Raleigh, NC

Hello, Raleigh!

Whether you're buying a home or refinancing, you've come to the right place. The Homespire Mortgage branch at Raleigh proudly serves homebuyers in North Carolina. We're happy to call this city home, support our local community and open the doors to homeownership, while delivering 5-star rated service.

Meet Our Loan Officers

The team making your dreams of homeownership a reality

Patrick Wynn

Area Manager NMLS: #71181

Phone 919.608.1217

Tim Zimmerman

Senior Loan Officer NMLS: #111131

Phone 919.726.4859

Melanie Horton

Regional Production Manager NMLS: #607849

Phone: 919.726.4620

Ready. Set. Home.

Say goodbye to never ending paperwork and hello to a digital mortgage application you’ll love! From start to submit in as little as 15 minutes.

Why Clients Love Us

We’ve helped thousands of homeowners find a mortgage they can manage.

See what our clients have to say on Experience.

Coming Soon

Blog

Get expert mortgage advice, money saving tips and answers to all your homeownership questions on our blog

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Raleigh, NC

NMLS #1703475

VISIT OUR OFFICE

5400 Glenwood Avenue, Suite 220
Raleigh, NC 27612
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EMAIL US

raleigh@homespiremortgage.com
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LET’S TALK

P: (919) 726-4896
CALL NOW

What Happens When My Loan Gets Sold?

The short answer is that loans get sold to free up money at financial institutions, so they can create more loans for others. The process of doing this is called a mortgage-backed security, or MBS. You may have heard the term before, but the concept can be a bit hard to understand, so let’s break it down.

What’s A Property Inspection Waiver?

Getting a home loan? Your lender may tell you that you’re eligible for a property inspection waiver, or PIW. What is it and why would you opt for this, if approved? PIW is a property inspection waiver (also known as an appraisal waiver), and depending on your situation, you may say yes to one.

The Role of A Mortgage Underwriter

Getting a mortgage for the first time is a truly unique experience where you’ll learn a lot. During that time, you’ll eventually get the word from your Loan Officer that your file has been submitted to underwriting. So, what does that really mean, what does an underwriter do, and what are they really looking for?

Tim and his team at HomeSpire are fantastic. They made my first home purchase so much easier than I ever thought possible. I received prompt communica... read more read less

Kenneth William Rural Hall, NC

17 April 2024

Tim is an incredible loan officer and the BESY all around! His work ethic and passion for his job exemplifies in everything that he does, from every m... read more read less

Christina Noel Raleigh, NC

10 April 2024

Tim made it happen! Any time I called he answered and worked hard to help us secure our home. We will use Tim for future home needs!

Charles Thomas Raleigh, NC

01 April 2024

He did everything possible to get us the loan. Thankful for his positive attitude!

Marywel Rose Stanley Raleigh, NC

30 March 2024

Process of collecting documents was great. They made it easy.

Henry Beadle Winterville, NC

28 March 2024

The time and effort Tim and all of his support staff provided us was top shelf!!! They were very well educated and always presented options and we go... read more read less

Chad Michael Fuquay Varina, NC

22 March 2024

You made this difficult process as easy as possible and were great with answering all our questions

Shawn Bolivia, NC

21 February 2024

Mr.Patrick is extremely hardworking no matter what .From working from odd hours to even working on hoildays to make my experience the best. He goes ab... read more read less

Anthony Cary, NC

12 February 2024

Speed of getting things done

Sunnie Durham, NC

09 February 2024

Pat is always available and provides sound advice

Suzanne M Durham, NC

30 January 2024

Tim and his team were GREAT! They were on top of everything, always available by phone, text, or email, and always looking out for their clients. We w... read more read less

Krista Clayton, NC

26 January 2024

Good advice and quick responses

Elaine Fuquay Varina, NC

15 January 2024

Very pleasant to work with. We felt like Tim and staff sincerely had our best interest at heart making us very comfortable through our the whole proce... read more read less

James C Pittsboro, NC

20 November 2023

Went so far above and beyond for me. Late night calls, immediate response time. Fought like crazy to find me absolutely best deal and to pull off impo... read more read less

Jacob Benjamin Graham, NC

09 November 2023

easy to work with. great attitude

Kevin Allen Durham, NC

31 October 2023

Tim was always available to answer any questions that I had. I am a first time home buyer with a unique financial situation, but Tim took the time to ... read more read less

Nolan Durham, NC

05 October 2023

Pat and his team were wonderful throughout the whole process and made it very easy for me.

Kim M Macon, NC

18 September 2023

Tim is the best in the business! There is no one else in the area I would get a loan with.

Joshua Carrboro, NC

31 August 2023

Quick timely support and knowledgeable staff ***** five star service

Michael Patrick Kenly, NC

29 August 2023

Pat is the consummate professional. He engages you with humor and bring a very stressful situation into one that’s easy and actually fun. He and his... read more read less

Gary L Denver, NC

20 August 2023

They worked well with us on helping us find the right home.

William Fayetteville, NC

17 August 2023

We have not financed a home since 1995 which is like being in prehistoric times in the ever changing IT tool environment. Patrick help us navigate th... read more read less

18 July 2023

Good process communication and quick answers to questions.

Charles P Raleigh, NC

17 July 2023

Amazing turn around time in less than 4 weeks!!! Very smooth process with excellent communication. I would highly recommend Tim and his team!

Lisa Albright Asheboro, NC

12 June 2023

Step by step explained, all questions answered

Kirsten Elizabeth Fuquay Varina, NC

25 May 2023

Tim clearly has years of experience in this industry. He provided valuable advice and insights throughout the process. He went above and beyond in eff... read more read less

Joseph Nicholas Apex, NC

10 May 2023

Hassel free! Basically, everything was done for me except gathering info on me, and I had to submit that. Definitely a lot more pleasant than the last... read more read less

Philip Ferrell Asheboro, NC

08 May 2023

Amazing as always!

Duane Raleigh, NC

26 April 2023

Tim and his team were absolutely on it when it came to our home purchase. There was never a moment that Tim was unavailable for us to talk.

Daniel Wendell, NC

24 April 2023

Tim was amazing to work with! So thorough and helpful throughout the full process, especially as a first time home buyer.

Leah Kirby Wendell, NC

24 April 2023

Ready. Set. Home.

Apply for a mortgage in as little as 10 minutes.

Digital Mortgage Experience

An experience you’ll love, from your couch to the coffee shop! Apply for a mortgage in as little as 10 minutes, then conveniently upload and e-sign documents within the app.

Peace of Mind

Goodbye paperwork! Securely scan and send mortgage documents for total peace of mind, knowing that your information is kept private.

Real-time Updates

Stay up-to-date with real-time notifications on the progress of your application and watch your loan move from approval to closing!