Blog – Page 6 – Homespire Mortgage

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Is refinancing right now really worth it?
So, you think refinancing your mortgage will be more trouble than it's worth? You think it will take a lot of time to round up a ton of paperwork? You think you will have to shell out lots in fees to get it done? If you've answered 'yes' to any of these questions, then you might find yourself sitting on the sidelines during this period of

How Home Appraisals Work
If a home appraisal is on your mind, chances are you are in the midst of refinancing, buying, or selling a home. Having a home appraised means that you are trying to find out how much a home is worth, or how much it would sell for under normal market conditions.

Appraisals are written to be understood by those familiar with them, so don't be concerned if you do not

Buying a home in 2015? Start planning now!

Are you starting 2015 dreaming of buying a home? Buying a home is a huge decision, but it can be also be your best decision with the right amount of preparation. Commit to these New Year's Resolutions to get yourself ready to make 2015 the year your dream becomes a reality.

1. Get to know yourself!

Buying a home (and taking out a home loan) isn't something

Protect Your Credit While Spreading Holiday Cheer!
While we certainly use our credit and debit cards all year long, there's always more of a danger of having information being stolen over the holidays. Holiday cheer and goodwill can cause many consumers to relax a little too much when shopping online and in stores. Don't fall victim to the stress and potential financial issues that a stolen identity or stolen financial information can cause.
Be

Is This the Right Time to Refinance?
Mortgage rates hit historic lows in recent weeks and remain low today. For many homeowners, refinancing your home can sound like a lot of time, energy, and hassle for what seems like just a few percentage points. But did you know that those 'few' percentage points can save you thousands of dollars over the life of your mortgage, both in lower mortgage payments and overall interest

VA Loans Q & A
How does a VA loan work? Are VA loans really that complicated? Not so, and for veterans, both retired and active duty, they can be one of the best choices when purchasing a new home. Here are some highlights about VA loans that can help you through the process of deciding if a VA loan is right for you.
Is the VA the lender?
The Veterans Administration does not actually provide

First Time Home Buyers' Guide

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