Bobby Zapol

by | Jun 24, 2025

Bobby Zapol

Loan Officer
NMLS: #2620041
Phone: 301.922.4970

The mortgage that’s right for you.

Whether you’re a first time home buyer or buying your dream home, I’m here to help you understand your financing options and find a mortgage you can manage.

Our Peace of Mind Process

Let’s
Talk About You

Let’s talk about your current financial situation and goals to determine loan options that work for you.

Apply
Online

HomespireGO® makes getting pre-approved for a mortgage effortless! Apply online in as little as 10 minutes.

Let Us Do The
Work

Once you submit your application, we’ll work our mortgage magic to get you pre-approved and fully underwritten.

Clear To
Close

Our three favorite words! Your loan is approved and we’re ready for settlement day!.

Ready. Set. Home.

Apply for a mortgage in as little
as 10 minutes.

Digital Mortgage Experience

An experience you’ll love, from your couch to the coffee shop! Apply for a mortgage in as little as 10 minutes, then conveniently upload and e-sign documents within the app.

Peace of Mind

Goodbye paperwork! Securely scan and send mortgage documents for total peace of mind, knowing that your information is kept private.

Real-time Updates

Stay up-to-date with real-time notifications on the progress of your application and watch your loan move from approval to closing!

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Hear From Real Clients

Highly rated reviews from happy homeowners!

Bobby Zapol

Loan Officer | NMLS: 2620041
Gaithersburg | Branch NMLS #183215
Phone: 301.922.4970

9711 Washingtonian Blvd, Suite 500

Gaithersburg, MD 20878

APPLY
Licensing

ABOUT ME

Why did you choose a career in the mortgage industry?
I chose a career in the mortgage industry because I genuinely love helping people take one of the biggest - and most exciting - steps of their lives. For me, it’s never just about the numbers or the transaction; it’s about guiding each person with care, honesty, and heart so they can reach their home and financial goals with confidence. Knowing I can make this process feel less overwhelming and more empowering for someone is what truly drives me every day.
What do you enjoy most about your work?
What I enjoy most about my work is the chance to truly connect with people, especially first-time homebuyers, and help them turn the dream of homeownership into a reality. I know how overwhelming the process can feel, so I love being a steady, supportive guide they can trust every step of the way. It’s not just about closing loans; it’s about making sure people feel cared for, understood, and confident in one of the biggest decisions of their lives.
What are 3 words past clients would use to describe you?
Based on my last 5 reviews: I think past clients would describe me as caring, knowledgeable, and dedicated. They’ve shared how much they value the time and attention I give to guide them through the process, my patience in answering every question, and my determination to make things happen even under tight deadlines. Above all, they know I truly have their best interests at heart.
What excites you most about life?
Besides helping families through my work, what really excites me most about life is watching my son grow. He’s turning three this September, and honestly, seeing the pure wonder and joy he finds in just about everything throughout the day is incredible. Whether it’s a new bug, a silly face, or just a simple game, his excitement is contagious, and it reminds me to find joy in the little things, even if it means chasing him around the house like a part-time ninja!
How do you give back to your community?
Giving back means a lot to me because this is more than just a job - it’s my community and my home. Through the Montgomery County Career Advisory Program (MOCO CAP), I get to teach kids about money and financial smarts. It’s fun to know I’m helping future homeowners avoid the mistakes I made (or at least the ones I hope they avoid!). Helping the next generation get a head start feels pretty great, and it keeps me on my toes too!
How do you enjoy spending your free time?
In my free time, I love being outdoors and soaking in the simple joys of life with my family and friends. Some of my favorite moments are spent with my son L.B., watching him explore the world with wide eyes, my partner Tory by my side, and our little zoo - our two cats, Cootie and Chini, and our dog, Bear - adding plenty of love and laughter. Whether we’re trying new things, traveling, or just sharing quiet moments together, it’s the quality time with them that fills my heart the most.
What quote motivates and inspires you?
“You’re braver than you believe, stronger than you seem, and smarter than you think.” — Winnie the Pooh
What's the best movie of all time?
Definitely not the best movie of all time…that’s way too tough to choose! But Point Break is one I can never skip when it’s on TV. It’s got that perfect mix of adrenaline-pumping action, iconic characters, and a story that’s both thrilling and surprisingly deep. The dynamic between Johnny Utah and Bodhi is electric. It’s about loyalty, freedom, and pushing limits, both physically and mentally. Plus, those epic surfing and skydiving scenes still hold up and give such a rush.

LICENSE INFORMATION

Licensed in DC, FL, MD, TX, VA

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT Department of Savings and Mortgage Lending ⋆ State of Texas Agency . A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT Department of Savings and Mortgage Lending ⋆ State of Texas Agency .
COMPLAINTS REGARDING THE SERVICING OF A MORTGAGE SHOULD BE SENT TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TX 78705. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 877-276-5550.
A complaint form and instructions may be downloaded and printed from the Department’s website located at Department of Savings and Mortgage Lending ⋆ State of Texas Agency or obtained from the department upon request by mail at the address above, by telephone at its toll-free consumer hotline listed above, or by email at smlinfo@sml.texas.gov.