What’s the Difference Between Interest Rate and Annual Percentage Rate?
Interest Rate and Annual percentage rate — or APR — are they lost siblings? Brothers from another mother? Second cousins once removed? (What does that even mean?) The truth is,
What’s the Difference Between a Fixed-Rate and Adjustable-Rate Mortgage?
When you buy a home, you’re presented with a lot of options – type of mortgage, term length, fixed-rate or adjustable… Let’s discuss the latter so that you go into
Should I Invest in Mortgage Points?
Points. Mortgage points. Discount points. Buying down your rate. It all means the same thing. Simply put, mortgage points are the opportunity to buy down your interest rate in small
Should I Co-Sign on Someone Else’s Mortgage?
Co-signing on a mortgage loan for someone can mean the difference between them being approved or not. But with co-signing comes great responsibility. Let’s outline the pros and cons so
What to Consider Before Refinancing Your Mortgage
There are so many reasons why people choose to refinance their home mortgage – some you may already know, and some you may not have thought about. For example: To
Can I Buy a Home With Cryptocurrency?
In the grand scheme of currency, crypto is very new to the scene. It hasn’t been around long enough to have really developed a track record, so it’s uncertain and
5 Benefits of Working with a Local Lender
Shopping local is a great way to support and stimulate your community. And the same goes for working with a local mortgage lender. But it’s not just about business and
2022 Housing Market Forecast | Home Values
Todd Sheinin, Homespire’s Chief Operating Officer, sat down with Autumn to talk about what economists and forecasters are saying could happen with home values in 2022.
2022 Housing Market Forecast | Interest Rates
Todd Sheinin, Homespire’s Chief Operating Officer, sat down with Autumn to talk about what economists and forecasters are saying could happen with mortgage interest rates in 2022.
Can Lender Credits Help Lower Your Closing Costs?
Have you seen lenders on social media advertise something like, “Work with me, and I’ll give you $2,500 in lender credits!”? You might think, “Wow, that’s a great deal! But