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This summer’s housing market is forecasted to be on fire with no signs of cooling down. With more buyers than homes for sale, we’re looking at a very competitive home buying season. We’ve laid out four strategies that will give you an edge over other buyers.
1. Get pre-approved.
Preparation is key to anything in life, really, and real estate is no different. Shopping with a pre-approval in hand lets sellers

Although it’s easy to curl up on the couch, eat a pint of your favorite Ben & Jerry’s, and think your dream of homeownership is postponed for the foreseeable future, it’s time to get it together and explore your options. Historically, yes, the rates in recent years have been phenomenal. But remember, it hasn’t always been like this. Interest rates trend according to the state of the economy, employment rates, median income,

6 Ways Homebuyers Can Save
When the mercury rises, so do home sales. According to Realtor.com, over half of all homes are sold in the summer. Over and over again, house prices take a slight dip in January and then a swift climb again once school is out. That means if you want to wrangle a good deal – and avoid a bidding war – your odds are best if you shift from

What are Mortgage Underwriters looking for?
Once you've found a house, made an offer, and been pre-approved for a mortgage, you may think the tough work is done. You'd be wrong. Instead, you must first traverse the loan underwriting process, which is spearheaded by an underwriter.

Think of the underwriter as a Sherlock Holmes for the mortgage lending industry. With precisely three clues to work with -- credit, collateral, and capacity - they must

6 Things to Do Before Buying a Home
Buying your first home is a huge decision, and the process may seem daunting. After all, there are so many choices as well as costs to consider—and there's so much paperwork involved! Where do you even begin? In an attempt to give you a head start, we've created a list of six things we feel you'd best pay attention to before you decide to run

The 3 best ways to take advantage of today’s historically low interest rates
Mortgage interest rates were already hovering around 3 year historical lows when ‘Brexit’( Britain’s exit from the European Union) caused rates to drop even lower, and into all-time lows! That’s right, rates are near all-time lows, and more potential homebuyers and homeowners are beginning to take notice. Why? Simply because, the lower the interest rate, the lower a monthly

First Time Home Buyers' Guide

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