Blog – Page 5 – Homespire Mortgage


5 Must-Read Facts when Considering an FHA Home Loan
You’ve heard your homeowner friends talking about FHA home loans, and you’ve been wondering if it’s the right move for you; but first, you’re probably wondering what an FHA loan even is.

FHA home loans were designed to assist homebuyers in fulfilling their American dream of homeownership. They are loans insured by the Federal Housing Administration, which means more advantages for home buyers wanting to

Is it Better to Rent or Buy?
The American Dream - homeownership and white picket fences. We all dream of having a place to call our own. Well, it's time to stop dreaming and make a move! The time to buy a home has never been better. With interest rates at their lowest levels since 2013, you can own a home for just as much as you pay in rent! If you've been

5 Clever Ways to get that Down Payment for a House!
Let's face it! The idea of owning your own home can seem like a huge endeavor and coming up with the down payment might seem like a pretty steep hill to climb. Don't despair, we've broken down 5 Clever ways to get that down payment for a house!

Now remember, talking to your Personal Loan Consultant should be your first step to

Homeowner Tax Breaks for your 2015 Return
Tax time is looming on the horizon and as a new home owner you may be wondering what options you have when you file your return. The good news is that there are many opportunities available. Here's what you need to know:
Mortgage Interest
The mortgage interest that you pay on your home loan every month is deductible at tax time. In fact, up to $1 million of

Why You Want to Buy a Home Before the Year Ends
There's no place like home for the holidays, and that is especially true if you're looking to buy! While the holiday season is not a traditionally popular time to buy a home, it is certainly one of the smartest! There are numerous perks to becoming a homeowner, many of which are financial. Buying during the holiday season includes those same financial perks,

Countdown to TRID: 28 Days
The clock is ticking on the approaching TRID ruling, now taking effect on October 3rd. The real estate and mortgage industry will undertake major changes in the closing process after TRID. Realtors and lenders are often at the center of these closing, it is imperative to familiarize yourself with the new practices so you can provide the best experience for your clients. With just weeks left before the

First Time Home Buyers' Guide

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