Blog – Page 6 – Homespire Mortgage


3 Things Every Realtor Should Know About TRID
We are less than four months away from the much anticipated October 3rd implementation of major TILA-RESPA changes. That's right! Major changes are just around the corner and we're helping our realtor partners get prepared by understanding how the changes will affect them. Integrated mortgage forms, disclosure documents, and the scheduling of loan closings - we know that homebuyers will be expecting you to be

Why You Can't Afford to Ditch Your Real Estate Agent
There is no doubt about it! Technology has made shopping for a home easier than ever before! We have access to an abundance of information about homes including photos, neighborhoods, school districts, amenities and lots more. It's no wonder that 90% of homebuyers search online during the home buying process. The overabundance of information and the ease of accessing it has some home

4 Must-Do’s Before You Sell
Are you thinking of selling your home this year? Could it use some minor upgrades before putting it on the market? You're not alone. Many home owners choose to make improvements to their home before listing. Often the question is, which upgrades will help you get the asking price you’re hoping for? HouseLogic, an informational site created by the National Association of Realtors, put together their list of

How to Shop for a Mortgage Rate
Comparing mortgage rates sounds simple ‐ just call various mortgage lenders and ask what their current interest rate is, right? Not so fast! There is more to a mortgage than just the interest rate. The total cost of your mortgage will include the interest rate, but also mortgage points and lending fees, and varies depending on your closing costs, your credit score, and even the time period

Trim Your Mortgage by Spring
If you currently have an FHA loan, you've probably heard about how refinancing your mortgage will lower your payment or how switching to a conventional loan will save you money. We've taken the time to simplify it and explain exactly how making the switch puts more money back in your pockets!

You're probably very familiar with MIP…especially because you're paying it every month! One of the provisions of FHA

Is refinancing right now really worth it?
So, you think refinancing your mortgage will be more trouble than it's worth? You think it will take a lot of time to round up a ton of paperwork? You think you will have to shell out lots in fees to get it done? If you've answered 'yes' to any of these questions, then you might find yourself sitting on the sidelines during this period of

First Time Home Buyers' Guide

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