Bluffton | Homespire's Bluffton Branch
Bluffton | Homespire's Bluffton Branch
Bluffton, SC

Hello, Bluffton!

Whether you're buying a home or refinancing, you've come to the right place. The Homespire Mortgage branch at Bluffton proudly serves homebuyers in South Carolina. We're happy to call this city home, support our local community and open the doors to homeownership, while delivering 5-star rated service.

Meet Our Loan Officers

The team making your dreams of homeownership a reality

Amanda Maletz
Branch Manager NMLS: #203977
Phone 912.319.7217

Ready. Set. Home.

Say goodbye to never ending paperwork and hello to a digital mortgage application you’ll love! From start to submit in as little as 15 minutes.

Why Clients Love Us

We’ve helped thousands of homeowners find a mortgage they can manage.

See what our clients have to say on Experience.

Coming Soon

Blog

Get expert mortgage advice, money saving tips and answers to all your homeownership questions on our blog

Bluffton, SC

NMLS #1853033

VISIT OUR OFFICE

110 Traders Cross, 1st Floor, Office 108
Okatie, SC 29909
GET DIRECTIONS

EMAIL US

bluffton@homespiremortgage.com
SEND EMAIL

LET’S TALK

P: 912-433-2920
CALL NOW

What Happens When My Loan Gets Sold?

The short answer is that loans get sold to free up money at financial institutions, so they can create more loans for others. The process of doing this is called a mortgage-backed security, or MBS. You may have heard the term before, but the concept can be a bit hard to understand, so let’s break it down.

What’s A Property Inspection Waiver?

Getting a home loan? Your lender may tell you that you’re eligible for a property inspection waiver, or PIW. What is it and why would you opt for this, if approved? PIW is a property inspection waiver (also known as an appraisal waiver), and depending on your situation, you may say yes to one.

The Role of A Mortgage Underwriter

Getting a mortgage for the first time is a truly unique experience where you’ll learn a lot. During that time, you’ll eventually get the word from your Loan Officer that your file has been submitted to underwriting. So, what does that really mean, what does an underwriter do, and what are they really looking for?

  • Amanda communicated with us daily and explained everything very well.

    MD
    Mark Jason Guyton, GA
    26 November 2023
  • Amanda is very knowledgeable and always 100% ready for anything you ask. Response time is superb and she walks you through your whole home buying expe... read more

    NW
    Nicole Marie Savannah, GA
    23 May 2023
  • This was our first time buying a home and although the process is not pleasant, the people we worked with made it as pleasant as possible.

    DC
    Donita April Ellabell, GA
    06 April 2023
  • Amanda went above and beyond and made the entire home buying process a breeze. She helped us feel very prepared and was super helpful. She explained e... read more

    BS
    Britney Taylor Springfield, GA
    16 March 2023
  • Very attentive to my financial situation.

    SB
    Steven Thomas Ellabell, GA
    03 February 2023
  • I don’t know why but I made a previous review that apparently was not pleasant. The only thing I can think of is that I was thinking I was reviewing... read more

    KK
    Kevin Michael Saint Helena Island, SC
    15 December 2022
  • Amanda went above and beyond to ensure that we qualified and were able to get our home loan. I had a previous lender who didn’t want to help with my... read more

    TK
    Tiffany Anne Saint Helena Island, SC
    15 December 2022
  • I really didn’t enjoy doing everything online.

    WW
    Wanda T Newington, GA
    06 December 2022
  • Amanda was knowledgeable and very communicative throughout our loan process and I will be calling her for any of our future mortgage needs!

    LS
    Lindsey Savannah, GA
    13 October 2022
  • Amanda was in constant contact with us making sure that we had all the items in that we needed to get our loan approval. She was always kind and alwa... read more

    KO
    Kimberly Guyton, GA
    19 September 2022
  • She was with me for every step of the way!

    JO
    Jeff Guyton, GA
    18 September 2022
  • Amanda responding very quickly to all my questions. I appreciate that!!

    SB
    Stephanie Dawn Guyton, GA
    02 August 2022
  • Amanda was a treat to work with regarding the entire process and her step-by-step knowledge guiding us in the right direction. Website was very friend... read more

    MD
    Micah Justin Charleston, SC
    28 July 2022
  • Amanda and Abi were fantastic to work with. They communicated at every step of the way and kept the process moving forward to meet my closing date. Ab... read more

    JO
    Jennifer R Landrum, SC
    05 July 2022
  • Amanda was really great and helpful. She responded in a timely manner and helped the process go smoothly. Awesome job!

    ER
    Elliott Donald Warner Robins, GA
    11 May 2022
  • Personable and professional.

    AB
    Amy Richmond Hill, GA
    23 March 2022
  • Amanda was always available to answer our questions and concerns. She was very willing to explain things to make certain we understood them. We would ... read more

    CL
    Christina Marie Pooler, GA
    17 February 2022
  • They just gave sound advice and kept me informed every step of the way.

    TM
    Taquan Bloomingdale, GA
    22 January 2022
  • Very personable and knowledgeable. Helped me understand everything that was going on and answered all of my questions in a timely manner

    WM
    Wesley Cole Hinesville, GA
    04 January 2022
  • Amanda went above to keep me informed & helped making this experience great.

    SR
    Staci Claxton, GA
    04 January 2022
  • Amanda was courteous, communicative, and thorough.

    HC
    Heidi Savannah, GA
    26 November 2021
  • Amanda is an exceptional communicator with a diligent and straightforward approach. Amanda and her team made the process go smoothly and efficiently t... read more

    JA
    Jose Manuel Richmond Hill, GA
    17 November 2021
  • The attention to detail, time sensitive ways they assured we would get to the finish line, excellent communication, very good listeners, cohesiveness ... read more

    BM
    Brandi Hoschton, GA
    09 November 2021
  • Amanda lead us through the entire process, answering every question we had within a few hours or less. We felt as if we were her only clients! Excel... read more

    WP
    Wilton L Guyton, GA
    19 October 2021
  • Great communication of what I needed to provide. Kept informed of progress.

    MC
    MaryEllen Hardeeville, SC
    30 September 2021
  • Amanda has made the loan process go very smoothly. Always responsive to all questions and easy to work with. Highly recommended.

    DR
    Don Bluffton, SC
    23 September 2021
  • Amanda was great and answered all of my questions. She also helped out with providing all info we needed. She was great!

    AG
    Aaron Hunter Ludowici, GA
    20 September 2021
  • Amanda is very professional and keeps you informed during the process.

    RB
    Rachel Gabrielle Richmond Hill, GA
    14 September 2021
  • Amanda and team were efficient, responsive, followed up and delivered! Excellent in all areas. Thanks

    CM
    Charlotte G Bluffton, SC
    13 September 2021
  • Ready. Set. Home.

    Apply for a mortgage in as little as 10 minutes.

    Digital Mortgage Experience

    An experience you’ll love, from your couch to the coffee shop! Apply for a mortgage in as little as 10 minutes, then conveniently upload and e-sign documents within the app.

    Peace of Mind

    Goodbye paperwork! Securely scan and send mortgage documents for total peace of mind, knowing that your information is kept private.

    Real-time Updates

    Stay up-to-date with real-time notifications on the progress of your application and watch your loan move from approval to closing!

      15% Complete...

      Where do you want to live?


      GO!

      What type of home would you like to live in?

      Single Family
      Town House
      Condominium

      Single FamilyTown HouseCondominium

      How much do you currently pay in rent?


      NEXT

      What is your household income?


      NEXT

      Estimate Your Credit Score

      Excellent 740+
      Good 700-739
      Average 660-699
      Fair 600-659
      Poor < 600

      Excellent 740+Good 700-739Average 660-699Fair 600-659Poor < 600

      We're working up some options to help you break free from the rental trap. Let's send them over to you!




      By submitting, you are opting in to receive communication from Homespire Mortgage.

      Privacy Policy