 2022
  • Communication - Cola promptly responded to email, text, phone as though she were waiting on us as her single client. Dependability - I don't say this more

    Christopher John Virginia Beach, VA
    29 January 2022
  • Cola and Betsy were amazing. They made sure I understood all that I needed to and worked for my best interests. When curveballs came, they were able more

    Justin Philip Apex, NC
    20 January 2022
  • From start to finish Cola kept in touch and updated me regularly. She worked hard on my behalf to make this happen quickly and stress- free. I was more

    Susan Donovan Virginia Beach, VA
    11 January 2022
  • Great people

    Jerome Portsmouth, VA
    31 December 2021
  • I am not the sharpest knife in the drawer when it comes to technology so I really appreciated how everyone was so patient & encouraging with me. more

    Debra G. Chesapeake, VA
    27 December 2021
  • Cola made herself available, which was endlessly helpful for me as someone with some neurodiversity. Everyone needs a Cola.

    Margaret Norfolk, VA
    11 December 2021
  • Cola and her team were awesome to work with!

    Amanda Suffolk, VA
    18 November 2021
  • Easy and honest.

    Brent Michael Virginia Beach, VA
    28 October 2021
  • The best mortgage officer I have ever worked with. Cola in amazing!!

    Carmen D Courtland, VA
    28 October 2021
  • Cola is a true professional and a pleasure to work with

    Gilbert F Courtland, VA
    28 October 2021
  • Cola and her team stay on top of every aspect. They helped me, took their time to explain things. They made themselves available. Cola is an more

    Karen Victoria Hampton, VA
    20 October 2021
  • She's the best! Answered all my questions and counselled me through a looooong process.

    CREIGHTON J. Chesapeake, VA
    19 October 2021
  • Kept me updated. Made sure I understood every step we took in the process. Communication was excellent. Just overall i was very satisfied in doing more

    Fernando Parksley, VA
    16 October 2021
  • Cola Galvin

    Senior Loan Officer

    NMLS: 609868
    Virginia Beach
    Phone: 757.718.6424

    780 Lynnhaven Parkway Suite 411,

    Virginia Beach, Virginia 23452

    Hi There,

    Renovations loans are my passion. With America’s aging housing, there is more and more need for renovation financing, and it’s my goal to make sure every homebuyer out there knows that this opportunity exists. I started my mortgage career in 1973 and worked on the operations side until 1983, when I became a Loan Officer. I am very knowledgeable about VA, FHA, and Conventional loans, with a specialty in renovation loans, including the FHA 203K, Limited and Standard, the FNMA HomeStyle Renovation loan, and the VA Renovation Loan. Currently, in my role as Vice President of Renovation Lending, I work diligently to keep our Loan Officers up to date on changes in the renovation financing world and to educate the real estate community on these loans so that their clients realize there are financing opportunities that can help them make any house their perfect house!

    Cola Galvin