4 Tips to Save Money on Utilities this Winter
For most of us in the U.S., winter means cold. I donāt know about you, but I hold my breath whenever I open a gas or electric bill in the
How does DTI affect the home buying process?
When was the last time you thought, āI wonder what my debt-to-income ratio isā? Most people donāt give DTI a second thought until itās time to buy a house. So,
Client Testimonial From Your Mortgage BFF
There’s nothing like a client testimonials from your own employees. If you’ve been keeping up with the Know Before You Owe series on our YouTube channel, you’ll recognize Your Mortgage
When is My First Mortgage Payment Due?
Congratulations! You bought a house!Ā You might be thinking – “So…when do I start paying for this thing?” Well, unlike paying rent, where you go ahead and make your first
How Much Could You Save by Refinancing Right Now?
Letās say you bought your home back in the olden days — like 2010 — and locked in the average interest rate at the time of 5% – how much
Appraisals 101 – What They Are and Why Homespire Does Them Better
Appraisals are a crucial part of the mortgage process. In this episode of #KnowBeforeYouOwe, your Mortgage BFF explains why they’re so important and why Homespire does it better. šāāļø
FHA Loan to Conventional Loan – Refinance and Drop Mortgage Insurance
Look, we’ve all been there, you’re a first-time homebuyer, you’re worried about having enough for a downpayment, and an FHA loan makes sense for you because of its more flexible
Historically Low Rates Mean Huge Savings for Home Owners & Home Buyers
In Episode 4 of #ToddTalks, Todd Sheinin, COO of Homespire Mortgage, shares his expert advice on the money saving opportunities with today’s historic low rates. š
Refinance, Drop Mortgage Insurance, and Save Money
In Episode 3 of #ToddTalks, Homespire COO, Todd Sheinin, shares his expert advice on how much you could potentially save by taking advantage of today’s low rates. š
Home Buying & Historic Low Rates
In Episode 2 of #ToddTalks, Todd shares his expert advice on what today’s all-time low rates mean if you’re in the market to buy a home. š