Clayton, NC | Homespire Clayton Branch
Clayton, NC | Homespire Clayton Branch
Clayton, NC

Hello, Clayton!

Whether you're buying a home or refinancing, you've come to the right place. The Homespire Mortgage branch at Clayton proudly serves homebuyers in North Carolina. We're happy to call this city home, support our local community and open the doors to homeownership, while delivering 5-star rated service.

Meet Our Loan Officers

The team making your dreams of homeownership a reality

Rob Youncofski
Branch Manager NMLS : #1114541
Phone 919.322.8201

Ready. Set. Home.

Say goodbye to never ending paperwork and hello to a digital mortgage application you’ll love! From start to submit in as little as 15 minutes.

Why Clients Love Us

We’ve helped thousands of homeowners find a mortgage they can manage.

See what our clients have to say on Experience.

Coming Soon

Blog

Get expert mortgage advice, money saving tips and answers to all your homeownership questions on our blog

Clayton, NC

NMLS #2061381

VISIT OUR OFFICE

421 E Main St, Suite 101
Clayton, NC 27520
GET DIRECTIONS

EMAIL US

clayton@homespiremortgage.com
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LET’S TALK

P: (919) 341-8899
CALL NOW

What Happens When My Loan Gets Sold?

The short answer is that loans get sold to free up money at financial institutions, so they can create more loans for others. The process of doing this is called a mortgage-backed security, or MBS. You may have heard the term before, but the concept can be a bit hard to understand, so let’s break it down.

What’s A Property Inspection Waiver?

Getting a home loan? Your lender may tell you that you’re eligible for a property inspection waiver, or PIW. What is it and why would you opt for this, if approved? PIW is a property inspection waiver (also known as an appraisal waiver), and depending on your situation, you may say yes to one.

The Role of A Mortgage Underwriter

Getting a mortgage for the first time is a truly unique experience where you’ll learn a lot. During that time, you’ll eventually get the word from your Loan Officer that your file has been submitted to underwriting. So, what does that really mean, what does an underwriter do, and what are they really looking for?

  • Rob made us feel as though we was his only client. Through all the issues, that was no fault of his own, he worked tirelessly to make sure everything ... read more

    JS
    James Russell Benson, NC
    23 March 2024
  • Very good at what he does and professional!

    JM
    Jonathan Selma, NC
    12 March 2024
  • Knowledge, Efficiency, Immediate Assistance, Etc

    GK
    Grace Kenly, NC
    27 February 2024
  • how personable rob was, knowledgeable and very quick with responses.

    MB
    Matthew Dillon Kenly, NC
    22 February 2024
  • Thank you to Rob Youncofski with Homespire Mortgage (Rob Yo The Mortgage Pro) and his team. He was super transparent, knowledgeable, and able to relay... read more

    G
    21 February 2024
  • I cannot say enough about how great of an experience I had with Rob. Rob was able to answer all of my questions with information that made the loan p... read more

    JR
    James Michael Raleigh, NC
    11 December 2023
  • Rob explained everything throughly and was very patient with all of our questions

    BD
    Benjamin Salvatore Kenly, NC
    05 November 2023
  • He was always available to talk and answer any questions we had and was very friendly!

    SC
    Samantha Kay Kenly, NC
    02 November 2023
  • Rob was very patient with me. If I couldn’t comprehend the programs he offered, he took the time to speak with my husband to be sure we got the righ... read more

    JC
    Jane Marie Durham, NC
    28 October 2023
  • All were knowledgeable, patient and very friendly. They made me feel like I was part of their family.

    VL
    Vicki Benson, NC
    28 October 2023
  • Easy to communicate with and always available to communicate

    RP
    Ryan Mack Clayton, NC
    22 October 2023
  • Rob was great to work with. He kept us informed every step of the way. We haven’t purchased a house in over 30 years and he made the process very ea... read more

    JW
    Jeffrey L Lucama, NC
    31 July 2023
  • Great communication. Always felt like I knew what the next step was going to be, which took a lot of the anxiety out of it for me.

    SB
    Sarah Clayton, NC
    13 July 2023
  • The was handled with high quality of professionalism

    DG
    David L Kenly, NC
    12 July 2023
  • We guided through the process with professional

    EG
    Evelyn S Kenly, NC
    12 July 2023
  • He Is a people person. It was a Pleasure to talk to him.

    DW
    Dorothy L Goldsboro, NC
    29 June 2023
  • Rob was great at communicating what to expect with the whole process and what we needed to have prepared. He was very responsive and clear in all of h... read more

    EF
    Elizabeth Andersen Rocky Mount, NC
    18 June 2023
  • Thanks Rob!!!!!! Finally moved in!

    MH
    Michael Fuquay Varina, NC
    08 June 2023
  • honestly I never followed the step of anyone writing to me about crypto currency because my sister was scammed $72.500 until this was recommended to a... read more

    D
    25 May 2023
  • Communication and explanation

    RW
    Ryan Benson, NC
    18 May 2023
  • Rob was great to work with. He was honest about the process and was looking out for our best interest rather than selling trying to sell us on his ser... read more

    RK
    Rebecca Benson, NC
    15 May 2023
  • Rob was extremely easy to work with. Every time we asked a question we got a response in a timely manner. He is definitely very skilled at what he doe... read more

    JH
    Jessica Li Malia Clayton, NC
    11 May 2023
  • Rob was excellent during this process, very transparent with great communication. Even through the stressful parts of this process, he was very optimi... read more

    SR
    Shakera Monique Franklinton, NC
    09 May 2023
  • Rob and his colleagues are great to work with, pleasant with all my questions, and quick with responses. They all were wonderful to work and super sup... read more

    AY
    Aleshia Marie Pikeville, NC
    28 April 2023
  • Rob went above and beyond to ensure the entire process was smooth and easy as possible for us. He answered every crazy question we had, explained all ... read more

    LF
    Lacey M Goldsboro, NC
    24 April 2023
  • Rob was very knowledgeable about VA loans and kept me informed from start to finish.

    HB
    Harold G Pikeville, NC
    19 March 2023
  • Rob just took the time to explain everything and as many times as needed so that I understood because as a first time home buyer, I had no idea what I... read more

    JS
    John David Middlesex, NC
    16 March 2023
  • Rob was always available for any questions I had and always explained everything well & in a way I understood. He played a huge role in making our ho... read more

    WD
    William Collins Kenly, NC
    08 March 2023
  • Why should you choose Mrs. Clarice Haynes to handle your TRADING? It is very EASY to EARN with her. She guarantees WITHDRAWAL and strives to offer the... read more

    R
    15 February 2023
  • Ready. Set. Home.

    Apply for a mortgage in as little as 10 minutes.

    Digital Mortgage Experience

    An experience you’ll love, from your couch to the coffee shop! Apply for a mortgage in as little as 10 minutes, then conveniently upload and e-sign documents within the app.

    Peace of Mind

    Goodbye paperwork! Securely scan and send mortgage documents for total peace of mind, knowing that your information is kept private.

    Real-time Updates

    Stay up-to-date with real-time notifications on the progress of your application and watch your loan move from approval to closing!

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